Guaranty Bancshares

Guaranty Bancshares, Inc. is a bank holding company, which engages in the provision of financial products and services. It offers online banking and bill pay, fraud protection, person-to-person payments, direct deposits, personal loans, auto loans, student checking, and premium checking. The company was founded on January 13, 1913 and is headquartered in Addison, TX.

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Earnings data Q4 2024

Guaranty Bancshares reports solid 2022 performance amidst economic uncertainties

Guaranty Bancshares reports strong loan growth and asset quality for 2022.
Challenges ahead include slower loan growth, margin compression, and economic uncertainties.
The company aims to defend its core funding base, asset quality, and earnings amidst headwinds.
Maintaining reserves, managing expenses, and exploring opportunities are key strategies for 2023.

Guaranty Bancshares (GNTY) reports stable Q1 earnings amidst uncertainties

Guaranty Bancshares (GNTY) navigated Q1 2023 with solid financial performance and a focus on stability amidst external uncertainties.
Transparency in disclosures, strong credit quality, and cost management underscore the bank's resilience and strategic positioning.
While challenges like deposit shifts and margin pressures exist, opportunities in stock buybacks and sustainable earnings growth are being explored.
Overall, management's confidence in the bank's fundamentals and proactive risk management approach bode well for future prospects.

Guaranty Bancshares reports stable Q2 earnings amid Texas economic opportunities

Guaranty Bancshares faced challenges in total assets, equity, and investment securities, but maintained a strong financial position with robust capital and liquidity ratios.
The company's performance reflected a decrease in net interest margin and loan portfolio, alongside an increase in noninterest expenses.
Opportunities lie in leveraging Texas' economic conditions for credit metric improvement and optimizing excess capital through share repurchases.
Overall, Guaranty Bancshares' performance underscores resilience amidst challenges and potential for growth in a competitive market environment.

Guaranty Bancshares reports stable Q3 performance with growth opportunities

Guaranty Bancshares maintained stability in assets and strong asset quality in Q3.
While facing challenges in loan demand and profitability, the company has opportunities for revenue growth.
Strategic focus on deposit growth, buybacks, and expense management can drive shareholder value.
Executives are optimistic about future loan growth, margin performance, and capital management strategies.

Guaranty Bancshares posts solid earnings, eyes margin growth in 2024

Guaranty Bancshares delivered acceptable results for the year, emphasizing improving margins and strong asset quality.
The bank aims for comparable performance in 2024, focusing on margin improvement and earnings growth while addressing challenges in cost management.
By leveraging its strengths in asset quality and liquidity, Guaranty Bancshares can navigate challenges and capitalize on opportunities for sustainable growth.

Guaranty Bancshares excels in Texas banking relationships amid challenges

Guaranty Bancshares delivered a strong performance in Q1 2024, focusing on relationship-building and strategic balance sheet management. While facing challenges in nonperforming assets and deposit reduction, the company is well-positioned to capitalize on opportunities for income growth and enhanced shareholder value.

Guaranty Bancshares (GNTY) reports solid Q2 performance and growth opportunities

Guaranty Bancshares demonstrates resilience and strategic focus in Q2, maintaining strong financial metrics and credit quality. Challenges in noninterest income management and property valuation are noted, while opportunities in market growth and capital allocation strategies are highlighted.
Overall, the company's performance reflects stability and proactive measures to drive future growth and shareholder value, positioning Guaranty Bancshares well in the market.

Guaranty Bancshares reports steady Q3 earnings amidst growth prospects

Guaranty Bancshares navigated Q3 2024 with solid financial performance, despite challenges from muted growth and extraordinary expenses.
The company's strengths lie in its strong core deposit base, robust liquidity, and prudent capital management, positioning it well for future growth.
While facing challenges in growth and expense management, Guaranty Bancshares sees opportunities in strategic expansion and improving profitability.
Overall, the company's focus on financial stability, credit quality, and growth sets the stage for long-term success and value creation for stakeholders.

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Guaranty Bancshares, Inc. (NYSE:GNTY ) Q3 2024 Earnings Conference Call October 21, 2024 11:00 AM ET Company Participants Nona Branch - IR Ty Abston - Chairman and CEO Shalene Jacobson - EVP and CFO Conference Call Participants Michael Rose - Raymond James Woody Lay - KBW Matt Olney - Stephens Nona Branch Good morning. And welcome to the Guaranty Bancshares Third Quarter 2024 Earnings Call.

Guaranty Bancshares, Inc. (GNTY) Q3 2024 Earnings Call Transcript

Guaranty Bancshares Inc. (GNTY) came out with quarterly earnings of $0.65 per share, beating the Zacks Consensus Estimate of $0.62 per share. This compares to earnings of $0.54 per share a year ago.

Guaranty Bancshares Inc. (GNTY) Q3 Earnings Beat Estimates

ADDISON, Texas--(BUSINESS WIRE)-- #gnty--Guaranty Bancshares, Inc. (NYSE: GNTY) (the "Company"), the parent company of Guaranty Bank & Trust, N.A. (the "Bank"), today reported financial results for the fiscal quarter ended September 30, 2024. The Company's net income available to common shareholders was $7.4 million, or $0.65 per basic share, for the quarter ended September 30, 2024, compared to $7.4 million, or $0.65 per basic share, for the quarter ended June 30, 2024 and $6.3 million, or $0.54 p.

Guaranty Bancshares, Inc. Reports Third Quarter 2024 Financial Results

Guaranty Bancshares (GNTY) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Guaranty Bancshares Inc. (GNTY) Reports Next Week: Wall Street Expects Earnings Growth

ADDISON, Texas--(BUSINESS WIRE)-- #gnty--Guaranty Bancshares, Inc. (NYSE: GNTY), the parent company of Guaranty Bank & Trust, N.A. (the "Bank"), announced today that it will hold a conference call to discuss third quarter 2024 financial results on Monday, October 21, 2024 at 10:00 a.m. CT. The related earnings press release will be issued Monday, October 21, 2024 at 6:00 a.m. CT. The conference call will be hosted by Ty Abston, Chairman of the Board and CEO and Shalene Jacobson, EVP and CFO. All co.

Guaranty Bancshares, Inc. Announces Third Quarter 2024 Earnings Release and Conference Call Schedule

First Guaranty Bancshares remains my top long-term, small-cap regional banking pick. Q2 saw improved profitability at FGBI, and acceptable asset quality despite their exposure to CRE. Strong fundamentals, including a Tier 1 Risk-based Capital Ratio of 10.35% and a net Loans-to-deposit ratio of 91.8%, position the bank to weather economic challenges.

First Guaranty Bancshares: Still My Favorite Small-Cap Regional Bank

ADDISON, Texas--(BUSINESS WIRE)-- #gnty--The Board of Directors of Guaranty Bancshares, Inc. (NYSE: GNTY), the parent company of Guaranty Bank & Trust, N.A., declared a quarterly cash dividend yesterday in the amount of $0.24 per share of common stock. The dividend will be paid on October 9, 2024, to stockholders of record as of the close of business on September 30, 2024. About Guaranty Bancshares Guaranty Bancshares, Inc. is the parent company for Guaranty Bank & Trust, N.A. and has 33 bankin.

Guaranty Bancshares, Inc. Declares Quarterly Cash Dividend

Guaranty Bancshares Inc. (GNTY) is looking like an interesting pick from a technical perspective, as the company reached a key level of support. Recently, GNTY's 50-day simple moving average crossed above its 200-day simple moving average, known as a "golden cross.

Guaranty Bancshares Inc. (GNTY) Just Flashed Golden Cross Signal: Do You Buy?

Guaranty Bancshares, Inc. (NYSE:GNTY ) Q2 2024 Earnings Call Transcript July 15, 2024 11:00 AM ET Company Participants Ty Abston - Chairman and CEO Shalene Jacobson - EVP and CFO Conference Call Participants Matt Olney - Stephens Michael Rose - Raymond James Woody Lay - KBW Operator Good morning. Welcome to the Guaranty Bancshares Second Quarter 2024 Earnings Call.

Guaranty Bancshares, Inc. (GNTY) Q2 2024 Earnings Call Transcript

Guaranty Bancshares Inc. (GNTY) came out with quarterly earnings of $0.65 per share, beating the Zacks Consensus Estimate of $0.55 per share. This compares to earnings of $0.63 per share a year ago.

Guaranty Bancshares Inc. (GNTY) Q2 Earnings Surpass Estimates

ADDISON, Texas--(BUSINESS WIRE)-- #gnty--Guaranty Bancshares, Inc. (NYSE: GNTY) (the "Company"), the parent company of Guaranty Bank & Trust, N.A. (the "Bank"), today reported financial results for the fiscal quarter ended June 30, 2024. The Company's net income available to common shareholders was $7.4 million, or $0.65 per basic share, for the quarter ended June 30, 2024, compared to $6.7 million, or $0.58 per basic share, for the quarter ended March 31, 2024 and $9.6 million, or $0.82 per basic.

Guaranty Bancshares, Inc. Reports Second Quarter 2024 Financial Results

ADDISON, Texas--(BUSINESS WIRE)-- #gnty--Guaranty Bancshares, Inc. (NYSE: GNTY), the parent company of Guaranty Bank & Trust, N.A. (the "Bank"), announced today that it will hold a conference call to discuss second quarter 2024 financial results on Monday, July 15, 2024 at 10:00 a.m. CT. The related earnings press release will be issued Monday, July 15, 2024 at 6:00 a.m. CT. The conference call will be hosted by Ty Abston, Chairman of the Board and CEO and Shalene Jacobson, EVP and CFO. All confere.

Guaranty Bancshares, Inc. Announces Second Quarter 2024 Earnings Release and Conference Call Schedule

First Guaranty Bancshares, Inc. struggled with deposit issues and higher interest rates, leading to a decline in net interest income. The bank has shown improvement in deposit growth and loan stability over the past few quarters, reducing the need for additional financing beyond deposits. Risks to the bank include a high concentration of commercial real estate loans and eroding performance, making common shares more vulnerable than preferred shares.

First Guaranty Bancshares: Get 8.8% Yield On Preferred Shares

MT. PLEASANT, Texas--(BUSINESS WIRE)-- #gnty--Guaranty Bank & Trust, N.A. is pleased to announce a groundbreaking academic partnership with Texas A&M University-Texarkana, aimed at fostering education and professional development for its full-time employees. This collaboration will facilitate the pursuit of accessible, quality education within the Texarkana community. Commencing on April 12, 2024, at the Texas A&M University-Texarkana campus, this partnership exemplifies Guaranty Bank &.

Guaranty Bank & Trust Announces Educational Partnership With Texas A&M University-Texarkana

Guaranty Bancshares, Inc. (NYSE:GNTY ) Q1 2024 Earnings Conference Call April 15, 2024 11:00 AM ET Company Participants Ty Abston - Chairman & Chief Executive Officer Shalene Jacobson - Executive Vice President & Chief Financial Officer Conference Call Participants Woody Lay - KBW Matt Olney - Stephens Michael Rose - Raymond James Graham Dick - Piper Sandler Operator Good morning. Welcome to the Guaranty Bancshares First Quarter 2024 Earnings Call.

Guaranty Bancshares, Inc. (GNTY) Q1 2024 Earnings Call Transcript

While the top- and bottom-line numbers for Guaranty Bancshares (GNTY) give a sense of how the business performed in the quarter ended March 2024, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.

Compared to Estimates, Guaranty Bancshares (GNTY) Q1 Earnings: A Look at Key Metrics

Guaranty Bancshares Inc. (GNTY) came out with quarterly earnings of $0.58 per share, beating the Zacks Consensus Estimate of $0.51 per share. This compares to earnings of $0.85 per share a year ago.

Guaranty Bancshares Inc. (GNTY) Q1 Earnings and Revenues Beat Estimates

ADDISON, Texas--(BUSINESS WIRE)-- #gnty--Guaranty Bancshares, Inc. (NYSE: GNTY) (the “Company”), the parent company of Guaranty Bank & Trust, N.A. (the “Bank”), today reported financial results for the fiscal quarter ended March 31, 2024. The Company's net income available to common shareholders was $6.7 million, or $0.58 per basic share, for the quarter ended March 31, 2024, compared to $5.9 million, or $0.51 per basic share, for the quarter ended December 31, 2023 and $8.3 million, or $0.69 per b.

Guaranty Bancshares, Inc. Reports First Quarter 2024 Financial Results

Get a deeper insight into the potential performance of Guaranty Bancshares (GNTY) for the quarter ended March 2024 by going beyond Wall Street's top -and-bottom-line estimates and examining the estimates for some of its key metrics.

Wall Street's Insights Into Key Metrics Ahead of Guaranty Bancshares (GNTY) Q1 Earnings

Earnings Preview: Guaranty Bancshares Inc. (GNTY) Q1 Earnings Expected to Decline

ADDISON, Texas--(BUSINESS WIRE)-- #gnty--Guaranty Bancshares, Inc. (NYSE: GNTY), the parent company of Guaranty Bank & Trust, N.A. (the "Bank"), announced today that it will hold a conference call to discuss first quarter 2024 financial results on Monday, April 15, 2024 at 10:00 a.m. CT. The related earnings press release will be issued Monday, April 15, 2024 at 6:00 a.m. CT. The conference call will be hosted by Ty Abston, Chairman of the Board and CEO and Shalene Jacobson, EVP and CFO. All confer.

Guaranty Bancshares, Inc. Announces First Quarter 2024 Earnings Release and Conference Call Schedule

Decent loan demand, efforts to expand operations and a solid balance sheet and liquidity position make Guaranty Bancshares (GNTY) stock an attractive pick right now.

3 Reasons That Make Guaranty Bancshares (GNTY) Stock a Must Buy

Guaranty Bancshares (GNTY) has been upgraded to a Zacks Rank #1 (Strong Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.

All You Need to Know About Guaranty Bancshares (GNTY) Rating Upgrade to Strong Buy

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Guaranty Bancshares (GNTY) announces a new share repurchase program. This, along with enhanced quarterly dividend payouts, will continue to enhance shareholder value.

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