Five Star Bancorp

Five Star Bancorp operates as a bank holding company. It provides banking products and services to small and medium-sized businesses, professionals, and individuals primarily in Northern California through its subsidiary. The company was founded in 1999 and is headquartered in Rancho Cordova, CA.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Five Star Bancorp posts strong Q4 results, eyes growth opportunities

Five Star Bancorp's Q4 2022 performance reflects a solid financial foundation with growth in key areas and strong profitability metrics.
While facing challenges in non-interest income and expenses, the company's strategic focus on shareholder value and growth opportunities bode well for the future.
By addressing challenges and leveraging opportunities, Five Star Bancorp is poised to sustain its growth trajectory and enhance shareholder value in 2023.

Five Star Bancorp posts robust Q1 results, eyes growth strategies

Five Star Bancorp's Q1 2023 performance reflects strong financial metrics, efficient operations, and a commitment to maintaining asset quality.
While facing challenges such as a decrease in non-interest income and rising expenses, FSBC's focus on customer experience and shareholder value sets a positive trajectory for growth.
Opportunities for FSBC include further market expansion, strategic partnerships, and innovation in financial services to drive sustainable growth and profitability.

Five Star Bancorp reports robust Q2 earnings amidst strategic growth

Five Star Bancorp's Q2 2023 performance reflects solid financial health, strategic market expansion, and a focus on shareholder value through dividends.
While facing challenges in managing expenses and interest rate dynamics, the company is well-positioned to capitalize on growth opportunities and strengthen its market presence.
Investors can be optimistic about Five Star Bancorp's performance and growth prospects, supported by prudent risk management practices and a commitment to profitability.

Five Star Bancorp reports solid Q3 performance and eyes growth

Five Star Bancorp's Q3 performance reflects steady growth in key financial metrics, supported by a strong asset quality and strategic focus on deposit and loan expansion.
While facing challenges with non-interest income and expenses, the company remains committed to enhancing shareholder value and operational efficiency.
Anticipated deposit and loan growth, coupled with margin optimization strategies, position Five Star Bancorp for continued success and market expansion.

Five Star Bancorp posts solid Q4 results amidst growth plans

Five Star Bancorp delivered a strong performance in Q4 2023, marked by solid financial metrics and strategic growth initiatives.
While maintaining strong asset quality and capital position, the company faces challenges related to expenses and economic uncertainties.
Opportunities lie in planned business expansion, margin optimization, and strategic hires to drive growth and enhance shareholder value.
Overall, Five Star Bancorp's focus on organic growth and market presence positions it well to navigate challenges and capitalize on opportunities in 2024.

Five Star Bancorp reports strong Q1 earnings, eyes San Francisco expansion

Five Star Bancorp's Q1 2024 performance reflects solid financial results, strategic focus on growth, and commitment to shareholder value. While facing challenges in deposit fluctuations, the company's emphasis on organic growth and expansion in key markets signals a positive outlook for future growth and development.

Five Star Bancorp posts strong Q2 results, focuses on growth

Five Star Bancorp delivered solid financial performance in Q2 2024, driven by strong loan growth and improved capital ratios.
While facing challenges in managing expenses and noninterest income, the company's strategic focus on growth and shareholder value remains a key strength.
With a clear emphasis on organic growth and recognition in the industry, Five Star Bancorp is well-positioned to leverage opportunities for future expansion and value creation.

Five Star Bancorp reports solid Q3 performance amidst strategic challenges

Five Star Bancorp's Q3 2024 performance reflects steady growth, operational efficiency, and a commitment to shareholder value through dividends.
While facing challenges in noninterest income and expenses, the company's strengths in underwriting, expansion, and profitability position it well for future opportunities.
By addressing inquiries and capitalizing on strategic opportunities, Five Star Bancorp can enhance transparency, revenue streams, and operational effectiveness.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

RANCHO CORDOVA, Calif., Jan. 16, 2024 (GLOBE NEWSWIRE) -- Five Star Bancorp (Nasdaq: FSBC) (“Five Star” or the “Company”) expects to report its financial results for the quarter and year ended December 31, 2023, after the stock market closes on Monday, January 29, 2024.

Five Star Bancorp Announces Fourth Quarter 2023 Earnings Release Date and Webcast

Five Star Bancorp (NASDAQ:FSBC ) Q3 2023 Earnings Conference Call October 31, 2023 1:00 PM ET Company Participants James Beckwith - President & CEO Heather Luck - SVP, Chief Financial Officer Conference Call Participants Gary Tenner - D.A. Davidson Andrew Terrell - Stephens, Inc. Operator Welcome to the Five Star Bancorp Third Quarter Earnings Webcast.

Five Star Bancorp (FSBC) Q3 2023 Earnings Call Transcript

RANCHO CORDOVA, Calif., Oct. 30, 2023 (GLOBE NEWSWIRE) -- Five Star Bancorp (Nasdaq: FSBC) (the “Company” or “Five Star”), the holding company for Five Star Bank (the “Bank”), today reported net income of $11.0 million for the three months ended September 30, 2023, as compared to $12.7 million for the three months ended June 30, 2023 and $11.7 million for the three months ended September 30, 2022.

Five Star Bancorp Announces Third Quarter 2023 Results

RANCHO CORDOVA, Calif., Oct. 17, 2023 (GLOBE NEWSWIRE) -- Five Star Bancorp (Nasdaq: FSBC) (“Five Star” or the “Company”) expects to report its financial results for the quarter ended September 30, 2023, after the stock market closes on Monday, October 30, 2023.

Five Star Bancorp Announces 3rd Quarter 2023 Earnings Release Date and Webcast

RANCHO CORDOVA, Calif., Sept. 05, 2023 (GLOBE NEWSWIRE) -- Five Star Bancorp (Nasdaq: FSBC) and its wholly owned subsidiary, Five Star Bank (“Five Star” or the “Company”), announced the hiring of another team of seasoned professionals in San Francisco, California, to advance the Company's expansion strategy.

Five Star Bancorp Announces Addition of San Francisco Bay Area Commercial Banking Team

NEW YORK--(BUSINESS WIRE)-- #KBRA--On July 26, 2023, KBRA affirmed the senior unsecured debt rating of BBB, the subordinated debt rating of BBB-, and the short-term debt rating of K3 for Rancho Cordova, CA-based Five Star Bancorp (NASDAQ: FSBC) (“the company”). In addition, KBRA affirmed the deposit and senior unsecured debt ratings of BBB+, the subordinated debt rating of BBB, and the short-term deposit and debt ratings of K2 for Five Star Bank, the main subsidiary. The Outlook for all long-term ratin.

KBRA Releases Surveillance Report for Five Star Bancorp

NEW YORK--(BUSINESS WIRE)-- #KBRA--KBRA affirms the senior unsecured debt rating of BBB, the subordinated debt rating of BBB-, and the short-term debt rating of K3 for Rancho Cordova, CA-based Five Star Bancorp (NASDAQ: FSBC) (“the company”). In addition, KBRA affirms the deposit and senior unsecured debt ratings of BBB+, the subordinated debt rating of BBB, and the short-term deposit and debt ratings of K2 for Five Star Bank, the main subsidiary. The Outlook for all long-term ratings is Stable. Key Cr.

KBRA Affirms Ratings for Five Star Bancorp

Five Star Bancorp (NASDAQ:FSBC ) Q2 2023 Earnings Conference Call July 25, 2023 1:00 PM ET Company Participants James Beckwith - President, CEO & Director Heather Luck - SVP & CFO Conference Call Participants Robert Terrell - Stephens Inc. Gary Tenner - D.A. Davidson & Co. Wood Lay - KBW Operator Good day, everyone.

Five Star Bancorp (FSBC) Q2 2023 Earnings Call Transcript

RANCHO CORDOVA, Calif., July 24, 2023 (GLOBE NEWSWIRE) -- Five Star Bancorp (Nasdaq: FSBC) (the “Company” or “Five Star”), the holding company for Five Star Bank (the “Bank”), today reported net income of $12.7 million for the three months ended June 30, 2023, as compared to $13.2 million for the three months ended March 31, 2023 and $10.0 million for the three months ended June 30, 2022.

Five Star Bancorp Announces Second Quarter 2023 Results

RANCHO CORDOVA, Calif., July 11, 2023 (GLOBE NEWSWIRE) -- Five Star Bancorp (Nasdaq: FSBC) (“Five Star” or the “Company”) expects to report its financial results for the quarter ended June 30, 2023, after the stock market closes on Monday, July 24, 2023.

Five Star Bancorp Announces 2nd Quarter 2023 Earnings Release Date and Webcast

RANCHO CORDOVA, Calif., June 05, 2023 (GLOBE NEWSWIRE) -- Five Star Bancorp (Nasdaq: FSBC) and its wholly owned subsidiary, Five Star Bank (“Five Star” or the “Company”), the top-performing community bank in the nation with assets between $3 billion and $10 billion according to S&P Global Market Intelligence, announced expansion into San Francisco, California, to seize market opportunities.

Five Star Bancorp Expands into San Francisco Bay Area with Addition of Commercial Banking Team

RANCHO CORDOVA, Calif., May 08, 2023 (GLOBE NEWSWIRE) -- Five Star Bancorp (Nasdaq: FSBC) (“Five Star” or the “Company”) has been awarded the 2022 Raymond James Community Bankers Cup which recognizes the top 10% of community banks in the nation based on various profitability, operational efficiency and balance sheet metrics. The pool of banks considered for recognition includes all exchange-traded domestic banks, excluding mutual holding companies and potential acquisition targets, with assets between $500 million and $10 billion as of December 31, 2022.

Five Star Bancorp Wins 2022 Raymond James Community Bankers Cup

Five Star Bancorp (FSBC) Q1 2023 Earnings Call Transcript.

Five Star Bancorp (FSBC) Q1 2023 Earnings Call Transcript

RANCHO CORDOVA, Calif., April 24, 2023 (GLOBE NEWSWIRE) -- Five Star Bancorp (Nasdaq: FSBC) (the “Company” or “Five Star”), the holding company for Five Star Bank (the “Bank”), today reported net income of $13.2 million for the three months ended March 31, 2023, as compared to $13.3 million for the three months ended December 31, 2022 and $9.9 million for the three months ended March 31, 2022.

Five Star Bancorp Announces First Quarter 2023 Results

RANCHO CORDOVA, Calif., April 11, 2023 (GLOBE NEWSWIRE) -- Five Star Bancorp (Nasdaq: FSBC) (“Five Star” or the “Company”) expects to report its financial results for the quarter ended March 31, 2023, after the stock market closes on Monday, April 24, 2023.

Five Star Bancorp Announces 1st Quarter 2023 Earnings Release Date and Webcast

RANCHO CORDOVA, Calif., March 22, 2023 (GLOBE NEWSWIRE) -- Five Star Bancorp (Nasdaq: FSBC) and its wholly owned subsidiary, Five Star Bank, (“Five Star” or the “Company”) are pleased to announce Robert T. Perry-Smith will be appointed Chairperson of the Company's board of directors, and Randall Reynoso will be appointed Vice Chairperson, effective May 18, 2023. Mr. Perry-Smith will succeed David Lucchetti who recently announced his retirement after serving as Chair for four years.

Five Star Bancorp Names New Board Chair & Vice Chair

RANCHO CORDOVA, Calif., March 21, 2023 (GLOBE NEWSWIRE) -- Five Star Bancorp (Nasdaq: FSBC) (“Five Star” or the “Company”) has earned the #1 ranking on the S&P Global Market Intelligence annual rankings of 2022's best-performing community banks in the nation with assets between $3 billion and $10 billion. Five Star Bancorp also has a Bauer Financial Superior Rating (5 out of 5 stars), IDC Superior Rating (300 out of 300) and is a Super Premier Performing Bank with The Findley Reports.

Five Star Bancorp Ranked #1 by S&P Global Market Intelligence

Five Star Bancorp (NASDAQ:FSBC ) Q4 2022 Earnings Conference Call January 31, 2023 1:00 PM ET Company Participants James Beckwith - President and CEO Heather Luck - Senior Vice President and CFO Conference Call Participants Andrew Terrell - Stephens Clark Wright - D.A. Davidson Woody Lay - KBW Operator Welcome to the Five Star Bancorp Fourth Quarter and Year End Earnings Webcast.

Five Star Bancorp (FSBC) Q4 2022 Earnings Call Transcript

RANCHO CORDOVA, Calif., Jan. 20, 2023 (GLOBE NEWSWIRE) -- Five Star Bancorp (Nasdaq: FSBC) (“Five Star” or the “Company”) announced today the declaration of a cash dividend of $0.15 per share on the Company's voting common stock. The dividend is expected to be paid on February 13, 2023, to shareholders of record as of February 6, 2023.

Five Star Bancorp Declares Fourth Quarter Cash Dividend

RANCHO CORDOVA, Calif., Jan. 09, 2023 (GLOBE NEWSWIRE) -- Five Star Bancorp (Nasdaq: FSBC) (“Five Star” or the “Company”) expects to report its financial results for the quarter and year ended December 31, 2022, after the stock market closes on Monday, January 30, 2023.

Five Star Bancorp Announces 4th Quarter 2022 Earnings Release Date and Webcast

Five Star Bancorp (NASDAQ:FSBC ) Q3 2022 Earnings Conference Call October 25, 2022 1:00 PM ET Company Participants James Beckwith - President and CEO Heather Luck - Senior Vice President and CFO Conference Call Participants Andrew Terrell - Stephens Gary Tenner - D.A. Davidson Woody Lay - KBW Operator Good day, everyone.

Five Star Bancorp (FSBC) Q3 2022 Earnings Call Transcript

RANCHO CORDOVA, Calif., Oct. 24, 2022 (GLOBE NEWSWIRE) -- Five Star Bancorp (Nasdaq: FSBC) (the “Company” or “Five Star”), the holding company for Five Star Bank, today reported net income of $11.7 million for the three months ended September 30, 2022, as compared to $10.0 million for the three months ended June 30, 2022 and $11.0 million for the three months ended September 30, 2021.

Five Star Bancorp Announces Quarterly Results

RANCHO CORDOVA, Calif., Oct. 11, 2022 (GLOBE NEWSWIRE) -- Five Star Bancorp (Nasdaq: FSBC) (“Five Star” or the “Company”) expects to report its financial results for the quarter ended September 30, 2022, after the stock market closes on Monday, October 24, 2022.

Five Star Bancorp Announces 3rd Quarter 2022 Earnings Release Date and Webcast

Five Star Bancorp (FSBC) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #2 (Buy).

Five Star Bancorp (FSBC) Moves to Buy: Rationale Behind the Upgrade

RANCHO CORDOVA, Calif., Aug. 17, 2022 (GLOBE NEWSWIRE) -- Five Star Bancorp (Nasdaq: FSBC) (“Five Star” or the “Company”) the holding company for Five Star Bank, today announced the completion of its private placement of $75.0 million in aggregate principal amount of fixed-to-floating rate subordinated notes due September 1, 2032 (the “Notes”).

News for Five Star Bancorp Stock (FSBC)