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FSBC
Volume: 4.58K
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FSBC Stock Forecast & Price Target

FSBC Analyst Ratings

Based on 5 analyst ratings
Buy
Strong Buy 40%
Buy 40%
Hold 20%
Sell 0%
Strong Sell 0%

Bulls say

Five Star Bancorp has demonstrated significant financial growth, highlighted by an increase in PPNR ROA from 2.01% to 2.13%, indicating robust operational performance. The bank also experienced an expansion in its net interest margin (NIM), which rose by 8 basis points to 3.53%, surpassing prior estimates and reflecting effective interest rate management. Additionally, the company reported strong loan and deposit growth, with loans increasing by 15% and deposits by 17%, both contributing positively to its overall financial stability and outlook.

Bears say

Five Star Bancorp faces several fundamental challenges that contribute to a negative outlook on its stock. The anticipated decline in the statutory tax rate to 26.8% may adversely affect the company's profit margins, coupled with concerns about asset quality and potential increases in non-performing assets (NPAs) and net charge-offs (NCOs) due to economic slowdowns. Additionally, heavy concentration in commercial real estate lending, alongside heightened competition exerting pressure on net interest margin (NIM) and overall profitability, creates significant financial risks for the company.

FSBC has been analyzed by 5 analysts, with a consensus rating of Buy. 40% of analysts recommend a Strong Buy, 40% recommend Buy, 20% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Five Star Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Five Star Bancorp (FSBC) Forecast

Analysts have given FSBC a Buy based on their latest research and market trends.

According to 5 analysts, FSBC has a Buy consensus rating as of Dec 5, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $38.40, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $38.40, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Five Star Bancorp (FSBC)

Volume: 4.58K

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