Revenue segments as reported by the company.

Net interest income

Noninterest income

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Provision for credit losses

Noninterest expense

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

First Republic

First Republic Bank engages in the provision of private banking, business banking, real estate lending, and wealth management, including trust and custody services. It operates through the Commercial Banking and Wealth Management segments. The Commercial Banking segment represents most of the operations, including real estate secured lending, retail deposit gathering, private banking activities, mortgage sales and servicing, and managing capital, liquidity, and interest rate risk. The Wealth Management segment consists of the investment management activities of FRIM, First Republic Trust Company, FRTC Delaware, mutual fund activities through third-party providers, the brokerage activities of FRSC, and foreign exchange activities conducted on behalf of clients. The company was founded by James H. Herbert II in February 1985 and is headquartered in San Francisco, CA.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

First Republic Bank engages in the provision of private banking, private business banking, and wealth management. It operates through the Commercial Banking and Wealth Management segments. The Commercial Banking segment gathers deposits, originates and services loans, and invests in investment securities. The Wealth Management segment includes investment management activities of FRIM, money market mutual fund activities and brokerage activities of FRSC, sales of life insurance policies and annuity contracts through FRSC, trust and custody services, and foreign exchange activities. The company was founded by James H. Herbert II in 1985 and is headquartered in San Francisco, CA.

SAN FRANCISCO--( BUSINESS WIRE )--First Republic Bank (NYSE:FRC), a leading private bank and wealth management company, today announced that a seven-person team led by Brenda Travaglini, Michael Corcoran, Dennis Murray and Dan Gallagher has joined First Republic Investment Management.

Seven-Member Wealth Management Team Joins First Republic

SAN FRANCISCO--( BUSINESS WIRE )--First Republic Bank (NYSE:FRC), a leading private bank and wealth management company, today announced that a four-person team led by Eric Yamin and Keith Caparelli has joined First Republic Investment Management.

Wealth Management Team Led by Eric Yamin and Keith Caparelli Joins First Republic

First Republic Bank (FRC) has an impressive earnings surprise history and currently possesses the right combination of the two key ingredients for a likely beat in its next quarterly report.

Will First Republic Bank (FRC) Beat Estimates Again in Its Next Earnings Report?

First Republic Bank (FRC) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

First Republic Bank (FRC) Expected to Beat Earnings Estimates: Should You Buy?

SAN FRANCISCO--( BUSINESS WIRE )--First Republic Bank (NYSE:FRC), a leading private bank and wealth management company, today announced that it has declared cash dividends on the following outstanding series of its perpetual preferred stock.

First Republic Declares Dividends on Five Series of Perpetual Preferred Stock

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SAN FRANCISCO--( BUSINESS WIRE )--First Republic Bank (NYSE:FRC), a leading private bank and wealth management company, today announced it will release fourth quarter and full year 2022 financial results before the market opens on Friday, January 13, 2023. First Republic Bank will conduct a conference call to discuss the results at 7:00 a.m. PT / 10:00 a.m. ET the same day.

First Republic Bank Announces Fourth Quarter and Full Year 2022 Earnings and Conference Call Date

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Republic First Bancorp Inc. FRBK, -3.27% on Thursday named Thomas (Tom) X. Geisel as chief executive officer and president, as well as a member of the board of directors.

First Republic names CEO from Webster Financial

First Republic is seeing a significant contraction in net interest spreads at a time when many peers are still benefiting from their rate leverage. The bank has a strong core deposit franchise, but simply cannot grow deposits fast enough to maintain a double-digit loan growth rate, and management is turning to higher-cost funding.

First Republic Paying A Steep Cost For Growth

First Republic Bank Declares Dividends on Two Series of Perpetual Preferred Stock for Fourth Quarter 2022

As November 2022 comes to a close, we observe just one single new preferred stock introduced during the month, offering a 9% dividend; a relatively large $500 million was raised. Here is a comparison against the highest quality preferred stocks in our coverage universe, as ranked by our internal “CDx3 Compliance Score” metric.

One New Preferred Stock IPO: November 2022

SAN FRANCISCO--( BUSINESS WIRE )--First Republic Bank (NYSE:FRC), a leading private bank and wealth management company, today announced it will present at the Goldman Sachs US Financial Services Conference at 1:00 p.m. ET on Wednesday, December 7, 2022 at the Conrad New York Downtown in New York City.

First Republic Bank to Present at the Goldman Sachs US Financial Services Conference

SAN FRANCISCO--( BUSINESS WIRE )--First Republic Bank (NYSE:FRC), a leading private bank and wealth management company, today announced that an eight-person team led by Jeremy McChesney, Marci Rosenfeld, Jim Morehouse, Todd Duncan, and Jessica Huang has joined First Republic Investment Management.

Eight-Member Wealth Management Team Joins First Republic

SAN FRANCISCO--(BUSINESS WIRE)--First Republic Bank (NYSE:FRC), a leading private bank and wealth management company, today announced that a five-member team led by Marc Koch and Christopher Walters has joined First Republic Investment Management in New York and Connecticut.

Wealth Management Team Led by Marc Koch and Christopher Walters Joins First Republic

SAN FRANCISCO--(BUSINESS WIRE)--First Republic Bank (NYSE:FRC), a leading private bank and wealth management company, today announced that a nine-person team led by Tim Argyres, Ted Rice, Nasser Abdulkariem and Greg Argyres has joined First Republic Investment Management in San Francisco.

Wealth Management Team Led by Tim Argyres, Ted Rice, Nasser Abdulkariem and Greg Argyres Joins First Republic

SAN FRANCISCO--(BUSINESS WIRE)--First Republic Bank (NYSE:FRC), a leading private bank and wealth management company, today announced it will hold an Investor Day for institutional investors and analysts on Wednesday, November 9, 2022, from 10:00 am to 5:00 pm ET in New York City.

First Republic Bank to Host Investor Day

SAN FRANCISCO--(BUSINESS WIRE)--First Republic Bank (NYSE:FRC), a leading private bank and wealth management company, today announced that Michael Brodnik has joined First Republic Investment Management.

Wealth Manager Michael Brodnik Joins First Republic in Florida

SAN FRANCISCO--(BUSINESS WIRE)--First Republic Bank (NYSE:FRC), a leading private bank and wealth management company, today announced that a five-member team led by Paul Vasady-Kovacs has joined First Republic Investment Management.

Wealth Management Team Led by Paul Vasady-Kovacs Joins First Republic

First Republic Bank (NYSE:FRC.PK ) Q3 2022 Earnings Conference Call October 14, 2022 10:00 AM ET Company Representatives Jim Herbert - Founder, Executive Chairman Mike Roffler - Chief Executive Officer, President Mike Selfridge - Chief Banking Officer Bob Thornton - President, Private Wealth Management Olga Tsokova - Chief Accounting Officer, Acting Chief Financial Officer Mike Ioanilli - Vice President and Director of Investor Relations Conference Call Participants Steven Alexopoulos - JP Morgan Christopher McGratty - KBW Manan Gosalia - Morgan Stanley Bill Carcache - Wolf Research Andrew Liesch - Piper Sandler Terry McEvoy - Stephens Tim Coffey - Janney Montgomery Scott Jared Shaw - Wells Fargo Operator Greetings, and welcome to First Republic Bank's Third Quarter 2022 Earnings Conference Call. Today's conference is being recorded.

First Republic Bank (FRC) Q3 2022 Earnings Call Transcript

U.S. Bancorp

First Republic Bank FRC, -16.64% stock fell 10% Friday in the weakest share price reaction among four regional banks that reported earnings. While First Republic's third-quarter earnings of $2.21 beat the target of $2.18 a share, its net interest income looking ahead is running about 4 basis points behind the forecast for growth of 2.75%, said Jefferies analyst Casey Haire.

First Republic shares fall on net interest income miss; US Bancorp gains

A rise in revenues and loan growth drive First Republic's (FRC) Q3 results. However, higher expenses and elevated provisions for credit losses hurt.

First Republic (FRC) Q3 Earnings Beat Estimates, Revenues Lag

First Republic Bank (FRC) delivered earnings and revenue surprises of 0.91% and 1.22%, respectively, for the quarter ended September 2022. Do the numbers hold clues to what lies ahead for the stock?

First Republic Bank (FRC) Surpasses Q3 Earnings Estimates

SAN FRANCISCO--(BUSINESS WIRE)--First Republic Bank (NYSE: FRC) today announced financial results for the quarter ended September 30, 2022.

First Republic Reports Third Quarter 2022 Results

While a decent lending environment and NII growth are expected to have aided First Republic's (FRC) Q3 earnings, equity market volatility is expected to have weighed on its investment management fees.

News for First Republic Stock (FRC)