Revenue segments as reported by the company.

Net interest income

Noninterest income

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Provision for credit losses

Noninterest expense

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

First Republic

First Republic Bank engages in the provision of private banking, business banking, real estate lending, and wealth management, including trust and custody services. It operates through the Commercial Banking and Wealth Management segments. The Commercial Banking segment represents most of the operations, including real estate secured lending, retail deposit gathering, private banking activities, mortgage sales and servicing, and managing capital, liquidity, and interest rate risk. The Wealth Management segment consists of the investment management activities of FRIM, First Republic Trust Company, FRTC Delaware, mutual fund activities through third-party providers, the brokerage activities of FRSC, and foreign exchange activities conducted on behalf of clients. The company was founded by James H. Herbert II in February 1985 and is headquartered in San Francisco, CA.

Earnings data Q1 2023

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

First Republic Bank engages in the provision of private banking, private business banking, and wealth management. It operates through the Commercial Banking and Wealth Management segments. The Commercial Banking segment gathers deposits, originates and services loans, and invests in investment securities. The Wealth Management segment includes investment management activities of FRIM, money market mutual fund activities and brokerage activities of FRSC, sales of life insurance policies and annuity contracts through FRSC, trust and custody services, and foreign exchange activities. The company was founded by James H. Herbert II in 1985 and is headquartered in San Francisco, CA.

Insider sales at bank are exempt from normal disclosure rules.

First Republic Bank Executives Sold $12 Million in Stock in Months Before Crash

JPMorgan Chase & Co

Morgan Stanley

A full takeover is also a possibility, though less certain, the report added.

JPMorgan, Morgan Stanley in deal talks with First Republic: report

First Republic Bank, facing a crisis of confidence from investors and customers, is actively discussing options for a lifeline — including a takeover, according to the Wall Street Journal.

Wall Street Journal: First Republic Bank talking to JPMorgan and Morgan Stanley about a lifeline

The policy-sensitive 2-year Treasury yield jumped back above 4% after the Wall Street Journal reported that JPMorgan Chase & Co., Morgan Stanley and other big banks are discussing a deal to shore up First Republic Bank. Rates on 6-month and 1-year T-bills spiked by 15 and 18 basis points, respectively, to 4.795% and 4.389%.

2-year Treasury yield jumps back above 4% after potential funding deal involving First Republic Bank

First Republic has unrealized bond losses and a lot of uninsured deposits. A more-immediate sale might not lead to a great price for long-term shareholders.

First Republic May Explore a Sale; Shares Are Tanking

Several banks including JPMorgan Chase & Co and Morgan Stanley are in talks with First Republic Bank for a potential deal, the Wall Street Journal reported on Thursday, citing people familiar with the matter.

JPMorgan, Morgan Stanley among banks in deal talks with First Republic - WSJ

The beleaguered lender is working on various potential options to shore itself up including a capital raise.

JPMorgan, Morgan Stanley and Others in Talks to Bolster First Republic

The San Francisco-based regional bank's 30% nosedive Thursday sent First Republic stock to its lowest price in its 13-year history.

First Republic Stock Crashes To All-Time Low: What To Know About The Latest Bank On The Brink

LOS ANGELES--(BUSINESS WIRE)--Glancy Prongay & Murray LLP (“GPM”), a leading national shareholder rights law firm, today announced that it has commenced an investigation on behalf of First Republic Bank (“First Republic” or the “Company”) (NYSE: FRC) investors concerning the Company's possible violations of the federal securities laws.

Glancy Prongay & Murray LLP, a Leading Securities Fraud Law Firm, Announces Investigation of First Republic Bank (FRC) on Behalf of Investors

Investors drawing parallels between First Republic (FRC) and Silicon Valley should consider FRC's favorable balance-sheet mix and enhanced liquidity as aids to navigate the current jitters.

Can First Republic (FRC) Navigate Bank Solvency Jitters?

First Republic Bank is sitting on billions of dollars of unrealized losses in its bond portfolio, similar to what brought down Silicon Valley Bank.

First Republic Bank plunges 30% on report that it's evaluating strategic alternatives including a potential sale

First Republic Bank (NYSE: FRC ) stock continues to plummet as it says it is exploring “strategic options,” including a business sale. Shares fell 21% on March 15 and another 26% overnight.

FRC Stock Alert: Bank Stocks Crisis Could Take First Republic Down

First Republic Bank is reportedly considering a sale after being downgraded by ratings agencies. The lender is also looking at options for boosting its liquidity, Bloomberg News reported late Wednesday (March 15), citing sources familiar with the matter.

Report: First Republic Considers Sale After Downgrade

First Republic Bank is reportedly exploring its options after S&P analysts slashed its rating on Wednesday, which could result in a sale, according to Bloomberg. Analysts from S&P downgraded First Republic's bonds from A- to BB+ rated, four-tiers lower, prompting the bank to weigh up options to bolster its liquidity.

First Republic eyeing sale after S&P dubs it ‘junk'

SVB Financial Group

Investors and customers fell in love with these two Silicon Valley banks and their CEOs. Then they fled as the crisis hit.

First Republic Bank and SVB Both Courted Wealthy Clients. That Wasn't Enough.

Credit Suisse

These were some of the biggest movers and shakers in premarket Thursday trading:

First Republic Bank sinks on possible sale reports, and Credit Suisse's stock boosted by central bank borrowing

SPDR S&P Regional Banking ETF

PacWest Bancorp

The collapse of Silicon Valley Bank last Friday has left investors scrambling to identify other regional banks that have similar balance sheet issues.

First Republic falls 25% as regional bank stocks continue to sink

First Republic Bank stock FRC tumbled another 15% in premarket trade Thursday, amid reports it's exploring its strategic options, including a potential sale of the company. Bloomberg reported late Wednesday that the San Francisco-based bank, which has been caught up in the jitters sparked by the failure of Silicon Valley Bank last week and two other lenders, was downgraded into junk territory by S&P Global Ratings and Fitch Ratings on Wednesday, citing concerns about deposit flight to bigger banks perceived to be safer.

First Republic Bank slides another 15% premarket after reports it's mulling a possible sale

Credit ratings agencies provide independent assessments and calls on the creditworthiness of companies.

What credit ratings have to do with the fallout at Silicon Valley Bank and First Republic — and why they matter so much to banks

First Republic has not made a decision but it is expected to attract interest from larger lenders if it goes on sale, per Bloomberg.

First Republic Bank, which was downgraded to junk by S&P and Fitch, is looking at a possible sale: Bloomberg

BENSALEM, Pa.--(BUSINESS WIRE)--Law Offices of Howard G. Smith announces an investigation on behalf of First Republic Bank (“First Republic” or the “Company”) (NYSE: FRC) investors concerning the Company's possible violations of federal securities laws. On March 13, 2023, First Republic led a decline in bank shares over concerns that it may not have sufficient liquidity, even after securing emergency funding from other institutions.

INVESTOR ALERT: Law Offices of Howard G. Smith Announces Investigation of First Republic Bank (FRC) on Behalf of Investors

U.S. private lender First Republic Bank is exploring strategic options including a sale, Bloomberg reported on Wednesday, citing people with knowledge of the matter.

First Republic Bank weighing options including sale - Bloomberg News

NEW YORK , March 15, 2023 /PRNewswire/ -- WHY: Rosen Law Firm, a global investor rights law firm, announces that it is investigating potential securities claims on behalf of shareholders of First Republic Bank (NYSE: FRC, FRC.PRN, FRC.PRM, FRC.PRL, FRC.PRK) resulting from allegations that First Republic may have issued materially misleading business information to the investing public. SO WHAT: If you purchased First Republic securities you may be entitled to compensation without payment of any out of pocket fees or costs through a contingency fee arrangement.

FRC LOSS ALERT: ROSEN, A TOP RANKED LAW FIRM, Encourages First Republic Bank Investors to Inquire About Securities Class Action Investigation - FRC, FRC.PRN, FRC.PRM, FRC.PRL, FRC.PRK

First Republic faces an "elevated" risk of depositors running to reclaim their cash in the wake of SVB's failure, S&P Global Ratings says.

First Republic Bank downgraded to junk by S&P and Fitch on risk of clients pulling deposits in the wake of SVB failure

The sharp decline in the regional banking sector presents a prime opportunity to buy regional bank shares cheaply, but only for investors who can handle the strong price volatility. I don't think many depositors will take money out of the bank due to the extra liquidity boost.

News for First Republic Stock (FRC)