Fair Isaac

Fair Isaac Corp. engages in the provision of decision management solutions. It operates through the following segments: Applications, Scores, and Decision Management Software. The Applications segment includes decision management applications designed for a type of business problem or process such as marketing, account origination, customer management, fraud, collections, and insurance claims management. The Scores segment consists of business-to-business scoring solutions and services, business-to-consumer scoring solutions and services including myFICO solutions for consumers and associated professional services. The Decision Management Software segment comprises the analytic and decision management software tools, FICO decision management suite, and associated professional services. The company was founded by Bill Fair and Earl Isaac in 1956 and is headquartered in San Jose, CA.

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Fair Isaac (FICO) reports robust Q1 performance and eyes software-driven growth

Fair Isaac's Q1 2023 performance reflects a positive growth trajectory, with strong revenue and income increases, particularly in the Scores and Software segments.
While challenges like declining B2C revenues and high debt levels exist, the company's focus on managing expenses and enhancing shareholder value positions it well for future growth.
Opportunities lie in leveraging software growth, expanding platform usage, and making strategic investments to drive further revenue growth and customer satisfaction.

Fair Isaac (FICO) reports record Q2 revenue and raises full-year guidance

Fair Isaac (FICO) delivered robust Q2 results with record revenue and raised full-year guidance, driven by strong performance in scores and software segments.
The company showcased impressive customer retention rates, increased ACV bookings, and highlighted the rapid ROI on its software offerings.
While facing challenges in a competitive landscape, Fair Isaac has opportunities to leverage its platform demand, expand market presence, and drive sustainable growth.

Fair Isaac (FICO) reports record revenues and strong growth in Q3 2023

Fair Isaac (FICO) delivered a strong performance in Q3 2023, achieving record revenues and demonstrating robust growth across key segments. The company's strategic focus on customer retention and product innovation has yielded positive results.
Despite challenges in converting free users to paid subscribers, Fair Isaac's myFICO business remains resilient, supported by effective pricing strategies and strong demand for its platform. The raised revenue guidance underscores management's confidence in future growth.
Opportunities lie in expanding customer base, driving brand engagement through partnerships, and further monetizing services. Fair Isaac's emphasis on value addition and market penetration positions it well for sustained success in the financial services industry.

Fair Isaac (FICO) surpasses Q4 expectations, eyes growth in 2024

Fair Isaac (FICO) delivered a strong performance in Q4 2023, exceeding revenue and earnings expectations. While facing challenges such as increased expenses and declining B2C revenues, the company showcased strengths in free cash flow generation and revenue growth in key segments. With a focus on efficiencies and strategic initiatives, FICO is well-positioned to capitalize on opportunities for growth in the upcoming fiscal year.

Fair Isaac (FICO) reports strong Q1 earnings, eyes global expansion

Fair Isaac (FICO) delivered robust Q1 2024 results with revenue and net income growth across segments.
While facing challenges in revenue predictability and transition to recurring revenue models, FICO remains focused on innovation and expansion.
The company's performance in Scores and Software segments, along with a new repurchase authorization, signals confidence in future prospects.
Navigating through revenue fluctuations and seizing opportunities in new markets and product offerings will be key for sustained growth.

Fair Isaac (FICO) reports strong Q2 earnings and raises full-year guidance

Fair Isaac (FICO) delivered robust financial results in Q2 2024, driven by revenue growth and increased net income.
While facing challenges in certain segments, the company's focus on innovation and strategic positioning bode well for future success.
With raised full-year guidance and a strong product portfolio, Fair Isaac is poised for continued growth and market leadership.

Fair Isaac (FICO) reports strong Q3 earnings and software growth

Fair Isaac (FICO) delivered robust financial results in Q3 2024, with strong revenue growth, increased net income, and record free cash flow.
The company's software segment showed resilience and growth, supported by a focus on SaaS software and expanding platform ARR.
While facing challenges in a competitive market, FICO remains optimistic about sustained growth, emphasizing customer engagement and strategic partnerships.

Fair Isaac (FICO) posts record revenues and cash flow in Q4 2024, eyes growth opportunities

Fair Isaac (FICO) delivered strong financial results in Q4 2024, with record revenues and free cash flow, driven by performance in the Scores and Software segments.
While facing challenges in the B2C segment, FICO showcased strengths in innovation, market recognition, and strategic capital allocation to drive shareholder value.
The company's focus on growth opportunities through new royalties, product innovation, and favorable guidance sets a positive trajectory for future performance and market positioning.

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Fair Isaac Corp. engages in the provision of decision management solutions. It operates through the Software and Scores segments. The Software segment includes pre-configured analytic and decision management solutions designed for a specific type of business need or process. The Scores segment focuses on business-to-business scoring solutions and services, business-to-consumer scoring solutions and services including myFICO solutions for consumers and associated professional services. The company was founded by Bill Fair and Earl Isaac in 1956 and is headquartered in San Jose, CA.

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Traders have bullishly invested in companies on the S&P 500, leading the index of 500 large U.S. companies to new heights over the past two years. Jim Cramer reflected on the lead performing stocks, with his favorite buys being Nvidia, Broadcom and Fair Isaac.

Jim Cramer lists 10 stocks on the S&P 500 that notched the biggest gains in the past two years

BOZEMAN, Mont.--(BUSINESS WIRE)---- $FICO--New analysis from global analytics software leader, FICO (NYSE: FICO), shows that the national average U.S. FICO® Score currently sits at 717. This is one point lower than a year ago and the same as when FICO last reported on it earlier this year. FICO® Scores are used by 90% of the top U.S. lenders and serve as the trusted, independent benchmark for assessing consumer credit risk. FICO Scores are dynamic and evolve as shifts in borrower behavior are reflected i.

Average U.S. FICO Score Holds at 717 Despite Economic Uncertainty

The recent action also marks a 3-weeks-tight pattern.

Best Stocks To Buy Now: Fair Isaac Rises Above This New Secondary Entry

LOS ANGELES--(BUSINESS WIRE)--TERADATA POSSIBLE -- FICO (NYSE: FICO): Highlights: Teradata named FICO its 2024 Industry ISV Partner of the Year Teradata and FICO have brought to market solutions for real-time payments fraud, medical claims processing and supply chain optimization At the Teradata Possible event in Los Angeles, Teradata named global analytics software leader FICO as its 2024 Industry ISV Partner of the Year. This award recognizes the two firms' partnership to create a single, sea.

FICO Named Teradata's 2024 Industry ISV Partner of the Year

Back on May 15, Representative Josh Gottheimer of New Jersey's 5th congressional district disclosed an April 29 purchase of $1,001 to $15,000 in Fair Isaac Corporation (NYSE: FICO) shares — since then, FICO stock has been on a rapid, sustained rise, posting a 70% rally, reigniting discussion as to whether public officials should be permitted to trade specific stocks.

Insider trading alert — credit scoring service up 70% since congressman's purchase

Traced back to 2022, Fair Isaac Corporation (FICO, Financial)'s stock price has creeped from $400s in 2022 to almost $2000 in 2024. And predicted there will be more firing after the rate cut.

Should You Hold or Sell FICO After Its Impressive Run?

BOZEMAN, Mont.--(BUSINESS WIRE)---- $FICO--FICO (NYSE: FICO) Highlights: FICO positioned as a Leader in the 2024 IDC MarketScape for Worldwide Decision Intelligence Platforms report. FICO® Platform empowers enterprises to operationalize decisions and improve customer interactions, while avoiding costly errors, with its end-to-end integration of data analytics, digital simulation, risk modeling, and artificial intelligence (AI). Global analytic software company FICO today announced it was named as a Leade.

FICO Named a Leader in the IDC MarketScape: Worldwide Decision Intelligence Platforms 2024 Report

Equifax

TransUnion

Fair Isaac Corporation (FICO), Equifax (EFX), and Transunion (TRU) stocks are firing on all cylinders this year and beating Wall Street.  FICO has soared by 64% in 2024 and by over 122% in the last twelve months, bringing its market cap to over $46 billion.

Here's why FICO, TransUnion, and Equifax stocks are soaring

Fair Isaac (FICO) possesses solid growth attributes, which could help it handily outperform the market.

Fair Isaac (FICO) is an Incredible Growth Stock: 3 Reasons Why

LAS VEGAS--(BUSINESS WIRE)---- $FICO--Global analytics software leader FICO will host a full day of Score A Better Future™ (SABF) Fundamentals free credit education workshops for students at Durango High School in Las Vegas, Nevada on October 18. Richard Childress Racing's No. 8 FICO Chevrolet driver and two-time NASCAR Champion, Kyle Busch, will visit his alma mater and participate in a SABF Fundamentals workshop, helping to inspire students to learn more about finances, credit, and FICO® Scores. The fr.

FICO and Richard Childress Racing Driver Kyle Busch to Promote Financial Literacy at Busch's Alma Mater, Durango High School

MANILA, Philippines--(BUSINESS WIRE)--(NYSE: FICO): Highlights Half of Filipinos (51%) think it's OK or normal for people to exaggerate their income on loan applications, significantly more than the global average of 39% One in six Filipinos (16%) believe it's normal for people to deliberately misrepresent their income on mortgage applications Falsifying insurance claims is viewed as the most taboo form of fraud, with more than three in five Filipinos (62%) believing it is not acceptable Global.

FICO Survey: Rising Acceptance of ‘Liar Loans' Among Filipino Consumers

KUALA LUMPUR, Malaysia--(BUSINESS WIRE)--(NYSE: FICO): Highlights More than half of Malaysians (55%) think it's OK or normal for people to exaggerate their income on loan applications, significantly more than the global average of 39% More than one in six (18%) of Malaysians believe it's normal for people to deliberately misrepresent their income on mortgage applications Falsifying insurance claims is viewed as the most taboo form of fraud, with close to half (49%) of Malaysian respondents beli.

FICO Survey: Rising Acceptance of 'Liar Loans' Among Malaysian Consumers

BOZEMAN, Mont.--(BUSINESS WIRE)---- $FICO--FICO (NYSE: FICO) Highlights: Most Americans (79%) think high schools should offer financial education. More than one in four (28%) members of Gen Z do not consider themselves financially literate; significantly higher than Millennials (20%), Gen X (19%) and Baby Boomers (10%). 74% of Americans think their current financial situation would improve if they had access to more personal finance resources and education. Move over Bunsen burners and ancient civilizati.

New FICO Study: More Credit Lessons, Less Chemistry in High School Classrooms, Americans Say

Fair Isaac Corporation stock has seen extraordinary growth, up ~19500% since March 2009 and ~1000% since January 2019. FICO's score business segment boasts stable 88-90% operating margins, a true marvel of the investment world. FICO is the highest quality business that I have come across in the market, but the market recognizes that. The stock is being given a huge premium.

Fair Isaac Corporation: Patience Is Required For This Market Darling

JAKARTA--(BUSINESS WIRE)--FICO (NYSE: FICO): Highlights A third of Indonesians (34%) think it's OK or normal for people to exaggerate their income on loan applications One in ten Indonesians (10%) believe it's normal for people to deliberately misrepresent their income on mortgage applications Falsifying insurance claims is viewed as the most taboo form of fraud, with more than three in four Indonesians (77%) believing it is not acceptable Global analytics software leader FICO today shared its.

FICO Survey: Alarming Acceptance of 'Liar Loans' Among Indonesian Consumers

BANGKOK--(BUSINESS WIRE)--FICO (NYSE: FICO): Highlights Two in five Thais (39%) think it's OK or normal for people to exaggerate their income on loan applications One in seven Thais (14%) believe it's normal for people to deliberately misrepresent their income on mortgage applications Falsifying insurance claims is viewed as the most taboo form of fraud, with two in three Thais (68%) believing it is not acceptable Global analytics software leader FICO today shared its latest global consumer fra.

FICO Survey: Alarming Acceptance of 'Liar Loans' Among Thai Consumers

RICHMOND, Va.--(BUSINESS WIRE)---- $FICO--FICO (NYSE: FICO): Global analytics software leader, FICO is hosting a Score A Better Future™ (SABF) free credit education workshop on September 27, 2024 – both via a live webinar and in-person. In partnership with U.S. Senator Mark Warner's office of Virginia and the Virginia Hispanic Chamber of Commerce, the workshop will be presented in Spanish and is set to provide Virginians with the knowledge and resources necessary to enhance understanding of their future.

FICO to Host Financial Literacy Event in Virginia to Educate Latino Small Business Owners and Entrepreneurs

JAKARTA, Indonesia--(BUSINESS WIRE)--FICO (NYSE: FICO) Highlights: Bank Mandiri is using FICO® Falcon® Fraud Manager and the FICO® Falcon® Intelligence Network to prevent fraudulent activities The bank experienced an 80% decrease in card payment losses, 85% on Digital App Bank Mandiri rapidly integrated and secured 13 new banking channels with FICO Bank Mandiri has won a 2024 FICO® Decisions Award for Fraud Management Bank Mandiri, Indonesia's largest financial institution, is using the industr.

FICO Solutions Help Bank Mandiri Slash Fraud by 80% on Cards and 85% on Digital App as Digital Channels Boom

STOCK MOVES UP 1.0% AFTER POWER INFLOW AT 10:19 AM EDT

Tradepulse Power Inflow Alert: Fair Isaac Corp. Rises Almost 20 Points After Power Inflow Signal

Fair Isaac's shares are driven by strong platform adoption and expanding clientele despite inflation and stiff competition.

FICO Surges 49% YTD: Should You Buy, Hold or Sell the Stock?

BOZEMAN, Mont.--(BUSINESS WIRE)---- $FICO--FICO (NYSE: FICO): Highlights: The FICO® Educational Analytics Challenge expands to include students from Morehouse College, Bowie State University, and Delaware State University, with more HBCUs to participate in the spring semester. For the 2024-25 school year, the real-world analytics challenge will focus on financial fraud detection, helping students identify anomalies and fraud features leveraged in a real-time fraud detection model. Students will learn how.

FICO Expands Educational Analytics Challenge with Historically Black Colleges and Universities to Inspire the Next Generation of Data Scientists

Recent insider trading allegations involving United States politicians have focused on major stocks such as technology giants Nvidia (NASDAQ: NVDA) and Apple (NASDAQ: AAPL). However, smaller stocks are now drawing attention.

Monster Congress insider trading for this stock

Fair Isaac (FICO) reported earnings 30 days ago. What's next for the stock?

Fair Isaac (FICO) Up 8.5% Since Last Earnings Report: Can It Continue?

BOZEMAN, Mont.--(BUSINESS WIRE)--FICO (NYSE: FICO): Highlights: FICO announces panel of independent industry judges for 2025 awards. Entries for the FICO® Decisions Awards are due August 28, 2024 The ten award categories are AI, Machine Learning and Optimization, Cloud Deployment, Customer Onboarding and Management, Debt Management, Decision Management Innovation, ESG Champion, Financial Inclusion, Fraud Management, FICO Industry Vanguard and Pioneer Award. Entry form and information are at www.

Judging Panel of International Industry Experts Announced For 2025 FICO Decisions Awards

BOZEMAN, Mont.--(BUSINESS WIRE)---- $FICO--FICO (NYSE: FICO): Highlights: Enhanced FICO® Platform capabilities focus on managing growing data demands, while also improving speed, agility and predictiveness. FICO Platform helps Westpac NZ “rapidly build, test, deploy and customize automated decision models to keep up with [their] customer expectations and regulatory requirements as the banking industry evolves.” Global analytics software leader FICO introduced new innovations to FICO® Platform that improv.

News for Fair Isaac Stock (FICO)