
First Hawaiian (FHB) Stock Forecast & Price Target
First Hawaiian (FHB) Analyst Ratings
Bulls say
First Hawaiian Inc. anticipates a 4% increase in net interest income (NIE) for FY26, projecting it to reach $520 million, underpinned by a positive outlook for both loan growth and fee generation. The bank has reported a stronger-than-expected performance in fee income, achieving $55.6 million, which exceeds its expectations and contributes to a guided fee target of $220 million for FY26. Although the efficiency ratio is expected to increase to 57.5% in FY26, the overall financial projections reflect improvements in earnings per share (EPS), with estimates raised for the years 2025 to 2027, indicating a favorable trend in profitability.
Bears say
First Hawaiian Inc. has downgraded its earnings per share (EPS) projections for 2026 and 2027, anticipating declining net interest income (NII) and fees, alongside rising non-interest expenses (NIE) and loan loss provisions (LLP). The company faces several operational risks, including a weaker net interest margin (NIM), higher credit costs, and challenges related to its balance sheet composition, which could further strain profitability. Additionally, a significant decline in commercial and industrial lending, particularly in the dealer flooring segment, has contributed to a negative growth outlook, with fiscal year 2025 net earnings expected to fall short of prior expectations.
This aggregate rating is based on analysts' research of First Hawaiian and is not a guaranteed prediction by Public.com or investment advice.
First Hawaiian (FHB) Analyst Forecast & Price Prediction
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