First Bancshares

First Bancshares, Inc. (Mississippi) operates as a bank holding company. It provides banking services such as personal and business which include checking, savings, and loans, cards, and others. It operates through the following segments: Commercial/Retail Bank, Mortgage Banking, and Holding Company. The Commercial/Retail Bank segment provides a full range of commercial banking services to corporations and other business customers. Loans are provided for a variety of general corporate purposes, including financing for commercial and industrial projects, income producing commercial real estate, owner-occupied real estate and construction and land development. The Mortgage Banking segment provides residential mortgage banking services, including construction financing, for conventional and government insured home loans to be sold in the secondary market. The company was founded in 1996 and is headquartered in Hattiesburg, MS.

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Earnings data Q4 2023

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Earnings data Q4 2024

First Bancshares (FBMS) reports strong 2022 performance and strategic growth

First Bancshares (FBMS) delivered a strong performance in 2022, with robust loan growth and strategic acquisitions driving asset expansion.
While facing challenges in the Heritage integration and expense management, the bank's focus on asset quality and strategic balance sheet management positions it for sustained growth.
Opportunities lie in increasing the loan-to-deposit ratio, focusing on organic growth, and capitalizing on market opportunities to achieve targeted earnings growth.

First Bancshares excels in Q1, eyes $10B assets milestone

First Bancshares delivered strong financial performance, managed credit risks effectively, and is strategically positioning itself for growth. They are focused on integrating recent acquisitions, optimizing operations, and navigating regulatory expectations.

First Bancshares (FBMS) posts strong Q2 earnings, eyes Southeast expansion

First Bancshares (FBMS) reported a robust performance in Q2 2023, showcasing resilience in earnings and balance sheet strength.
The company's strategic focus on credit quality, expense management, and growth opportunities positions it well for future success.
While challenges exist in a competitive market environment, First Bancshares is poised to capitalize on opportunities for expansion and efficiency.
Overall, First Bancshares remains committed to driving growth, enhancing shareholder returns, and pursuing strategic acquisitions for long-term success.

First Bancshares reports mixed Q3 performance, eyes growth opportunities

First Bancshares (FBMS) reported a mixed performance with increased net income but decreased operating income. Strong loan growth and credit quality were notable strengths, while challenges included margin compression and rising deposit costs.
Opportunities lie in leveraging liquidity for strategic investments, community development initiatives, and revenue diversification. The company's focus on franchise growth and grant programs aligns with its commitment to underserved markets.
Overall, First Bancshares remains well-positioned with stable capital ratios and a focus on sustainable growth. Navigating challenges in net interest margins and maximizing opportunities for revenue growth will be key focus areas moving forward.
The company's performance reflects resilience amidst market dynamics, with a strategic emphasis on community development and financial stability. Continued efforts in loan growth and operational efficiency are crucial for sustained success.

First Bancshares faces margin challenges but sees growth opportunities ahead

First Bancshares navigated challenges of margin compression and increased expenses to achieve strong loan growth and credit quality improvements. Strategic moves in personnel and bond restructuring position the company for potential margin expansion and continued performance in key markets.

First Bancshares (FBMS) reports strong Q1 earnings and growth opportunities

First Bancshares (FBMS) delivered strong financial performance with increased earnings and stable credit quality.
The company demonstrated confidence through dividend and tangible book value growth, while facing challenges in loan balances.
Opportunities lie in growing loan pipeline and optimizing efficiency, supported by strong liquidity and credit quality.
Strategic capital management will be crucial to sustaining performance and navigating evolving market conditions.

First Bancshares (FBMS) reports solid Q2 performance amidst growth

First Bancshares demonstrated resilience and strategic management in the face of economic challenges.
While facing short-term hurdles, the company's strong fundamentals and liquidity position bode well for future growth.
Strategic focus on optimizing margins, managing costs, and maintaining credit quality will be key to sustained success.

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First Bancshares, Inc. is a bank holding company, which engages in banking services such as personal and business, which include checking, savings, and loans, cards, and others. It operates through the following segments: Commercial, Financial and Agriculture, Commercial Real Estate, Consumer Real Estate, and Consumer Installment. The Commercial, Financial and Agriculture segment provides loans to business entities issued for commercial, industrial, or other business purposes. The Commercial Real Estate segment offers loans that are grouped as such because repayment is mainly dependent upon either the sale of the real estate, operation of the business occupying the real estate, or refinance of the debt obligation. The Consumer Real Estate segment includes loans secured by 1-4 family residential properties and/or residential lots. The Consumer Installment segment focuses on the l loans issued to individuals that are not for any purpose related to operation of a business, and not secured by real estate. The company was founded in 1996 and is headquartered in Hattiesburg, MS.

The First Bancshares (FBMS) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Earnings Preview: The First Bancshares (FBMS) Q3 Earnings Expected to Decline

HATTIESBURG, Miss.--(BUSINESS WIRE)--The First Bancshares, Inc. (NASDAQ: FBMS) (“First Bancshares” or the “Company”), the holding company for The First, A National Banking Association, announced today the completion of a private placement of $65 million of its 4.25% fixed to floating rate subordinated notes due 2030 (the “Notes”) to certain qualified institutional buyers. The Notes are unsecured and have a ten-year term, maturing October 1, 2030, and will bear interest at a fixed annual rate of

The First Bancshares, Inc. Announces Completion of $65 Million Subordinated Notes Offering

HATTIESBURG, Miss.--(BUSINESS WIRE)--The First Bancshares, Inc.

The First Bancshares to Participate in Virtual KBW Community Bank Conference

The First Bancshares (FBMS) delivered earnings and revenue surprises of 18.18% and 18.00%, respectively, for the quarter ended June 2020. Do the numbers hold clues to what lies ahead for the stock?

The First Bancshares (FBMS) Q2 Earnings and Revenues Surpass Estimates

The First Bancshares, Inc. Reports Results for Second Quarter ended June 30, 2020; Declares Quarterly Dividend

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The First Bancshares (FBMS) delivered earnings and revenue surprises of 2.78% and 0.65%, respectively, for the quarter ended September 2019. Do the numbers hold clues to what lies ahead for the stock?

The First Bancshares (FBMS) Q3 Earnings and Revenues Top Estimates

The First Bancshares (FBMS) delivered earnings and revenue surprises of 2.94% and 5.60%, respectively, for the quarter ended June 2019. Do the numbers hold clues to what lies ahead for the stock?

The First Bancshares (FBMS) Tops Q2 Earnings and Revenue Estimates

The First Bancshares (FBMS) to Report Q2 Results: Wall Street Expects Earnings Growth

The First Bancshares (FBMS) Earnings Expected to Grow: What to Know Ahead of Q1 Release

News for First Bancshares Stock (FBMS)