First Bancshares

First Bancshares, Inc. (Mississippi) operates as a bank holding company. It provides banking services such as personal and business which include checking, savings, and loans, cards, and others. It operates through the following segments: Commercial/Retail Bank, Mortgage Banking, and Holding Company. The Commercial/Retail Bank segment provides a full range of commercial banking services to corporations and other business customers. Loans are provided for a variety of general corporate purposes, including financing for commercial and industrial projects, income producing commercial real estate, owner-occupied real estate and construction and land development. The Mortgage Banking segment provides residential mortgage banking services, including construction financing, for conventional and government insured home loans to be sold in the secondary market. The company was founded in 1996 and is headquartered in Hattiesburg, MS.

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First Bancshares (FBMS) reports strong 2022 performance and strategic growth

First Bancshares (FBMS) delivered a strong performance in 2022, with robust loan growth and strategic acquisitions driving asset expansion.
While facing challenges in the Heritage integration and expense management, the bank's focus on asset quality and strategic balance sheet management positions it for sustained growth.
Opportunities lie in increasing the loan-to-deposit ratio, focusing on organic growth, and capitalizing on market opportunities to achieve targeted earnings growth.

First Bancshares excels in Q1, eyes $10B assets milestone

First Bancshares delivered strong financial performance, managed credit risks effectively, and is strategically positioning itself for growth. They are focused on integrating recent acquisitions, optimizing operations, and navigating regulatory expectations.

First Bancshares (FBMS) posts strong Q2 earnings, eyes Southeast expansion

First Bancshares (FBMS) reported a robust performance in Q2 2023, showcasing resilience in earnings and balance sheet strength.
The company's strategic focus on credit quality, expense management, and growth opportunities positions it well for future success.
While challenges exist in a competitive market environment, First Bancshares is poised to capitalize on opportunities for expansion and efficiency.
Overall, First Bancshares remains committed to driving growth, enhancing shareholder returns, and pursuing strategic acquisitions for long-term success.

First Bancshares reports mixed Q3 performance, eyes growth opportunities

First Bancshares (FBMS) reported a mixed performance with increased net income but decreased operating income. Strong loan growth and credit quality were notable strengths, while challenges included margin compression and rising deposit costs.
Opportunities lie in leveraging liquidity for strategic investments, community development initiatives, and revenue diversification. The company's focus on franchise growth and grant programs aligns with its commitment to underserved markets.
Overall, First Bancshares remains well-positioned with stable capital ratios and a focus on sustainable growth. Navigating challenges in net interest margins and maximizing opportunities for revenue growth will be key focus areas moving forward.
The company's performance reflects resilience amidst market dynamics, with a strategic emphasis on community development and financial stability. Continued efforts in loan growth and operational efficiency are crucial for sustained success.

First Bancshares faces margin challenges but sees growth opportunities ahead

First Bancshares navigated challenges of margin compression and increased expenses to achieve strong loan growth and credit quality improvements. Strategic moves in personnel and bond restructuring position the company for potential margin expansion and continued performance in key markets.

First Bancshares (FBMS) reports strong Q1 earnings and growth opportunities

First Bancshares (FBMS) delivered strong financial performance with increased earnings and stable credit quality.
The company demonstrated confidence through dividend and tangible book value growth, while facing challenges in loan balances.
Opportunities lie in growing loan pipeline and optimizing efficiency, supported by strong liquidity and credit quality.
Strategic capital management will be crucial to sustaining performance and navigating evolving market conditions.

First Bancshares (FBMS) reports solid Q2 performance amidst growth

First Bancshares demonstrated resilience and strategic management in the face of economic challenges.
While facing short-term hurdles, the company's strong fundamentals and liquidity position bode well for future growth.
Strategic focus on optimizing margins, managing costs, and maintaining credit quality will be key to sustained success.

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First Bancshares, Inc. is a bank holding company, which engages in banking services such as personal and business, which include checking, savings, and loans, cards, and others. It operates through the following segments: Commercial, Financial and Agriculture, Commercial Real Estate, Consumer Real Estate, and Consumer Installment. The Commercial, Financial and Agriculture segment provides loans to business entities issued for commercial, industrial, or other business purposes. The Commercial Real Estate segment offers loans that are grouped as such because repayment is mainly dependent upon either the sale of the real estate, operation of the business occupying the real estate, or refinance of the debt obligation. The Consumer Real Estate segment includes loans secured by 1-4 family residential properties and/or residential lots. The Consumer Installment segment focuses on the l loans issued to individuals that are not for any purpose related to operation of a business, and not secured by real estate. The company was founded in 1996 and is headquartered in Hattiesburg, MS.

The First Bancshares (FBMS) delivered earnings and revenue surprises of -2.70% and 1.82%, respectively, for the quarter ended March 2022. Do the numbers hold clues to what lies ahead for the stock?

The First Bancshares (FBMS) Q1 Earnings and Revenues Lag Estimates

HATTIESBURG, Miss.--(BUSINESS WIRE)--The First Bancshares, Inc. (“FBMS” or “the Company”) (NASDAQ: FBMS), holding company for The First Bank, (www.thefirstbank.com) reported today net income available to common shareholders for the quarter ended March 31, 2022. Highlights for the Quarter: Today, the Company announced that it has entered into a definitive agreement to acquire Beach Bancorp, Inc., parent company of Beach Bank based in Fort Walton Beach, Florida. The proposed transaction will deep

The First Bancshares, Inc. Reports Results for First Quarter ended March 31, 2022; Increases Quarterly Dividend 6%

HATTIESBURG, Miss.--(BUSINESS WIRE)--The First Bancshares, Inc. (NASDAQ: FBMS) (“First Bancshares” or “the Company”), holding company for The First Bank (“The First”), announced today that it has entered into a definitive agreement to acquire Beach Bancorp, Inc. (“BBI”), parent company of Beach Bank based in Fort Walton Beach, Florida. The proposed transactions will deepen The First's presence in the Florida panhandle, while also providing an entry into the Tampa, Florida market. Upon the compl

The First Bancshares, Inc. Announces Proposed Acquisition of Beach Bancorp, Inc.

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does The First Bancshares (FBMS) have what it takes?

Are You Looking for a High-Growth Dividend Stock? The First Bancshares (FBMS) Could Be a Great Choice

The consensus price target hints at a 39.1% upside potential for The First Bancshares (FBMS). While empirical research shows that this sought-after metric is hardly effective, an upward trend in earnings estimate revisions could mean that the stock will witness an upside in the near term.

Does The First Bancshares (FBMS) Have the Potential to Rally 39% as Wall Street Analysts Expect?

HATTIESBURG, Miss.--(BUSINESS WIRE)--The First Bancshares, Inc. (NASDAQ: FBMS) (“First Bancshares” or the “Company”), the holding company for The First Bank, announced today the renewal of its share repurchase program that previously expired on December 31, 2021. Under the program, the Company may, but is not required to, from time to time repurchase up to $30 million of shares of its common stock in any manner determined appropriate by the Company's management. The actual timing and method of

The First Bancshares, Inc. Announces Renewal of Share Repurchase Plan

The First Bancshares (FBMS) has become technically an oversold stock now, which implies exhaustion of the heavy selling pressure on it. This, combined with strong agreement among Wall Street analysts in revising earnings estimates higher, indicates a potential trend reversal for the stock in the near term.

The First Bancshares (FBMS) Loses 7.5% in 4 Weeks, Here's Why a Trend Reversal May be Around the Corner

HATTIESBURG, Miss.--(BUSINESS WIRE)--The First Bancshares, Inc. (“FBMS” or “the Company”) (NASDAQ: FBMS), holding company for The First Bank, (www.thefirstbank.com) reported today net income available to common shareholders for the quarter ended December 31, 2021. Highlights: On December 3, 2021, the Company closed its acquisition of seven branches from Cadence Bank (“Cadence”) which included $40.5 million in loans and $410.2 million in deposits. The Company recorded a bargain purchase gain of

First Bancshares, Inc. Reports Results for Fourth Quarter ended December 31, 2021; Increases Quarterly Dividend 6%

HATTIESBURG, Miss.--(BUSINESS WIRE)--The First Bancshares, Inc. (NASDAQ: FBMS), holding company for The First, A National Banking Association, (www.thefirstbank.com) announced that company representatives will participate in the 2021 HOVDE Group Financial Services Conference, which is being held November 3, 2021 through November 5, 2021 in Phoenix, Arizona at the Arizona Biltmore, and will have one-on-one meetings with certain bank stock analysts and investors beginning on November 4, 2021. The

The First Bancshares to Participate in the 2021 HOVDE Group Financial Services Conference

The First Bancshares (FBMS) delivered earnings and revenue surprises of 2.70% and 2.81%, respectively, for the quarter ended September 2021. Do the numbers hold clues to what lies ahead for the stock?

The First Bancshares (FBMS) Beats Q3 Earnings and Revenue Estimates

HATTIESBURG, Miss.--(BUSINESS WIRE)--The First Bancshares, Inc. (“FBMS” or “the Company”) (NASDAQ: FBMS), holding company for The First, A National Banking Association, (www.thefirstbank.com) reported today net income available to common shareholders for the quarter ended September 30, 2021. Highlights for the Quarter: Average loans, excluding Paycheck Protection Program (”PPP”) loans, increased $9.0 million, 0.3% as compared to the quarter ended June 30, 2021, or 1.2% on an annualized basis. N

First Bancshares, Inc. Reports Results for Third Quarter Ended September 30, 2021; Increases Quarterly Dividend 7%

The First Bancshares (FBMS) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

The First Bancshares (FBMS) to Report Q3 Results: Wall Street Expects Earnings Growth

Cadence Bank

HATTIESBURG, Miss.--(BUSINESS WIRE)--The First, A National Banking Association (“The First”), headquartered in Hattiesburg, Mississippi and subsidiary of The First Bancshares, Inc. (NASDAQ: FBMS “FBMS”) has entered into a definitive purchase agreement to acquire seven Cadence Bank, N.A. branches in Northeast Mississippi. Cadence Bank, N.A. is a subsidiary of Cadence Bancorporation (NYSE: CADE “Cadence”). The divestiture of these branches is a result of the joint Letter of Agreement (“LOA”) ente

The First Agrees to Purchase Seven Cadence Bank Branches

HATTIESBURG, Miss.--(BUSINESS WIRE)--The First Bancshares, Inc. (NASDAQ: FBMS), holding company for The First, A National Banking Association, (www.thefirstbank.com) will participate in the 2021 Virtual KBW Community Bank Investor Conference, which is being held virtually, on August 3, 2021 through August 5, 2021 and will have one-on-one meetings with certain bank stock analysts and investors. The presentation prepared for use during these meetings will be available at the company's website www

The First Bancshares to Participate in Virtual KBW Community Bank Investor Conference

HATTIESBURG, Miss.--(BUSINESS WIRE)--The First Bancshares, Inc. (“FBMS” or “the Company”) (NASDAQ: FBMS), holding company for The First, A National Banking Association, (www.thefirstbank.com) reported today net income available to common shareholders for the quarter ended June 30, 2021. Highlights for the Quarter: Loans, excluding Paycheck Protection Program (”PPP”) loans, increased $45.5 million, 1.6% as compared to the quarter ended March 31, 2021, or 6.4% on an annualized basis. Net income a

First Bancshares, Inc. Reports Results for Second Quarter ended June 30, 2021; Increases Quarterly Dividend 7%

If you are looking for stocks that are well positioned to maintain their recent uptrend, The First Bancshares (FBMS) could be a great choice. It is one of the several stocks that passed through our "Recent Price Strength" screen.

What Makes The First Bancshares (FBMS) a Good Fit for "Trend Investing"

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HATTIESBURG, Miss.--(BUSINESS WIRE)--The First Bancshares, Inc. (NASDAQ: FBMS), holding company for The First, A National Banking Association, (www.thefirstbank.com) will participate in the 2021 Gulf South Bank Conference, which is being held virtually, on May 3, 2021 through May 4, 2021 and will have one-on-one meetings with certain bank stock analysts and investors. The First Bancshares, Inc. will also participate in the D.A. Davidson 23rd Annual Financial Institutions Virtual Conference whic

The First Bancshares to Participate in Virtual Gulf South Bank Conference and D.A. Davidson 23rd Annual Financial Institutions Conference

HATTIESBURG, Miss.--(BUSINESS WIRE)--The First Bancshares, Inc. (NASDAQ: FBMS), holding company for The First, A National Banking Association,(www.thefirstbank.com) will make a presentation to bank stock analysts and investors at the 24th Annual Burkenroad Reports Investment Conference on Friday, April 23, 2021 at 10:00 a.m. Central Time. The conference will be held on Friday, April 23, 2021 from 8:00 a.m. to 3:00 p.m. Central Time and is free and open to the public. To register, go to www.burk

The First Bancshares to Present at Burkenroad Reports Investment Conference

HATTIESBURG, Miss.--(BUSINESS WIRE)--The First Bancshares, Inc. (“FBMS” or “the Company”) (NASDAQ: FBMS), holding company for The First, A National Banking Association, (www.thefirstbank.com) reported today net income available to common shareholders for the quarter ended December 31, 2020. Highlights for the Quarter: Net income available to common shareholders totaled $16.6 million for the quarter ended March 31, 2021, representing an increase of $1.3 million, or 8.5%, compared to $15.3 millio

First Bancshares, Inc. Reports Results for First Quarter ended March 31, 2021; Increases Quarterly Dividend 8%

As of late, it has definitely been a great time to be an investor in The First Bancshares (FBMS).

The First Bancshares' (FBMS) Shares March Higher, Can It Continue?

HATTIESBURG, Miss.--(BUSINESS WIRE)--The First Bancshares, Inc. (“FBMS” or “the Company”) (NASDAQ: FBMS), holding company for The First, A National Banking Association, (www.thefirstbank.com) reported today net income available to common shareholders for the quarter ended December 31, 2020. Highlights for the Quarter: Net income available to common shareholders totaled $15.3 million for the quarter ended December 31, 2020, representing an increase of $3.4 million, or 28.7%, compared to $11.9 mi

The First Bancshares, Inc. Reports Results for Fourth Quarter Ended December 31, 2020; Increases Quarterly Dividend 8%

HATTIESBURG, Miss.--(BUSINESS WIRE)--The First Bancshares, Inc. (NASDAQ: FBMS) (“First Bancshares” or the “Company”), the holding company for The First, A National Banking Association, announced today that it has extended its offer to exchange any and all of the $65 million in aggregate principal amount of 4.25% Fixed-to-Floating Rate Subordinated Notes due 2030 that the Company issued in a private placement on September 25, 2020 (the “Old Notes”) for a like principal amount of subordinated not

The First Bancshares, Inc. Announces Extension of Exchange Offer

The First Bancshares (FBMS) delivered earnings and revenue surprises of 3.70% and 2.00%, respectively, for the quarter ended September 2020. Do the numbers hold clues to what lies ahead for the stock?

The First Bancshares (FBMS) Surpasses Q3 Earnings and Revenue Estimates

HATTIESBURG, Miss.--(BUSINESS WIRE)--The First Bancshares, Inc. (“FBMS” or “the Company”) (NASDAQ: FBMS), holding company for The First, A National Banking Association, (www.thefirstbank.com) reported today net income available to common shareholders for the quarter ended September 30, 2020. Highlights for the Quarter: Average loans increased $9.1 million, or 0.3% for the sequential quarter comparison. Average deposits increased $143.2 million, or 3.5% for the sequential quarter comparison. Pro

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