Revenue segments as reported by the company.

Net Interest Income

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Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

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Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Provision for Credit Losses

Employee Compensation and Benefits

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Information Processing & Communications

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Year over year growth in Revenue and Operating Expenses.

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Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Discover

Discover Financial Services is a holding company, which engages in the provision of direct banking and payment services. It operates through the Direct Banking and Payment Services segments. The Direct Banking segment offers Discover-branded credit cards issued to individuals on the Discover Network and other consumer products and services, including private student loans, personal loans, home loans, and other consumer lending and deposit products. The Payment Services segment includes PULSE, Diners Club, and the company's network partners business, which includes credit, debit, and prepaid cards issued on the Discover Network. The company was founded in 1986 and is headquartered in Riverwoods, IL.

Earnings data Q1 2021

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Earnings data Q1 2023

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Earnings data Q4 2024

Discover reports strong Q4 earnings, eyes digital growth opportunities

Discover (DFS) delivered strong financial results in Q4 2022, with robust earnings, asset growth, and strategic investments in digital capabilities and new product launches.
Despite facing challenges from a less favorable macroeconomic environment, the company's focus on efficiency, credit performance, and revenue growth positions it well for future success.
Opportunities lie in capitalizing on consumer trends, optimizing operational efficiency, and leveraging strong credit performance to drive growth and enhance shareholder value.
Overall, Discover's performance highlights resilience, strategic foresight, and a commitment to delivering value to shareholders amidst evolving market conditions.

Discover reports robust Q1 earnings and invests in tech for growth

Discover Financial Services delivered a strong performance in Q1 2023, driven by robust financial results, technological advancements, and strategic initiatives to enhance shareholder value.
While facing challenges such as spend growth slowdown and inflation pressures, Discover's focus on credit normalization, expense management, and innovation positions it well for future growth.
With a solid financial foundation, strong market position, and a commitment to technology and customer experience, Discover is poised to capitalize on opportunities for expansion and sustained success in the financial services industry.

Discover reports solid Q2 earnings, focuses on compliance and growth

Discover's Q2 performance reflects a mix of positives and challenges, with a strong focus on compliance, risk management, and sustainable growth. The company is committed to addressing compliance issues, investing in talent and technology, and aligning business decisions with customer needs. Discover remains confident in its business model despite competitive pressures and compliance challenges.

Discover reports robust Q3 earnings, invests in tech for growth

Discover's Q3 performance reflects strong revenue growth and strategic focus on customer experience and compliance.
While facing challenges with credit performance and rising expenses, the company is leveraging tech investments for future growth.
Opportunities lie in enhancing digital capabilities, driving loan growth, and capitalizing on positive spending trends.

Discover Financial Services reports strong Q4 performance and navigates challenges

Discover Financial Services delivered a solid performance in Q4 2023, focusing on compliance, customer experience, and financial strength. The company faces challenges in managing expenses and cautious loan growth due to changing consumer behavior. Opportunities lie in reaccelerating growth and effective net interest margin management.

Discover reports Q1 net income decline but showcases revenue growth

Discover's Q1 2024 earnings call highlighted a decline in net income due to increased reserves, offset by strong financial performance and revenue growth driven by loan expansion. The company's emphasis on risk management, compliance, and decision-making aims to maximize shareholder value. While facing challenges such as higher charge-offs and increased expenses, Discover remains focused on growth opportunities and credit performance expectations.

Discover reports stellar Q2 earnings amidst strategic portfolio realignment

Discover's Q2 2024 performance reflects robust financial growth driven by improved net income and operational efficiencies.
While facing challenges such as rising expenses and pending mergers, the company maintains a strong capital position and strategic focus.
Opportunities lie in portfolio optimization, merger synergies, and operational enhancements, positioning Discover for sustained growth.

Discover (DFS) reports robust Q3 earnings and strategic achievements

Discover's Q3 earnings call highlights strong financial results, strategic achievements, and regulatory updates. The company's focus on customer satisfaction, employee engagement, and financial performance positions it for continued success.

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Free cash flow

Discover Financial Services is a holding company. It operates under the Digital Banking and Payment Services segments. The Digital Banking segment focuses on consumer banking and lending products, specifically Discover-branded credit cards issued to individuals on the Discover Network and other consumer banking products and services including private student loans, personal loans, home loans, and deposit products. The Payment Services segment includes PULSE, Diners Club, and the Network Partners business, which provides payment transaction processing and settlement services on the Discover Global Network. The company was founded in 1960 and is headquartered in Riverwoods, IL.

Cisco Systems

Weyerhaeuser

Although the new year seems incredibly auspicious due to having avoided a recession in 2023, investors may still want to consider reliable dividend stocks. Fundamentally, passive income never goes out of style.

3 Reliable Dividend Stocks to Ring in the New Year

Archer-Daniels-Midland Company

Aflac

Cummins

Corteva Inc

CVS Health

Dominion Energy

Deere & Company

Dow Inc

eBay

Con Ed

Elevance Health Inc

Emerson Electric

Eaton

Fortune Brands Innovations Inc

FirstEnergy

W.W. Grainger

Intel

Johnson & Johnson

Nordstrom

Jackson Financial

KeyCorp

Kraft Heinz

In December, we (my wife and I) received a dividend income total of $10,193.04. Crossed the $10k threshold, again. Vanguard's High Dividend Yield ETF, which we have been buying for 3.5 years, literally has paid immense dividends.

Dividend Income Summary: Lanny's December 2023 Summary

Capital One

Easing inflation has made many consumer loan stocks more attractive with the Zacks Financial-Consumer Loans Industry producing a total return of +32% over the last year when including dividends.

Capital One Vs. Discover: Is it Time to Buy Stock in These Consumer Loan Giants?

Discover Financial (DFS) remains well-poised for growth from expanding average receivables, rolling out advanced digital solutions and sound contributions from the Payment Services unit.

Compelling Reasons to Retain Discover Financial (DFS) Stock Now

RIVERWOODS, Ill.--(BUSINESS WIRE)--Discover Financial Services (NYSE: DFS) plans to report its Fourth quarter 2023 results after the market closes on Wednesday, January 17, 2024. The earnings release will be available through Discover's Investor Relations website at https://investorrelations.discover.com. A conference call to discuss the firm's results, outlook and related matters will be held on Thursday, January 18, 2024, at 7:00 a.m. Central Time. The live audio webcast will be accessible to.

Discover Financial Services Announces Fourth Quarter 2023 Earnings Release on January 17, 2024, and Conference Call on January 18, 2024

Discover Financial stock (NYSE: DFS) has gained roughly 14% YTD, as compared to the 24% rise in the S&P500 over the same period. Further, at its current price of $112 per share, it is trading at the same level as its fair value ($112) – Trefis' estimate for Discover Financial's valuation.

Up 14% YTD, What's Next For Discover Financial Stock?

Lattice Semiconductor

Marqeta

Marqeta, Lattice Semiconductor, and Criteo are top tech stocks with the potential for significant growth in the brewing bull market. Each company has undergone significant strategic shifts, positioning them well for success in a recovering economy.

Ready for the Next Bull Market? Discover 3 Undervalued Tech Stocks Set to Soar in the Economic Upswing

Discover Financial Services has appointed TD Bank Group veteran Michael G. Rhodes as its new CEO and president.

Discover Appoints TD Bank Veteran Michael G. Rhodes as CEO

Discover Financial Services' DFS, board has appointed Michael G. Rhodes as the company's new chief executive and board member, effective March 6, the company said in a filing late Monday.

Discover Financial names new CEO

RIVERWOODS, Ill.--(BUSINESS WIRE)--Discover Financial Services (NYSE: DFS) today announced that the Company's Board of Directors (the “Board”) has appointed Michael G. Rhodes Chief Executive Officer and President, effective on or before March 6, 2024, at which time he will be appointed to the Company's Board of Directors. He will also serve as President of Discover Bank and will be appointed to the Discover Bank Board of Directors, effective the same date. John Owen, who has been serving as int.

Discover Financial Services Appoints Michael G. Rhodes Chief Executive Officer and President

SAN DIEGO--(BUSINESS WIRE)---- $DFS #DFS--Haeggquist & Eck, LLP Investigates Claims on Behalf of Investors of Discover Financial Services (NYSE: DFS).

Haeggquist & Eck, LLP Investigates Claims on Behalf of Investors of Discover Financial Services (NYSE: DFS)

Comcast

Alphabet

PNC Financial Services

U.S. Bancorp

My 2023 buy rated articles beat the S&P 500 by an average of over 5%. Results are based on assumption that an equal sum was invested in each stock on the date the related article debuted. I focus on dividend payers and highlight five stocks as current top buys, including Alphabet, Discover Financial Services, Medtronic, Comcast, and PNC Financial.

My 2023 Buy Rated Articles Beat The S&P 500 By Over 5%. My Current Top 5 Picks

BofA Global Research chimed in on two financial services names earlier today: Capital One Financial Corp. (NYSE:COF) and Discover Financial Services (NYSE:DFS).

Analyst: These 2 Financial Services Stocks Are a "Buy"

Bank of America

Cigna

Domino's Pizza

EOG Resources

Microchip Technology

MSCI

Rollins

Charles Schwab

Sirius XM Holdings Inc

SPDR S&P 500 ETF Trust

SS&C Technologies Hlds

Tractor Supply

Texas Instruments

Visa

Vanguard Dividend Appreciation ETF

Zoetis

The SPDR S&P 500 ETF was up 9.13% in November, Vanguard's Dividend Appreciation ETF was up 7.47%, my watchlist beat both with a return of 10.24%. The top 15 dividend growth stocks for December offer an average dividend yield of 1.99% and appear to be about 34% undervalued based on dividend yield theory. Since inception, September 2020, the watchlist is rocking a cool 11.76% annualized return, beating VIG by 2.36% and SPY by 1.52%.

My Top 15 High Growth Dividend Stocks For December 2023

Automatic Data Processing

American Electric Power Company

Amgen

Atmos Energy

Auburn National Bancorporation

Avnet

Avery Dennison

Best Buy

Becton, Dickinson and Co.

Blackrock Inc

Badger Meter

Bank of Montreal

Cabot

Cogent Communications Holdings

Canadian Imperial Bank of Commerce

CME Group

Canadian National Railway Company

CNO Financial Group

A weekly summary of dividend activity for Dividend Champions, Contenders, and Challengers. Companies which changed their dividends. Companies with upcoming ex-dividend dates.

Dividend Champion, Contender, And Challenger Highlights: Week Of December 3

News for Discover Stock (DFS)