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An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

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Discover

Discover Financial Services is a holding company, which engages in the provision of direct banking and payment services. It operates through the Direct Banking and Payment Services segments. The Direct Banking segment offers Discover-branded credit cards issued to individuals on the Discover Network and other consumer products and services, including private student loans, personal loans, home loans, and other consumer lending and deposit products. The Payment Services segment includes PULSE, Diners Club, and the company's network partners business, which includes credit, debit, and prepaid cards issued on the Discover Network. The company was founded in 1986 and is headquartered in Riverwoods, IL.

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Earnings data Q1 2023

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Discover reports strong Q4 earnings, eyes digital growth opportunities

Discover (DFS) delivered strong financial results in Q4 2022, with robust earnings, asset growth, and strategic investments in digital capabilities and new product launches.
Despite facing challenges from a less favorable macroeconomic environment, the company's focus on efficiency, credit performance, and revenue growth positions it well for future success.
Opportunities lie in capitalizing on consumer trends, optimizing operational efficiency, and leveraging strong credit performance to drive growth and enhance shareholder value.
Overall, Discover's performance highlights resilience, strategic foresight, and a commitment to delivering value to shareholders amidst evolving market conditions.

Discover reports robust Q1 earnings and invests in tech for growth

Discover Financial Services delivered a strong performance in Q1 2023, driven by robust financial results, technological advancements, and strategic initiatives to enhance shareholder value.
While facing challenges such as spend growth slowdown and inflation pressures, Discover's focus on credit normalization, expense management, and innovation positions it well for future growth.
With a solid financial foundation, strong market position, and a commitment to technology and customer experience, Discover is poised to capitalize on opportunities for expansion and sustained success in the financial services industry.

Discover reports solid Q2 earnings, focuses on compliance and growth

Discover's Q2 performance reflects a mix of positives and challenges, with a strong focus on compliance, risk management, and sustainable growth. The company is committed to addressing compliance issues, investing in talent and technology, and aligning business decisions with customer needs. Discover remains confident in its business model despite competitive pressures and compliance challenges.

Discover reports robust Q3 earnings, invests in tech for growth

Discover's Q3 performance reflects strong revenue growth and strategic focus on customer experience and compliance.
While facing challenges with credit performance and rising expenses, the company is leveraging tech investments for future growth.
Opportunities lie in enhancing digital capabilities, driving loan growth, and capitalizing on positive spending trends.

Discover Financial Services reports strong Q4 performance and navigates challenges

Discover Financial Services delivered a solid performance in Q4 2023, focusing on compliance, customer experience, and financial strength. The company faces challenges in managing expenses and cautious loan growth due to changing consumer behavior. Opportunities lie in reaccelerating growth and effective net interest margin management.

Discover reports Q1 net income decline but showcases revenue growth

Discover's Q1 2024 earnings call highlighted a decline in net income due to increased reserves, offset by strong financial performance and revenue growth driven by loan expansion. The company's emphasis on risk management, compliance, and decision-making aims to maximize shareholder value. While facing challenges such as higher charge-offs and increased expenses, Discover remains focused on growth opportunities and credit performance expectations.

Discover reports stellar Q2 earnings amidst strategic portfolio realignment

Discover's Q2 2024 performance reflects robust financial growth driven by improved net income and operational efficiencies.
While facing challenges such as rising expenses and pending mergers, the company maintains a strong capital position and strategic focus.
Opportunities lie in portfolio optimization, merger synergies, and operational enhancements, positioning Discover for sustained growth.

Discover (DFS) reports robust Q3 earnings and strategic achievements

Discover's Q3 earnings call highlights strong financial results, strategic achievements, and regulatory updates. The company's focus on customer satisfaction, employee engagement, and financial performance positions it for continued success.

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Discover Financial Services is a holding company. It operates under the Digital Banking and Payment Services segments. The Digital Banking segment focuses on consumer banking and lending products, specifically Discover-branded credit cards issued to individuals on the Discover Network and other consumer banking products and services including private student loans, personal loans, home loans, and deposit products. The Payment Services segment includes PULSE, Diners Club, and the Network Partners business, which provides payment transaction processing and settlement services on the Discover Global Network. The company was founded in 1960 and is headquartered in Riverwoods, IL.

LOS ANGELES , Oct. 27, 2023 /PRNewswire/ --  Glancy Prongay & Murray LLP ("GPM") announces that investors with substantial losses have opportunity to lead the securities fraud class action lawsuit against Discover Financial Services ("Discover" or the "Company") (NYSE: DFS). Class Period: February 21, 2019 – August 14, 2023 Lead Plaintiff Deadline: October 31, 2023 If you wish to serve as lead plaintiff of the Discover lawsuit, you can submit your contact information at www.glancylaw.com/cases/Discover-Financial-Services/.

DFS Investors Have Opportunity to Lead Discover Financial Services Securities Fraud Lawsuit

RADNOR, Pa. , Oct. 26, 2023 /PRNewswire/ -- The law firm of Kessler Topaz Meltzer & Check, LLP (www.ktmc.com) informs investors that a securities class action lawsuit has been against Discover Financial Services ("DFS") (NYSE: DFS).

DFS CLASS ACTION ANNOUNCEMENT: Kessler Topaz Meltzer & Check, LLP Announces Securities Class Action Lawsuit Filed Against Discover Financial Services

NEW YORK , Oct. 26, 2023 /PRNewswire/ -- Levi & Korsinsky, LLP notifies investors in Discover Financial Services ("DFS" or the "Company") (NYSE: DFS) of a class action securities lawsuit. CLASS DEFINITION: The lawsuit seeks to recover losses on behalf of DFS investors who were adversely affected by alleged securities fraud between February 21, 2019 and August 14, 2023.

SHAREHOLDER ALERT: Levi & Korsinsky Notifies Discover Financial Services(DFS) Investors of a Class Action Lawsuit and Upcoming Deadline

NEW YORK , Oct. 25, 2023 /PRNewswire/ -- Attorney Advertising -- Bronstein, Gewirtz & Grossman, LLC, a nationally recognized law firm, notifies investors that a class action lawsuit has been filed against Discover Financial Services ("Discover" or "the Company") (NYSE: DFS) and certain of its officers.  Class Definition: This lawsuit seeks to recover damages against Defendants for alleged violations of the federal securities laws on behalf of all persons and entities that purchased or otherwise acquired Discover securities between February 21, 2019 and August 14, 2023, inclusive (the "Class Period").

Discover Financial Services (DFS) Investors: Contact Bronstein, Gewirtz & Grossman, LLC to Actively Participate in the Class Action Lawsuit!

NEW YORK , Oct. 25, 2023 /PRNewswire/ -- Pomerantz LLP announces that a class action lawsuit has been filed against Discover Financial Services ("DFS" or the "Company") (NYSE: DFS) and certain officers.   The class action, filed in the United States District Court for the Northern District of Illinois, Eastern Division, and docketed under 23-cv-06788, is on behalf of a class consisting of all persons and entities other than Defendants that purchased or otherwise acquired DFS common stock between February 21, 2019 and August 14, 2023, both dates inclusive (the "Class Period"), seeking to recover damages caused by Defendants' violations of the federal securities laws and to pursue remedies under Sections 10(b) and 20(a) of the Securities Exchange Act of 1934 (the "Exchange Act") and Rule 10b-5 promulgated thereunder, against the Company and certain of its top officials.

SHAREHOLDER ALERT: Pomerantz Law Firm Reminds Shareholders with Losses on their Investment in Discover Financial Services of Class Action Lawsuit and Upcoming Deadline - DFS

RADNOR, Pa.--(BUSINESS WIRE)-- #classaction--The law firm of Kessler Topaz Meltzer & Check, LLP (www.ktmc.com) informs investors that a securities class action lawsuit has been filed in the United States District Court for the Northern District of Illinois against Discover Financial Services (“DFS”) (NYSE: DFS). The action charges DFS with violations of the federal securities laws, including omissions and fraudulent misrepresentations relating to the company's business, operations, and prospects. As a res.

Discover Financial Services Deadline Reminder: Kessler Topaz Meltzer & Check, LLP Reminds Investors of Important Lead Plaintiff Deadline on October 31, 2023 in Securities Fraud Class Action Lawsuit

NEW YORK , Oct. 22, 2023 /PRNewswire/ -- WHY: Rosen Law Firm, a global investor rights law firm, reminds purchasers of common stock of Discover Financial Services (NYSE: DFS) between February 21, 2019 and August 14, 2023, both dates inclusive (the "Class Period") of the important October 31, 2023 lead plaintiff deadline. SO WHAT: If you purchased Discover Financial common stock during the Class Period you may be entitled to compensation without payment of any out of pocket fees or costs through a contingency fee arrangement.

DFS NOTICE: ROSEN, A TRUSTED AND LEADING LAW FIRM, Encourages Discover Financial Services Investors to Secure Counsel Before Important October 31 Deadline in Securities Class Action - DFS

NEW YORK--(BUSINESS WIRE)---- $DFS #DFS--WHY: Rosen Law Firm, a global investor rights law firm, reminds purchasers of common stock of Discover Financial Services (NYSE: DFS) between February 21, 2019 and August 14, 2023, both dates inclusive (the “Class Period”) of the important October 31, 2023 lead plaintiff deadline. SO WHAT: If you purchased Discover Financial common stock during the Class Period you may be entitled to compensation without payment of any out of pocket fees or costs through a contingency.

DFS LOSS ALERT: ROSEN, LEADING TRIAL ATTORNEYS, Encourages Discover Financial Services Investors to Secure Counsel Before Important Deadline in Securities Class Action – DFS

As 2023 winds down, Discover is eyeing 2024 and its increasing charge-off rate. “So what we've said previously is we expect charge-offs to peak sometime around the midpoint of the year to the second half of the year, in the second half of 2024,” Chief Financial Officer John Greene said during an earnings call Thursday (Oct. 19).

Discover Expects Charge-Offs to Peak in Mid-2024

Shares of Discover Financial Services DFS, -7.39% on Thursday were on pace for their lowest close since early 2021 after the credit-card company's efforts to set aside more money during the third quarter to cover loan losses spooked investors. The stock was down 7.5% early Thursday afternoon, trading at $84.88, putting it on track for its lowest closing price since February 1, 2021, when it closed at $82.19.

Discover Financial Services' stock is on track for its lowest close since early 2021

Discover Financial's (DFS) Q3 results reflect poor performance of the Digital Banking segment and rising total expenses. Improving Payment Services segment partially offset the negatives.

Discover Financial (DFS) Q3 Earnings Miss on Higher Expenses

Discover Financial Services (DFS) Q3 2023 Earnings Call Transcript

If you purchased or acquired securities in Discover stock or options between February 21, 2019 and August 14, 2023 and would like to discuss your legal rights, call Faruqi & Faruqi partner Josh Wilson directly at 877-247-4292 or 212-983-9330  (Ext. 1310). You may also click here for additional information: www.faruqilaw.com/DFS.

DISCOVER INVESTOR DEADLINE APPROACHING: Securities Litigation Partner James (Josh) Wilson Encourages Investors Who Suffered Losses In Discover To Contact Him Directly To Discuss Their Options

Although the revenue and EPS for Discover (DFS) give a sense of how its business performed in the quarter ended September 2023, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.

Compared to Estimates, Discover (DFS) Q3 Earnings: A Look at Key Metrics

Discover (DFS) came out with quarterly earnings of $2.59 per share, missing the Zacks Consensus Estimate of $3.15 per share. This compares to earnings of $3.54 per share a year ago.

Discover (DFS) Q3 Earnings Miss Estimates

Shares of Discover Financial Services fell after hours on Wednesday, after the credit-card and financial services giant set aside more money to cover losses on souring credit and reported an uptick in a metric of credit-card debt that it likely won't get back.

Discover shares fall on ‘sizeable' amount of funds set aside to cover loan losses

RIVERWOODS, Ill.--(BUSINESS WIRE)--Discover Financial Services (NYSE: DFS): Third Quarter 2023 Results   2023 2022(1) YOY Change Total loans, end of period (in billions) $122.7 $104.9 17% Total revenue net of interest expense (in millions) $4,044 $3,468 17% Total net charge-off rate 3.52% 1.71% 181 bps Net income/(loss) (in millions) $683 $1,013 (33%) Diluted EPS $2.59 $3.56 (27%) Note(s) 1. The comparative prior quarter ended September 30, 2022 has been restated to reflect immaterial correctio.

Discover Financial Services Reports Third Quarter 2023 Net Income of $683 Million or $2.59 Per Diluted Share

PHILADELPHIA , Oct. 18, 2023 /PRNewswire/ -- Kaskela Law LLC announces that it is investigating Discover Financial Services (NYSE: DFS) ("Discover Financial") on behalf of the company's long-term investors.   On July 19, 2023, Discover Financial disclosed in a statement that the company had misclassified some of its credit cards.

SHAREHOLDER ALERT: Kaskela Law LLC Announces Stockholder Investigation of Discover Financial Services (NYSE: DFS) and Encourages Long-Term DFS Investors to Contact the Firm

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Dividend Income Summary: Lanny's September 2023 Summary

RADNOR, Pa. , Oct. 16, 2023 /PRNewswire/ -- The law firm of Kessler Topaz Meltzer & Check, LLP (www.ktmc.com)  informs investors that a securities class action lawsuit has been against Discover Financial Services ("DFS") (NYSE: DFS).

DFS Lead Plaintiff Deadline Approaching: Kessler Topaz Meltzer & Check, LLP Announces Deadline in Securities Fraud Class Action Lawsuit Filed against Discover Financial Services (DFS)

LOS ANGELES, CA / ACCESSWIRE / October 16, 2023 / The Schall Law Firm, a national shareholder rights litigation firm, reminds investors of a class action lawsuit against Discover Financial Services ("Discover" or "the Company") (NYSE:DFS) for violations of §§10(b) and 20(a) of the Securities Exchange Act of 1934 and Rule 10b-5 promulgated thereunder by the U.S. Securities and Exchange Commission. Investors who purchased the Company's securities between February 21, 2019 and August 14, 2023, inclusive (the "Class Period"), are encouraged to contact the firm before October 31, 2023.

DEADLINE ACTION ALERT: The Schall Law Firm Encourages Investors in Discover Financial Services with Losses of $100,000 to Contact the Firm

NEW YORK , Oct. 14, 2023 /PRNewswire/ -- WHY:  New York, N.Y., October 14, 2023.

ROSEN, LEADING TRIAL ATTORNEYS, Encourages Discover Financial Services Investors to Secure Counsel Before Important Deadline in Securities Class Action - DFS

LOS ANGELES, CA / ACCESSWIRE / October 13, 2023 / The Schall Law Firm,, a national shareholder rights litigation firm, reminds investors of a class action lawsuit against Discover Financial Services ("Discover" or "the Company") (NYSE:DFS) for violations of 10(b) and 20(a) of the Securities Exchange Act of 1934 and Rule 10b-5 promulgated thereunder by the U.S. Securities and Exchange Commission. Investors who purchased the Company's securities between February 21, 2019 and August 14, 2023, inclusive (the "Class Period"), are encouraged to contact the firm before October 31, 2023.

SHAREHOLDER ACTION ALERT: The Schall Law Firm Encourages Investors in Discover Financial Services with Losses of $100,000 to Contact the Firm

NEW YORK--(BUSINESS WIRE)---- $DFS #classactionlawsuit--The law firm of Kirby McInerney LLP announces that a class action lawsuit has been filed in the U.S. District Court for the Northern District of Illinois on behalf of those who acquired Discover Financial Services (“Discover” or the “Company”) (NYSE: DFS) securities during the period from February 21, 2019 through August 14, 2023, inclusive (the “Class Period”). Investors have until October 31, 2023 to apply to the Court to be appointed as lead plaintiff in the lawsui.

Kirby McInerney LLP Reminds Investors That a Class Action Lawsuit Has Been Filed on Behalf of Discover Financial Services (DFS) Investors and Encourages Investors to Contact the Firm Before October 31, 2023

Discover Financial's (DFS) third-quarter results are likely to reflect higher net interest income and PULSE and Diners Club volume.

News for Discover Stock (DFS)