Revenue segments as reported by the company.

Net Interest Income

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Gross Profit, Operating Income, and Net Income as a percentage of Revenue

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An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Provision for Credit Losses

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Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Discover

Discover Financial Services is a holding company, which engages in the provision of direct banking and payment services. It operates through the Direct Banking and Payment Services segments. The Direct Banking segment offers Discover-branded credit cards issued to individuals on the Discover Network and other consumer products and services, including private student loans, personal loans, home loans, and other consumer lending and deposit products. The Payment Services segment includes PULSE, Diners Club, and the company's network partners business, which includes credit, debit, and prepaid cards issued on the Discover Network. The company was founded in 1986 and is headquartered in Riverwoods, IL.

Earnings data Q1 2021

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Earnings data Q4 2022

Earnings data Q1 2023

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Discover reports strong Q4 earnings, eyes digital growth opportunities

Discover (DFS) delivered strong financial results in Q4 2022, with robust earnings, asset growth, and strategic investments in digital capabilities and new product launches.
Despite facing challenges from a less favorable macroeconomic environment, the company's focus on efficiency, credit performance, and revenue growth positions it well for future success.
Opportunities lie in capitalizing on consumer trends, optimizing operational efficiency, and leveraging strong credit performance to drive growth and enhance shareholder value.
Overall, Discover's performance highlights resilience, strategic foresight, and a commitment to delivering value to shareholders amidst evolving market conditions.

Discover reports robust Q1 earnings and invests in tech for growth

Discover Financial Services delivered a strong performance in Q1 2023, driven by robust financial results, technological advancements, and strategic initiatives to enhance shareholder value.
While facing challenges such as spend growth slowdown and inflation pressures, Discover's focus on credit normalization, expense management, and innovation positions it well for future growth.
With a solid financial foundation, strong market position, and a commitment to technology and customer experience, Discover is poised to capitalize on opportunities for expansion and sustained success in the financial services industry.

Discover reports solid Q2 earnings, focuses on compliance and growth

Discover's Q2 performance reflects a mix of positives and challenges, with a strong focus on compliance, risk management, and sustainable growth. The company is committed to addressing compliance issues, investing in talent and technology, and aligning business decisions with customer needs. Discover remains confident in its business model despite competitive pressures and compliance challenges.

Discover reports robust Q3 earnings, invests in tech for growth

Discover's Q3 performance reflects strong revenue growth and strategic focus on customer experience and compliance.
While facing challenges with credit performance and rising expenses, the company is leveraging tech investments for future growth.
Opportunities lie in enhancing digital capabilities, driving loan growth, and capitalizing on positive spending trends.

Discover Financial Services reports strong Q4 performance and navigates challenges

Discover Financial Services delivered a solid performance in Q4 2023, focusing on compliance, customer experience, and financial strength. The company faces challenges in managing expenses and cautious loan growth due to changing consumer behavior. Opportunities lie in reaccelerating growth and effective net interest margin management.

Discover reports Q1 net income decline but showcases revenue growth

Discover's Q1 2024 earnings call highlighted a decline in net income due to increased reserves, offset by strong financial performance and revenue growth driven by loan expansion. The company's emphasis on risk management, compliance, and decision-making aims to maximize shareholder value. While facing challenges such as higher charge-offs and increased expenses, Discover remains focused on growth opportunities and credit performance expectations.

Discover reports stellar Q2 earnings amidst strategic portfolio realignment

Discover's Q2 2024 performance reflects robust financial growth driven by improved net income and operational efficiencies.
While facing challenges such as rising expenses and pending mergers, the company maintains a strong capital position and strategic focus.
Opportunities lie in portfolio optimization, merger synergies, and operational enhancements, positioning Discover for sustained growth.

Discover (DFS) reports robust Q3 earnings and strategic achievements

Discover's Q3 earnings call highlights strong financial results, strategic achievements, and regulatory updates. The company's focus on customer satisfaction, employee engagement, and financial performance positions it for continued success.

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Discover Financial Services is a holding company. It operates under the Digital Banking and Payment Services segments. The Digital Banking segment focuses on consumer banking and lending products, specifically Discover-branded credit cards issued to individuals on the Discover Network and other consumer banking products and services including private student loans, personal loans, home loans, and deposit products. The Payment Services segment includes PULSE, Diners Club, and the Network Partners business, which provides payment transaction processing and settlement services on the Discover Global Network. The company was founded in 1960 and is headquartered in Riverwoods, IL.

Capital One

PayPal

Visa

Mega-cap technology stocks have dominated, not only in 2020, but over the past decade.

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Aflac

Blackrock Inc

KeyCorp

Lockheed Martin

Norwood Financial

Realty Income Corp

Pfizer

AT&T

Target

Viatris

Vanguard High Dividend Yield ETF

Growing your dividend income takes time and consistency. In December, we (my wife and I) received a total of $5,483.32 of dividend income.

Dividend Income Summary: Lanny's December 2020 Summary

In line with my general theme of reinflation/faster growth, the financial services industry has come into my focus. Following my playbook coming out of the last recession, the optimal time to purchase the financials is when you begin to see an inflection in charge-offs.

Discover Financial Services Poised To Accelerate Higher

Honda

Hologic

Vale S.A.

Winnebago

With other things remaining constant, a stock with higher earnings yield has the potential of providing comparatively greater returns. Check out these five high earnings yield picks for a winning portfolio.

5 High Earnings Yield Stocks to Make You Richer in 2021

RIVERWOODS, Ill.--(BUSINESS WIRE)--Discover Financial Services (NYSE: DFS) plans to report its fourth quarter 2020 results after the market closes on Wednesday, January 20, 2021. The earnings release will be available through Discover's Investor Relations website at https://investorrelations.discover.com. A conference call to discuss the firm's results, outlook and related matters will be held on Thursday, January 21, 2021 at 7:00 a.m. Central time. The live audio webcast will be accessible to

Discover Financial Services Announces Fourth Quarter 2020 Earnings Release on January 20, 2021 and Conference Call on January 21, 2021

American Express

Bank of America

Citigroup

Goldman Sachs

JPMorgan Chase & Co

SPDR S&P Bank ETF

SPDR S&P Regional Banking ETF

Morgan Stanley

Synchrony Financial

U.S. Bancorp

Wells Fargo

Financial Select Sector SPDR Fund

Bank stocks declined a lot during the spring sell-off and have underperformed the market this year. Worries about high credit losses seem overblown.

These Bank Stocks Rally Following Great News From The Fed

Is (DFS) Outperforming Other Finance Stocks This Year?

Is Discover Financial Services (DFS) Stock Outpacing Its Finance Peers This Year?

Major card issuers - JPMorgan (JPM), BofA (BAC), Capital One (COF), Citi (C), Synchrony Financial (SYF), Discover Financial (DFS) & American Express (AXP) - witness mixed data on charge-offs and delinquency rates in November.

Card Issuers' Charge-Offs, Delinquency a Mixed Bag in November

General Motors

Landbridge Co LLC

Micron Technology

Ubiquiti Inc

It will be prudent to invest in large-cap stocks with strong growth potential in 2021. These include: LB, GM, UI, MU and DFS.

5 Top Picks Be it Santa Rally or a Year-End Pullback

Alpha and Omega Semiconductor

Federated Hermes

Michaels

Top Ranked Momentum Stocks to Buy for December 8th

RIVERWOODS, Ill.--(BUSINESS WIRE)--Over Half of Those Experiencing Financial Anxiety cite the Pandemic as a Primary Cause, Discover Personal Loans survey finds

Over Half of Those Experiencing Financial Anxiety cite the Pandemic as a Primary Cause, Discover Personal Loans survey finds

We believe there may be better places for your money than Discover Financial stock (NYSE: DFS) at the present time. DFS trades at $83 currently and is 9% ahead of its pre-Covid high in February.

After Rising 210%, Discover Financial Stock Is Best Avoided For Now

Rise in online sales this holiday season is likely to expand sales volumes for Discover Financial (DFS).

How Will Discover Financial (DFS) Fare This Holiday Season?

Motorcar Parts of America

Top Ranked Momentum Stocks to Buy for November 19th

Major card issuers - JPMorgan (JPM), BofA (BAC), Citi (C), Capital One (COF), Synchrony Financial (SYF), American Express (AXP) and Discover Financial (DFS) - report mixed data on charge-offs and delinquency rates for October.

Card Issuers' Charge-Offs, Delinquency a Mixed Bag in October

Discover Financial (DFS) teams up with areeba to boost global reach and provide more payment options to their customers.

Discover Financial (DFS) Joins areeba for More Payment Choices

Mastercard

Upbeat COVID-19 vaccine news makes investors grow bullish on the payment processing stocks, leading to price rallies. As a result, travel will resume to aid cross-border payments for these companies.

Payment Processing Stocks Gain on Coronavirus Vaccine News

The vaccine news has some big implications for the credit card lending business.

Here's Why American Express, Discover, and Capital One Financial Stocks Are Soaring on Monday

PNC Financial Services

Credit card deferrals, charge-offs, and loans 90 days past due are all down from earlier this year or on a year-over-year basis. But will they continue to stay that way?

Credit Card Trends at Banks Are Much Improved, but Can It Last?

The credit card lender posted better-than-feared earnings.

Why Discover Financial Services Stock Rose 12.5% in October

While the market driven by short-term sentiment influenced by the accomodative interest rate environment in the US, virus news and stimulus talks, many smart money investors are starting to get cautious towards the current bull run since March and hedging or reducing many of their long positions. Some fund managers are betting on Dow hitting 30,000 to generate strong returns. However, as we know, big investors usually buy stocks with strong fundamentals that can deliver gains both in bull and bear markets, which is why we believe we can profit from imitating them. In this article, we are going to take a look at the smart money sentiment surrounding Discover Financial Services (NYSE:DFS).

Were Hedge Funds Right About Embracing Discover Financial Services (DFS)?

Discover Financial Services (DFS) CEO Roger Hochschild on Q3 2020 Results - Earnings Call Transcript

Discover Financial's (DFS) third-quarter earnings gain from strong sales in September and growth in loan products.

Discover Financial's (DFS) Q3 Earnings Beat, Increase Y/Y

Southwest Airlines

Las Vegas Sands

Take a look at the stocks making the biggest moves midday.

Stocks making the biggest movers midday: Las Vegas Sands, Southwest, GM, Discover & more

Discover (DFS) delivered earnings and revenue surprises of 50.31% and 2.70%, respectively, for the quarter ended September 2020. Do the numbers hold clues to what lies ahead for the stock?

News for Discover Stock (DFS)