Revenue segments as reported by the company.

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Gross Profit, Operating Income, and Net Income as a percentage of Revenue

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An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

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Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

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Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Discover

Discover Financial Services is a holding company, which engages in the provision of direct banking and payment services. It operates through the Direct Banking and Payment Services segments. The Direct Banking segment offers Discover-branded credit cards issued to individuals on the Discover Network and other consumer products and services, including private student loans, personal loans, home loans, and other consumer lending and deposit products. The Payment Services segment includes PULSE, Diners Club, and the company's network partners business, which includes credit, debit, and prepaid cards issued on the Discover Network. The company was founded in 1986 and is headquartered in Riverwoods, IL.

Earnings data Q1 2021

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Earnings data Q1 2022

Earnings data Q2 2022

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Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

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Earnings data Q1 2024

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Earnings data Q3 2024

Earnings data Q4 2024

Discover reports strong Q4 earnings, eyes digital growth opportunities

Discover (DFS) delivered strong financial results in Q4 2022, with robust earnings, asset growth, and strategic investments in digital capabilities and new product launches.
Despite facing challenges from a less favorable macroeconomic environment, the company's focus on efficiency, credit performance, and revenue growth positions it well for future success.
Opportunities lie in capitalizing on consumer trends, optimizing operational efficiency, and leveraging strong credit performance to drive growth and enhance shareholder value.
Overall, Discover's performance highlights resilience, strategic foresight, and a commitment to delivering value to shareholders amidst evolving market conditions.

Discover reports robust Q1 earnings and invests in tech for growth

Discover Financial Services delivered a strong performance in Q1 2023, driven by robust financial results, technological advancements, and strategic initiatives to enhance shareholder value.
While facing challenges such as spend growth slowdown and inflation pressures, Discover's focus on credit normalization, expense management, and innovation positions it well for future growth.
With a solid financial foundation, strong market position, and a commitment to technology and customer experience, Discover is poised to capitalize on opportunities for expansion and sustained success in the financial services industry.

Discover reports solid Q2 earnings, focuses on compliance and growth

Discover's Q2 performance reflects a mix of positives and challenges, with a strong focus on compliance, risk management, and sustainable growth. The company is committed to addressing compliance issues, investing in talent and technology, and aligning business decisions with customer needs. Discover remains confident in its business model despite competitive pressures and compliance challenges.

Discover reports robust Q3 earnings, invests in tech for growth

Discover's Q3 performance reflects strong revenue growth and strategic focus on customer experience and compliance.
While facing challenges with credit performance and rising expenses, the company is leveraging tech investments for future growth.
Opportunities lie in enhancing digital capabilities, driving loan growth, and capitalizing on positive spending trends.

Discover Financial Services reports strong Q4 performance and navigates challenges

Discover Financial Services delivered a solid performance in Q4 2023, focusing on compliance, customer experience, and financial strength. The company faces challenges in managing expenses and cautious loan growth due to changing consumer behavior. Opportunities lie in reaccelerating growth and effective net interest margin management.

Discover reports Q1 net income decline but showcases revenue growth

Discover's Q1 2024 earnings call highlighted a decline in net income due to increased reserves, offset by strong financial performance and revenue growth driven by loan expansion. The company's emphasis on risk management, compliance, and decision-making aims to maximize shareholder value. While facing challenges such as higher charge-offs and increased expenses, Discover remains focused on growth opportunities and credit performance expectations.

Discover reports stellar Q2 earnings amidst strategic portfolio realignment

Discover's Q2 2024 performance reflects robust financial growth driven by improved net income and operational efficiencies.
While facing challenges such as rising expenses and pending mergers, the company maintains a strong capital position and strategic focus.
Opportunities lie in portfolio optimization, merger synergies, and operational enhancements, positioning Discover for sustained growth.

Discover (DFS) reports robust Q3 earnings and strategic achievements

Discover's Q3 earnings call highlights strong financial results, strategic achievements, and regulatory updates. The company's focus on customer satisfaction, employee engagement, and financial performance positions it for continued success.

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Discover Financial Services is a holding company. It operates under the Digital Banking and Payment Services segments. The Digital Banking segment focuses on consumer banking and lending products, specifically Discover-branded credit cards issued to individuals on the Discover Network and other consumer banking products and services including private student loans, personal loans, home loans, and deposit products. The Payment Services segment includes PULSE, Diners Club, and the Network Partners business, which provides payment transaction processing and settlement services on the Discover Global Network. The company was founded in 1960 and is headquartered in Riverwoods, IL.

NEW YORK--(BUSINESS WIRE)--WHY: Rosen Law Firm, a global investor rights law firm, announces an investigation of potential securities claims on behalf of shareholders of Discover Financial Services (NYSE: DFS) resulting from allegations that Discover Financial Services may have issued materially misleading business information to the investing public. SO WHAT: If you purchased Discover Financial Services securities you may be entitled to compensation without payment of any out of pocket fees or

EQUITY ALERT: Rosen Law Firm Encourages Discover Financial Services Investors with Losses in Excess of $100K to Inquire About Securities Class Action Investigation – DFS

Discover Financial (DFS) expects 2022 loan growth to be in the low teens, up from the prior estimate of high single digits.

Discover Financial (DFS) Beats on Q2 Earnings, Suspends Dividend

Mindshare Selected to Lead Full-Funnel Media and Marketing Approach CHICAGO , July 21, 2022 /PRNewswire/ -- Discover Financial Services has selected Mindshare, the media services company that is part of WPP, as their US media agency of record, in leading audience and media strategy, planning, investment, measurement, and data and analytics. Mindshare will partner closely with Discover to drive a full-funnel marketing and media approach across the full customer journey from awareness through account opening through retention.

Discover Financial Services Chooses Mindshare as US Media Services Agency of Record

Second-quarter earnings for the credit card company were down, but beat estimates.

Why Discover Financial Stock Fell Sharply on Thursday

The card company said due to an investigation into its student loan servicing practices it's temporarily halting its share buyback program.

Discover Financial Stock Drops the Most in 2 Years. Here's Why.

Discover Financial Services (NYSE:DFS ) Q2 2022 Earnings Conference Call July 21, 2022 8:00 AM ET Company Participants Eric Wasserstrom - Head, Investor Relations Roger Hochschild - Chief Executive Officer John Greene - Chief Financial Officer Conference Call Participants Moshe Orenbuch - Credit Suisse Bill Carcache - Wolfe Research Sanjay Sakhrani - KBW Rick Shane - JPMorgan Ryan Nash - Goldman Sachs Mark DeVries - Barclays John Pancari - Evercore ISI Betsy Graseck - Morgan Stanley Meng Jiao - Deutsche Bank Kevin Barker - Piper Sandler Mihir Bhatia - Bank of America Dominick Gabriele - Oppenheimer Bob Napoli - William Blair Don Fandetti - Wells Fargo Arren Cyganovich - Citi Operator Good morning. My name is Katie and I will be your conference operator today.

Discover Financial Services (DFS) CEO Roger Hochschild on Q2 2022 Results - Earnings Call Transcript

Discover (DFS) delivered earnings and revenue surprises of 5.60% and 2.15%, respectively, for the quarter ended June 2022. Do the numbers hold clues to what lies ahead for the stock?

Discover (DFS) Q2 Earnings and Revenues Beat Estimates

RIVERWOODS, Ill.--(BUSINESS WIRE)--Discover Financial Services (NYSE: DFS): Second Quarter 2022 Results   2022 2021 YOY Change Total loans, end of period (in billions) $99.3 $87.7 13% Total revenue net of interest expense (in millions) $3,224 $3,579 (10%) Total net charge-off rate 1.80% 2.12% (32) bps Net income/(loss) (in millions) $1,111 $1,698 (35)% Diluted EPS $3.96 $5.55 (29%) Discover Financial Services (NYSE: DFS) today reported net income of $1.1 billion or $3.96 per diluted share for t

Discover Financial Services Reports Second Quarter 2022 Net Income of $1.1 Billion or $3.96 Per Diluted Share

RIVERWOODS, Ill.--(BUSINESS WIRE)-- #fortune500--For the second consecutive year, Discover is recognized as a 2022 Best Place to Work for Disability Inclusion and has earned a 100 percent score on the Disability Equality Index. The Disability Equality Index was launched in 2015 by Disability:IN and The American Association of People with Disabilities (AAPD). Now in its eighth year, the DEI exists to help businesses make a positive impact on the unemployment/underemployment of people with disabilities. In 202

Discover Recognized as 2022 Best Place to Work for Disability Inclusion

RIVERWOODS, Ill.--(BUSINESS WIRE)--Starting today, Discover is inviting students to select the next design for the Discover Student Cards. Students can vote from three designs created by artist Dana Komsky and the design with the most votes will become an option for Discover cardmembers to select from in the coming months. “While we have long offered a wide range of card designs, we wanted to take it a step further and invite Discover customers and students to be part of our selection process,”

Discover Partners With Artist and Influencer to Create Next Design for Discover® Student Cards

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Growth stocks have historically outperformed the rest of the market, so when the economy recovers, growth stocks will lead the surge higher. The post 7 Best High-Growth Stocks for Young Investors appeared first on InvestorPlace.

7 Best High-Growth Stocks for Young Investors

American Express

Capital One

Three stocks residing in the sector - Discover Financial Services (DFS), American Express (AXP), and Capital One Financial Corporation (COF) - are all slated to release quarterly results this week.

Trouble Ahead in the Finance Sector?

Discover Financial's (DFS) second-quarter results are likely to reflect improved protection products revenues.

Why Discover Financial (DFS) is Set to Beat on Q2 Earnings

Discover (DFS) has an impressive earnings surprise history and currently possesses the right combination of the two key ingredients for a likely beat in its next quarterly report.

Why Discover (DFS) Could Beat Earnings Estimates Again

RIVERWOODS, Ill.--(BUSINESS WIRE)--Discover Financial Services (NYSE: DFS) plans to report its second quarter 2022 results after the market closes on Wednesday, July 20, 2022. The earnings release will be available through Discover's Investor Relations website at https://investorrelations.discover.com. A conference call to discuss the firm's results, outlook and related matters will be held on Thursday, July 21, 2022, at 7:00 a.m. Central Time. The live audio webcast will be accessible to the g

Discover Financial Services Announces Second Quarter 2022 Earnings Release on July 20, 2022, and Conference Call on July 21, 2022

Discover Financial stock (NYSE: DFS) has lost roughly 21% YTD, as compared to the 22% drop in the S&P500 over the same period.

What To Expect From Discover Financial Stock?

Discover (DFS) was a big mover last session on higher-than-average trading volume. The latest trend in earnings estimate revisions might help the stock continue moving higher in the near term.

Discover (DFS) Moves 5.5% Higher: Will This Strength Last?

Discover Financial (DFS) ties up with BANCOMAT to offer cardholders a wider payments acceptance across Italy. DFS also seems to keep a close eye on strengthening its foothold across the country.

Discover Financial (DFS) Gets Wider Payments Access in Italy

Discover Financial Services ( DFS , Financial) is an iconic payment services provider and one of the largest credit card issuers in the U.S. Morgan Stanley ( MS , Financial) spun off the company in 2007.

Discover: A Financial Blue Chip Value Opportunity

ROME & RIVERWOODS, Ill.--(BUSINESS WIRE)--BANCOMAT S.p.A and Discover signed a strategic agreement that increases acceptance for Discover, Diners Club International and network alliance cardholders, all part of the Discover Global Network. This new partnership will give cardholders the ability to use their cards and mobile payment products on the BANCOMAT network throughout Italy. Italy is a top business and tourism destination, ranking 2nd for travellers in Europe1. Tourism from abroad is expe

Discover and BANCOMAT Establish Partnership to Increase Acceptance in Italy

RIVERWOODS, Ill.--(BUSINESS WIRE)--Discover Financial Services announced today that John Owen, former chief operating officer of Regions Financial, has joined the company's Board of Directors. In 2021, Owen retired from Regions Financial after a successful 14-year tenure with the company where he oversaw the bank's technology transformation, cybersecurity, data and analytics and artificial intelligence (AI) efforts. He spearheaded “Simplify and Grow,” a strategic initiative focused on improving

Discover Financial Services Names John Owen to its Board of Directors

RIVERWOODS, Ill.--(BUSINESS WIRE)--Discover's credit card mobile app, as well as its website, Discover.com, ranked highest in customer satisfaction among U.S. credit card companies, according to the J.D. Power U.S. Credit Card Mobile App Satisfaction StudySM and the U.S. Online Credit Card Satisfaction StudySM. Discover's mobile app scored 876 out of a possible 1,000, outpacing the industry average by 14 points. Discover.com scored 864 out of a possible 1,000. “We're continuing to meet our cust

Discover's Credit Card Mobile App and Website Both Rank Highest in Customer Satisfaction by J.D. Power

Discover (DFS) reported earnings 30 days ago. What's next for the stock?

Discover (DFS) Down 4.5% Since Last Earnings Report: Can It Rebound?

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All stocks have at least five fiscal years of dividend growth history and come from the U.S. Dividend Champions List. They have an average increase of 7.9% and a median increase of 6.5%. I've tracked 268 increases in 2022, 211 increases in Q1 2022, and 57 in Q2.

News for Discover Stock (DFS)