Citizens & Northern

Citizens & Northern Corp. operates as a holding company. engages in community banking. It provides a full range of banking and mortgage services to individual and corporate customers in North Central Pennsylvania and Southern New York State. The firm's Lending products include mortgage loans, commercial loans and consumer loans, as well as specialized instruments such as commercial letters-of-credit. Its Deposit products include various types of checking accounts, passbook and statement savings, money market accounts, interest checking accounts, Individual Retirement Accounts and certificates of deposit. The company was founded in 1864 and is headquartered in Wellsboro, PA.

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

Citizens & Northern Corp. is a holding company, which engages in community banking. It provides a full range of banking and mortgage services to individual and corporate customers in North Central Pennsylvania and Southern New York State. The firm's lending products include mortgage loans, commercial loans, and consumer loans. Its deposit products include various types of checking accounts, passbook and statement savings, money market accounts, interest checking accounts, individual retirement accounts, and certificates of deposit. The company was founded in 1864 and is headquartered in Wellsboro, PA.

Citizens & Northern (CZNC) came out with quarterly earnings of $0.28 per share, missing the Zacks Consensus Estimate of $0.36 per share. This compares to earnings of $0.50 per share a year ago.

Citizens & Northern (CZNC) Q4 Earnings and Revenues Lag Estimates

AllianceBernstein Hld

Financial Institutions

Janus Henderson Group

At the moment quite a few financial stocks currently hold spots on the Zacks Rank #1 (Strong Buy) list and offer dividend yields over 5%.

Highly-Ranked Finance Stocks to Buy for Income

Citizens & Northern (CZNC) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Analysts Estimate Citizens & Northern (CZNC) to Report a Decline in Earnings: What to Look Out for

WELLSBORO, Pa. , Nov. 27, 2023 /PRNewswire/ -- (Citizens & Northern Corporation, NASDAQ: CZNC) -- In a world where financial stability and growth are paramount, savvy investors are constantly on the lookout for opportunities that can not only protect their hard-earned money but also offer impressive returns.

Unlocking Financial Freedom: The Power of Flex CDs in Today's Economy

Citizens & Northern (CZNC) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Citizens & Northern (CZNC) to Report Q3 Results: Wall Street Expects Earnings Growth

AbbVie

Citigroup

Caterpillar

CVS Health

General Dynamics

Kinder Morgan

National Grid

Norfolk Southern

Norwood Financial

Realty Income Corp

Healthpeak Properties

Premier Financial

Provident Financial Services

Procter & Gamble

Starbucks

AT&T

Texas Instruments

Verizon

WestRock

We invest in dividend stocks to grow passive income and eventually cover monthly expenses for early retirement. We use a stock screener to find undervalued stocks with a strong payout ratio and a history of increasing dividends. In August, we received $1,097 in dividend income, with notable contributions from National Grid and Texas Instruments.

Bert's August 2023 Dividend Income Summary

Earnings Preview: Citizens & Northern (CZNC) Q2 Earnings Expected to Decline

Haleon PLC

The author's May dividend income reached $883, a 20.25% increase compared to May 2022. Banks contributed 22.4% of the May dividend income, with a total of $198.05. The AT&T dividend cut in 2021 still impacts the author's dividend income, preventing them from crossing the $1,000 mark.

Bert's May 2023 Dividend Income Summary

Deere & Company

General Mills

Hormel Foods

Orrstown Financial

Investing in dividend stocks allows you to earn dividend income, the best passive income stream. As I stated in my December 2022 post, 2022 finished off down, ending up below 3,900! The market was down 20% for 2022.

Dividend Income Summary: Lanny's February 2023 Summary

Citizens & Northern (CZNC) made it through our "Recent Price Strength" screen and could be a great choice for investors looking to make a profit from stocks that are currently on the move.

Citizens & Northern (CZNC) Is a Great Choice for "Trend" Investors, Here's Why

Diversified Healthcare Trust

Heritage Commerce

Sabra Health Care

Dividend Income is the fruit from the labor of investing your money in the stock market. The power of compounding and dividend reinvestment is a wonderful component to the portfolio.

Dividend Income Summary: Lanny's November 2021 Summary

Here's What Could Help Citizens & Northern (CZNC) Maintain Its Recent Price Strength

Earnings Preview: Citizens & Northern (CZNC) Q3 Earnings Expected to Decline

If you are looking for stocks that are well positioned to maintain their recent uptrend, Citizens & Northern (CZNC) could be a great choice. It is one of the several stocks that passed through our "Recent Price Strength" screen.

What Makes Citizens & Northern (CZNC) a Good Fit for "Trend Investing"

CZNC's revenue has been steadily rising for the past 5 years (10.28% on average), and it recently accelerated (34.71%). They have a healthy balance sheet with a strong operating cash flow.

Citizens & Northern Corporation: Bank With 4.3% Dividend And Growth Potential

Eaton

Illinois Tool Works

People's United Financial

Reynolds Consumer Products

In August, my wife and I received a total of $1,307.71 of dividend income. We crossed one thousand dollars again in an off-month. Another strong month of dividend income, and the 4-digit mark is becoming more and more consistent. Despite the pandemic from COVID-19, dividend income continues to grow, due primarily to additional investment and reinvestment. During the month of August, my wife and I actually invested over $4,500+ into dividend-producing stocks!

Dividend Income Summary: Lanny's August 2021 Summary

Citizens & Northern (CZNC) Earnings Expected to Grow: What to Know Ahead of Q2 Release

NBT Bancorp

OP Bancorp

Umpqua Holdings

CZNC, UMPQ, NBTB, and OPBK made it to the Zacks Rank #1 (Strong Buy) income stocks list on July 29, 2021

Top Ranked Income Stocks to Buy for July 29th

Discovery

Leggett & Platt

In May, we received $581.67 in dividend income! This was a 32.19% year over year increase compared to May 2020. Until the dividend cut is finalized, we are still receiving a boatload of dividend income from AT&T.

Dividend Income Summary: Bert's May 2021 Summary

First Guaranty Bancshares

National Bankshares

Waterstone Financial

Top Ranked Income Stocks to Buy for April 28th

BRT Apartments

Whirlpool

Top Ranked Income Stocks to Buy for April 23rd

Citizens & Northern (CZNC) is on the Move, Here's Why the Trend Could be Sustainable

Fulton Financial

Ovintiv

Total

Top Ranked Income Stocks to Buy for April 21st

Citizens & Northern (CZNC) has seen solid earnings estimate revision activity over the past month, and belongs to a strong industry as well.

Why Citizens & Northern (CZNC) Stock Might be a Great Pick

Bank of Montreal

Middlefield Banc

Top Ranked Income Stocks to Buy for March 22nd

News for Citizens & Northern Stock (CZNC)