
CVB Financial (CVBF) Stock Forecast & Price Target
CVB Financial (CVBF) Analyst Ratings
Bulls say
CVB Financial Corp has raised its earnings per share (EPS) estimates for 2025 and 2026 to $1.47 and $1.51, respectively, reflecting an expected increase in net interest margin (NIM), improved fee structures, and reduced non-interest expenses (NIE). Despite a slight uptick in non-performing assets (NPAs), attributed to a specific SBA credit issue, the company's overall financial health is underscored by the positive impact of $17 million in upgrades to owner-occupied commercial real estate, indicating proactive asset management. Additionally, the company is anticipated to meet its low-single-digit NIE growth targets for FY25, emphasizing sustained financial performance amid modest fee growth.
Bears say
CVB Financial Corp's performance indicates a concerning trend, with core noninterest income declining by 9% quarter-over-quarter, despite some gains in specific segments such as BOLI and trust services. The bank also faces potential risks including deterioration in asset quality, competitive pressures affecting loan and deposit pricing, and sluggish loan demand, all of which contribute to a contracting balance sheet and a less favorable earning asset mix. Additionally, the net interest margin (NIM) has experienced a decline to 3.31%, influenced by a decrease in average earning asset yields, suggesting challenges in maintaining profitability amidst a competitive financial environment.
This aggregate rating is based on analysts' research of CVB Financial and is not a guaranteed prediction by Public.com or investment advice.
CVB Financial (CVBF) Analyst Forecast & Price Prediction
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