
CVB Financial (CVBF) Stock Forecast & Price Target
CVB Financial (CVBF) Analyst Ratings
Bulls say
CVB Financial Corp's positive outlook is supported by increased earnings per share (EPS) projections, with estimates for 2025 and 2026 raised to $1.47 and $1.51, respectively, due to a higher net interest margin (NIM), improved fee income, and reduced non-interest expenses (NIE). Despite a slight increase in non-performing assets (NPAs) attributed to a single past-due SBA credit, the company has demonstrated solid management of its classified assets, highlighted by $17 million in upgrades to owner-occupied commercial real estate (OO-CRE). The bank's consistent performance, alongside its potential for low-single-digit NIE growth and modest increases in fee income, further strengthens the overall financial health and resilience in the competitive landscape.
Bears say
CVB Financial Corp's core noninterest income experienced a decline of 9% quarter-over-quarter, despite some improvement in certain areas such as bank-owned life insurance and trust services, indicating potential pressure on revenue streams. Additionally, there are significant risks concerning asset quality and a competitive market that is exerting downward pressure on loan and deposit pricing, which could further compress the net interest margin. The net interest margin has already decreased to 3.31% due to falling average earning asset yields and seasonally lower noninterest expense, contributing to an overall less favorable outlook for the firm's profitability and financial health.
This aggregate rating is based on analysts' research of CVB Financial and is not a guaranteed prediction by Public.com or investment advice.
CVB Financial (CVBF) Analyst Forecast & Price Prediction
Start investing in CVB Financial (CVBF)
Order type
Buy in
Order amount
Est. shares
0 shares