Cincinnati Financial

Cincinnati Financial Corp. provides property casualty and life insurance services. It operates through the following segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments. The Commercial Lines Insurance segment includes commercial casualty, commercial property, commercial auto, worker's compensation, and other commercial lines insurance. The Personal Lines Insurance segment manages personal auto, homeowner, and other personal lines insurance. The Excess and Surplus Lines Insurance segment covers business risks such as the nature of the business or its claim history, that are difficult to profitably insure in the standard commercial lines market. The Life Insurance segment offers term life insurance, universal life insurance, worksite products, and whole life insurance services. The Investment segment generates revenue from the fixed-maturity investment and equity investment. The company was founded by John Jack Schiff Sr., Robert Cleveland Schiff, and Harry M. Turner in 1968 and is headquartered in Fairfield, OH.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Cincinnati Financial reports Q4 challenges, focuses on refining strategies

Cincinnati Financial faced challenges in 2022 with lower net income and increased loss reserves but showcased strengths in premium growth and dividend growth. The company is focused on refining pricing strategies, addressing property exposure, and seizing opportunities for profit improvement and reacting to market dynamics.

Cincinnati Financial rebounds with strong Q1 performance and growth opportunities

Cincinnati Financial's Q1 2023 performance showcased a rebound in net income, driven by pricing discipline and growth in premiums across commercial and personal lines.
Despite challenges from higher catastrophe losses and property casualty reserves, the company demonstrated strength in profitability and investment income growth.
Opportunities for sustained growth exist in pricing improvements, expansion strategies, and positive trends in key business lines, positioning Cincinnati Financial for future success.
The company faces challenges from catastrophe exposure and reserve increases but can leverage opportunities in new business growth and market reforms for long-term profitability.

Cincinnati Financial posts stellar Q2 results, poised for growth

Cincinnati Financial's Q2 2023 performance reflects a resilient and profitable business model, marked by significant income growth and improved underwriting metrics.
The company's strategic focus on underwriting discipline, premium growth, and investment management has positioned it well for future growth and profitability.
While challenges persist, Cincinnati Financial's strong financial position, operational efficiency, and diversified revenue streams present promising opportunities for sustained success.

Cincinnati Financial reports mixed Q3 results amidst underwriting improvements

Cincinnati Financial delivered a mixed performance in Q3 2023, marked by improved underwriting ratios but impacted by a net loss from fair value reduction of equity securities.
While facing challenges such as loss reserves and book value decline, the company showcased strengths in underwriting discipline and premium growth.
Opportunities lie in optimizing underwriting processes, expanding market presence, and managing investment risks to drive future profitability.

Cincinnati Financial posts record Q4 earnings, sets ambitious growth targets

Cincinnati Financial (CINF) delivered strong financial performance in Q4 2023, marked by robust net income growth and improved underwriting metrics across key segments.
While facing challenges in loss reserves and paid losses, the company remains focused on strategic targets, cost control, and prudent risk management practices.
With a clear roadmap for growth and profitability, Cincinnati Financial (CINF) aims to navigate market uncertainties and capitalize on opportunities for value creation.

Cincinnati Financial posts robust Q1 earnings amidst leadership transition

Cincinnati Financial delivered a strong performance in Q1 2024, marked by robust earnings and operational improvements across key segments.
While facing challenges related to inflation and leadership transition, the company is well-positioned to capitalize on growth opportunities and enhance shareholder engagement.
Investors can expect continued focus on operational efficiency, underwriting discipline, and strategic initiatives in the upcoming quarters.

Cincinnati Financial excels in Q2 2024 with strong premium growth

Cincinnati Financial demonstrated strong financial performance and premium growth across segments in Q2 2024, supported by favorable reserve development.
While facing challenges in managing reserve developments and expenses, the company's profitability and operational efficiency remain key strengths.
Opportunities lie in further capitalizing on premium growth, optimizing investment income, and leveraging successful segments for future expansion.

Cincinnati Financial reports robust Q3 earnings amidst growth opportunities

Cincinnati Financial's Q3 2024 performance showcased strong financial results, premium growth, and effective capital management.
Despite challenges in commercial casualty and rate adequacy, the company's strengths in profitability and financial flexibility position it well for future growth.
Opportunities lie in optimizing investments, addressing concerns, and leveraging growth potential in various lines of business.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

Cincinnati Financial Corp. engages in providing property casualty and life insurance services. It operates through the following segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments. The Commercial Lines Insurance segment includes commercial casualty, commercial property, commercial auto, worker's compensation, and other commercial lines insurance. The Personal Lines Insurance segment manages personal auto, homeowner, and other personal lines insurance. The Excess and Surplus Lines Insurance segment covers business risks such as the nature of the business or its claim history, that are difficult to profitably insure in the standard commercial lines market. The Life Insurance segment offers term life insurance, universal life insurance, worksite products, and whole life insurance services. The Investment segment generates revenue from the fixed-maturity investment and equity investment. The company was founded by John Jack Schiff Sr., Robert Cleveland Schiff, and Harry M. Turner in 1968 and is headquartered in Fairfield, OH.

Cincinnati Financial's (CINF) Q2 earnings are likely to have been dented by cat loss and deterioration in combined ratio. However, better premiums may have limited the downside.

Cat Loss to Weigh on Cincinnati Financial (CINF) Q2 Earnings

Cincinnati Financial's (CINF) estimates cat loss of $231 million for the second quarter due to exposure to severe storms and civil unrest.

Cincinnati Financial Provides Q2 Catastrophe Loss Estimates

CINCINNATI, July 14, 2020 /PRNewswire/ -- Cincinnati Financial Corporation (Nasdaq: CINF) today announced that its consolidated second-quarter results are expected to include pretax catastrophe losses of approximately $231 million – adding 16.5 percentage points to the quarterly combined...

Cincinnati Financial Corporation Announces Preliminary Estimate for Losses from Spring Storms, Civil Unrest and Pandemic

Cincinnati Financial (CINF) stock has declined so far this year due to rising cost, higher debt level and lower return on assets.

Cincinnati Financial (CINF) Plunges 39.2% YTD: Here's Why

Kyocera Corp

Occidental Petroleum

In order to increase their chances of unearthing value stocks, investors may want to look at the following companies, as they have a market capitalization exceeding $10 billion but a price-book ratio standing below 1.5.

3 Low Price-Book Stocks

Aflac

Chubb

Cisco Systems

JPMorgan Chase & Co

KeyCorp

Microsoft

People's United Financial

Travelers

Stocks To Buy In A Post-Pandemic World

Cincinnati Financial (CINF) reported earnings 30 days ago. What's next for the stock?

Cincinnati Financial (CINF) Down 17.5% Since Last Earnings Report: Can It Rebound?

Immunomedics

Simply Good Foods

Myovant Sciences

Conventional wisdom says that insiders and 10% owners really only buy shares of a company for one reason -- they believe the stock price will rise and they want to profit from it.

Notable Insider Buys This Past Week: Immunomedics, Simply Good Foods And More

Cincinnati Financial Corporation (CINF) CEO Steven Johnston on Q1 2020 Results - Earnings Call Transcript

Cincinnati's (CINF) first-quarter 2020 results indicate decline in underwriting income across its P&C insurance operations.

Cincinnati's (CINF) Q1 Earnings Miss Estimates, Down Y/Y

Cincinnati Financial (CINF) delivered earnings and revenue surprises of -23.64% and 3.95%, respectively, for the quarter ended March 2020. Do the numbers hold clues to what lies ahead for the stock?

Cincinnati Financial (CINF) Misses Q1 Earnings Estimates

Cincinnati's (CINF) first-quarter 2020 results are likely to reflect higher premiums and efficient pricing decisions across its business lines.

Cincinnati (CINF) to Post Q1 Results: What's in the Offing?

Cincinnati Financial (CINF) is seeing favorable earnings estimate revision activity and has a positive Zacks Earnings ESP heading into earnings season.

Should You Buy Cincinnati Financial (CINF) Ahead of Earnings?

Cincinnati (CINF) plans to credit premiums to its auto insurance customers, which, in turn, is likely to relieve clients of financial stress during the pandemic.

Cincinnati Rewards Customers With Part Premium Amid the Crisis

Clorox

Leidos Hld

New Residential Investment

Western Digital

Amid coronavirus-related market mayhem, sales growth can be considered by investors as a reliable metric while selecting stocks.

Buy Stocks With Solid Sales Growth Amid Coronavirus Pandemic

Cincinnati Financial (CINF) has been upgraded to a Zacks Rank #2 (Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.

Cincinnati Financial (CINF) Upgraded to Buy: Here's Why

Why Is Cincinnati Financial (CINF) Down 10.4% Since Last Earnings Report?

First American Financial

Fidelity National Financial

Markel

Despite a rate cut in the central bank's funds, some property and casualty stocks with strong premium growth and solid capital position seem a lucrative investment option.

Insurers to Bet on Even as Coronavirus Induces Interest Cut

American Financial Group

CNA Financial

W. R. Berkley

Recession-related fears induced by the coronavirus outbreak are likely to prompt the Fed to slash interest rates, which does not bode well for life insurers but P&C insurers should be better off.

How Vulnerable is Insurance Industry Under Coronavirus Scare?

Cincinnati Financial (CINF) remains poised for growth on efficient pricing decisions, strong performance of the Commercial Lines Insurance segment and appointment of new agencies.

Here's Why Investors Should Buy Cincinnati Financial Stock

AllianceBernstein Hld

Rite Aid

TeleNav

Top Ranked Momentum Stocks to Buy for February 14th

Anixter

Cimpress

Investors who have a tendency to take high level of risks can choose momentum stocks as an investment option.

4 Top-Ranked Momentum Stocks Based on Driehaus Strategy

Cincinnati Financial (CINF) has been upgraded to a Zacks Rank #1 (Strong Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.

Cincinnati Financial (CINF) Upgraded to Strong Buy: Here's Why

Cincinnati Financial Corporation (CINF) CEO Steve Johnston on Q4 2019 Results - Earnings Call Transcript

Cincinnati Financial's (CINF) fourth-quarter results benefit from better revenues.

News for Cincinnati Financial Stock (CINF)