Cincinnati Financial

Cincinnati Financial Corp. provides property casualty and life insurance services. It operates through the following segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments. The Commercial Lines Insurance segment includes commercial casualty, commercial property, commercial auto, worker's compensation, and other commercial lines insurance. The Personal Lines Insurance segment manages personal auto, homeowner, and other personal lines insurance. The Excess and Surplus Lines Insurance segment covers business risks such as the nature of the business or its claim history, that are difficult to profitably insure in the standard commercial lines market. The Life Insurance segment offers term life insurance, universal life insurance, worksite products, and whole life insurance services. The Investment segment generates revenue from the fixed-maturity investment and equity investment. The company was founded by John Jack Schiff Sr., Robert Cleveland Schiff, and Harry M. Turner in 1968 and is headquartered in Fairfield, OH.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Cincinnati Financial reports Q4 challenges, focuses on refining strategies

Cincinnati Financial faced challenges in 2022 with lower net income and increased loss reserves but showcased strengths in premium growth and dividend growth. The company is focused on refining pricing strategies, addressing property exposure, and seizing opportunities for profit improvement and reacting to market dynamics.

Cincinnati Financial rebounds with strong Q1 performance and growth opportunities

Cincinnati Financial's Q1 2023 performance showcased a rebound in net income, driven by pricing discipline and growth in premiums across commercial and personal lines.
Despite challenges from higher catastrophe losses and property casualty reserves, the company demonstrated strength in profitability and investment income growth.
Opportunities for sustained growth exist in pricing improvements, expansion strategies, and positive trends in key business lines, positioning Cincinnati Financial for future success.
The company faces challenges from catastrophe exposure and reserve increases but can leverage opportunities in new business growth and market reforms for long-term profitability.

Cincinnati Financial posts stellar Q2 results, poised for growth

Cincinnati Financial's Q2 2023 performance reflects a resilient and profitable business model, marked by significant income growth and improved underwriting metrics.
The company's strategic focus on underwriting discipline, premium growth, and investment management has positioned it well for future growth and profitability.
While challenges persist, Cincinnati Financial's strong financial position, operational efficiency, and diversified revenue streams present promising opportunities for sustained success.

Cincinnati Financial reports mixed Q3 results amidst underwriting improvements

Cincinnati Financial delivered a mixed performance in Q3 2023, marked by improved underwriting ratios but impacted by a net loss from fair value reduction of equity securities.
While facing challenges such as loss reserves and book value decline, the company showcased strengths in underwriting discipline and premium growth.
Opportunities lie in optimizing underwriting processes, expanding market presence, and managing investment risks to drive future profitability.

Cincinnati Financial posts record Q4 earnings, sets ambitious growth targets

Cincinnati Financial (CINF) delivered strong financial performance in Q4 2023, marked by robust net income growth and improved underwriting metrics across key segments.
While facing challenges in loss reserves and paid losses, the company remains focused on strategic targets, cost control, and prudent risk management practices.
With a clear roadmap for growth and profitability, Cincinnati Financial (CINF) aims to navigate market uncertainties and capitalize on opportunities for value creation.

Cincinnati Financial posts robust Q1 earnings amidst leadership transition

Cincinnati Financial delivered a strong performance in Q1 2024, marked by robust earnings and operational improvements across key segments.
While facing challenges related to inflation and leadership transition, the company is well-positioned to capitalize on growth opportunities and enhance shareholder engagement.
Investors can expect continued focus on operational efficiency, underwriting discipline, and strategic initiatives in the upcoming quarters.

Cincinnati Financial excels in Q2 2024 with strong premium growth

Cincinnati Financial demonstrated strong financial performance and premium growth across segments in Q2 2024, supported by favorable reserve development.
While facing challenges in managing reserve developments and expenses, the company's profitability and operational efficiency remain key strengths.
Opportunities lie in further capitalizing on premium growth, optimizing investment income, and leveraging successful segments for future expansion.

Cincinnati Financial reports robust Q3 earnings amidst growth opportunities

Cincinnati Financial's Q3 2024 performance showcased strong financial results, premium growth, and effective capital management.
Despite challenges in commercial casualty and rate adequacy, the company's strengths in profitability and financial flexibility position it well for future growth.
Opportunities lie in optimizing investments, addressing concerns, and leveraging growth potential in various lines of business.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

Cincinnati Financial Corp. engages in providing property casualty and life insurance services. It operates through the following segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments. The Commercial Lines Insurance segment includes commercial casualty, commercial property, commercial auto, worker's compensation, and other commercial lines insurance. The Personal Lines Insurance segment manages personal auto, homeowner, and other personal lines insurance. The Excess and Surplus Lines Insurance segment covers business risks such as the nature of the business or its claim history, that are difficult to profitably insure in the standard commercial lines market. The Life Insurance segment offers term life insurance, universal life insurance, worksite products, and whole life insurance services. The Investment segment generates revenue from the fixed-maturity investment and equity investment. The company was founded by John Jack Schiff Sr., Robert Cleveland Schiff, and Harry M. Turner in 1968 and is headquartered in Fairfield, OH.

Cincinnati Financial (CINF) delivered earnings and revenue surprises of 11.30% and 11.80%, respectively, for the quarter ended September 2021. Do the numbers hold clues to what lies ahead for the stock?

Cincinnati Financial (CINF) Tops Q3 Earnings and Revenue Estimates

CINCINNATI, Oct. 27, 2021 /PRNewswire/ -- Cincinnati Financial Corporation (Nasdaq: CINF) today reported: Third-quarter 2021 net income of $153 million, or 94 cents per share, compared with $484 million, or $2.99 per share, in the third quarter of 2020, after recognizing an $82 million third-quarter 2021 after-tax reduction in the fair value of equity securities still held. $146 million or 232% increase in non-GAAP operating income* to $209 million, or $1.28 per share, compared with $63 million, or 39 cents per share, in the third quarter of last year.

Cincinnati Financial Reports Third-Quarter 2021 Results

Cincinnati Financial's (CINF) third-quarter results are likely to reflect higher premiums, new business growth and rate increases across business lines, partly offset by higher underwriting costs.

What's in Store for Cincinnati Financial's (CINF) Q3 Earnings?

Cincinnati Financial (CINF) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Cincinnati Financial (CINF) Earnings Expected to Grow: What to Know Ahead of Next Week's Release

AbbVie

Aflac

Allstate

Interpublic Group of Companies

Omnicom Group

Snap-on

These are among the best dividend stocks to buy for Q4. Each has an A-rating in Dividend Grader, including OMC stock and SNA stock.

7 A-Rated Dividend Stocks to Buy for Q4

CINCINNATI, Oct. 5, 2021 /PRNewswire/ -- Cincinnati Financial Corporation (Nasdaq: CINF) invites you to listen to the live internet broadcast of its conference call to discuss third-quarter 2021 results on Thursday, October 28, 2021, at 11 a.m. ET. The company plans to release its results on Wednesday, October 27, after the close of regular trading on the Nasdaq Stock Market.

Cincinnati Financial Schedules Webcast to Discuss Third-Quarter 2021 Results

KB Financial Group

Lufax Holding

M&T Bank

One way to uncover potential value opportunities is to screen the market for stocks that are trading below their Graham Number, as such stocks could be trading at a discount to their intrinsic value. The Graham Number is calculated as the square root of "earnings per share times book value per share times 22.5.

4 Large-Cap Graham Stocks to Consider

Cincinnati Financial (CINF) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #1 (Strong Buy).

All You Need to Know About Cincinnati Financial (CINF) Rating Upgrade to Strong Buy

Cincinnati Financial Corp is one of America's few dividend kings with more than 60 consecutive dividend hikes.

There's Value In Cincinnati Financial Corporation

Cincinnati Financial (CINF) reported earnings 30 days ago. What's next for the stock?

Why Is Cincinnati Financial (CINF) Up 4.1% Since Last Earnings Report?

MetLife

Marsh & McLennan

We have narrowed down our search to five large-cap insurers that have strong growth potential for the rest of 2021. These are: AFL, AIG, MMC, MET and CINF.

Top 5 Picks From S&P 500's Best Sector in the Past Month

Total revenue declined year-over-year, but this company's core business continues to produce.

This Dividend King Beat Earnings Estimates; Is It a Buy?

Cardinal Health

Canadian Imperial Bank of Commerce

Cisco Systems

Genuine Parts

GlaxoSmithKline

Huntington Bancshares

Illinois Tool Works

Leggett & Platt

Norfolk Southern

Realty Income Corp

Occidental Petroleum

Philip Morris

J. M. Smucker

Schlumberger

Scotts Miracle-Gro

T. Rowe Price Group

TotalEnergies SE

ViacomCBS

In July, we received $771.96 in dividend income! Our top dividend payment for the month was a HUGE special dividend payment from T. Rowe Price.

Dividend Income Summary: Bert's July 2021 Summary

LyondellBasell Industries

Microchip Technology

TransUnion

While evaluating business growth, revenues are often more monitored than earnings. Let's check LKQ Corporation (LKQ), LyondellBasell (LYB), Microchip Technology (MCHP), Cincinnati Financial (CINF) & TransUnion (TRU) that are likely to record strong top-line growth.

Buy These 5 Stocks With Attractive Sales Growth Right Away

Cincinnati Financial's (CINF) CEO Steve Johnston on Q2 2021 Results - Earnings Call Transcript

Cincinnati Financial (CINF) second-quarter results reflect higher revenues and improved combined ratio across its segments and lower expenses.

Cincinnati Financial (CINF) Q2 Earnings Top, Revenues Rise Y/Y

Cincinnati Financial (CINF) delivered earnings and revenue surprises of 80.81% and -27.69%, respectively, for the quarter ended June 2021. Do the numbers hold clues to what lies ahead for the stock?

Cincinnati Financial (CINF) Tops Q2 Earnings Estimates

CINCINNATI, July 28, 2021 /PRNewswire/ -- Cincinnati Financial Corporation (Nasdaq: CINF) today reported: Second-quarter 2021 net income of $703 million, or $4.31 per share, compared with $909 million, or $5.63 per share, in the second quarter of 2020, after recognizing a $386 million second-quarter 2021 after-tax increase in the fair value of equity securities still held. $221 million or 311% increase in non-GAAP operating income* to $292 million, or $1.79 per share, compared with $71 million, or 44 cents per share, in the second quarter of last year.

Cincinnati Financial Reports Second-Quarter 2021 Results

Arch Capital

Hartford Financial Services Group

Everest RE Group

Insurance companies are likely to have gained from improved pricing and lower auto claims, partly offset by catastrophe claims in Q2.

Insurance Stocks Q2 Earnings Due on Jul 28: AFL, HIG & More

Cincinnati Financial (CINF) is seeing favorable earnings estimate revision activity and has a positive Zacks Earnings ESP heading into earnings season.

Why Cincinnati Financial (CINF) Might Surprise This Earnings Season

ConocoPhillips

EOG Resources

General Motors

Marriott

Under Armour

We have narrowed down our search to six S&P 500 stocks that are slated to release second-quarter earnings results within the next seven trading days. These are: UAA, MAR, CINF, GM, COP and EOG.

6 Top-Ranked S&P 500 Stocks Poised to Beat on Q2 Earnings

Cincinnati Financial's (CINF) Q2 results are likely to benefit from strong renewal premiums, price increases, premium growth initiatives, increased exposure and a benign catastrophe environment.

Is Cincinnati Financial (CINF) Likely to Beat on Q2 Earnings?

Cincinnati Financial (CINF) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Cincinnati Financial (CINF) Earnings Expected to Grow: Should You Buy?

Citizens Financial Group

CIT Group

International Paper

We have narrowed down our search to five stocks that witnessed robust earnings estimate revisions within the last 30 days and have strong upside left for the rest of 2021. These are: CFG, CIT, CINF, IP and COP.

Fed Chair Confirms Easy Monetary Policy Will Stay: 5 Top Picks

Increasing premiums and investment income are a good sign for the insurer.

News for Cincinnati Financial Stock (CINF)