Revenue segments as reported by the company.

Institutional Clients Group

Personal Banking and Wealth Management

Legacy Franchises

Services

Markets

Banking

U.S. Personal Banking

Wealth

All Other—managed basis

Reconciling Items—Divestiture-related impacts

Global Consumer Banking

Corporate / Other

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Provisions for credit losses and for benefits and claims

Compensation and benefits

Premises and equipment

Technology / communication

Advertising and marketing

Other operating

Restructuring

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Citigroup

Banamex is the second largest bank in Mexico.

Banamex

Citigroup, Inc. is a holding company, which engages in the provision of financial products and services. It operates through the following segments: Global Consumer Banking, Institutional Clients Group, and Corporate and Other. The Global Consumer Banking segment provides traditional banking services to retail customers through retail banking, including commercial banking, and Citi-branded cards and Citi retail services. The Institutional Clients Group segment provides corporate, institutional, public sector and high-net-worth clients around the world with a full range of wholesale banking products and services. This segment includes fixed income and equity sales and trading, foreign exchange, prime brokerage, derivative services, equity and fixed income research, corporate lending, investment banking and advisory services, private banking, cash management, trade finance and securities services. The Corporate and Other segment includes certain unallocated costs of global staff functions, other corporate expenses and unallocated global operations and technology expenses, Corporate Treasury, certain North America and international legacy consumer loan portfolios, other legacy assets, and discontinued operations. The company was founded in 1812 and is headquartered in New York, NY.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Citigroup reports steady Q4 earnings, focuses on strategic transformation

Citigroup's Q4 2022 performance showed steady net income and revenue growth, with a focus on strategic priorities and transformation efforts. Challenges in investment banking and wealth management are being addressed through cost reduction and technology investments. Opportunities for growth exist in wealth management strategies and market improvements.

Citigroup reports robust Q1 earnings, eyes growth amidst uncertainties

Citigroup's Q1 2023 earnings call showcased strong financial performance, emphasizing growth in core businesses and positive prospects in Wealth Management. While facing global uncertainties and interest rate challenges, the company focuses on investments in modernization and growth opportunities in key markets. Citigroup aims for sustainable growth through strategic initiatives and prudent risk management.

Citigroup reports mixed Q2 results, focuses on revenue stability

Citigroup's Q2 performance showed mixed results with strong revenue growth in key segments but challenges in expenses and Investment Banking
The focus on steady revenues, cost reduction, and simplification efforts presents opportunities for improving returns and capital management
Client sentiment remains cautious amidst global uncertainties, with a strategic shift towards efficiency and innovation in response to market dynamics
Balancing capital adjustments, expense management, and client needs will be crucial for Citigroup's future growth and resilience

Citigroup reports solid Q3 earnings, focuses on revenue growth

Citigroup's Q3 results reflect strong revenue growth and strategic focus on capital optimization.
Despite challenges in organizational restructuring and capital requirements, the company is optimistic about revenue growth targets.
Investments in innovation and client relationships position Citigroup for future success in various business segments.
The company's commitment to efficiency and transparency underscores confidence in achieving long-term targets.

Citigroup reports record performance in 2023, outlines strategic priorities

Citigroup made strategic accomplishments in 2023 despite Q4 challenges, focusing on 2024 priorities.
The company is committed to transparency, accountability, and delivering results to shareholders.
Balancing near-term profitability improvements with future growth investments is a key focus for Citigroup.
Optimism in achieving long-term targets through expense reduction, revenue growth, and operational improvements.

Citigroup reports solid Q1 earnings, navigates challenges with strategic focus

Citigroup's Q1 earnings call showcased a mix of strong performance, strategic initiatives, challenges, and opportunities. The company's focus on cost management, revenue diversification, and enhancing client experience positions it well for future growth and profitability amidst a dynamic economic environment.

Citigroup reports robust Q3 earnings, eyes IPO readiness and compliance

Citigroup's Q3 performance showcased revenue growth, expense discipline, and progress in regulatory compliance, with a focus on optimizing shareholder value and market opportunities.
While facing challenges in Fixed Income revenues and regulatory reporting, the company aims to capitalize on opportunities in stock buybacks, IPO readiness, and client asset growth.
Overall, Citigroup's strategic initiatives position it well for sustained growth, profitability, and shareholder value creation, underpinned by a commitment to operational excellence and regulatory transparency.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

Wells Fargo

JPMorgan Chase & Co

Morgan Stanley

JP Morgan Chase & Co., Citigroup Inc., Wells Fargo & Co. and Morgan Stanley kick off the third-quarter bank earnings reporting season on Friday, Oct. 14 amid some of the most challenging economic times in at least a decade.

JPMorgan, Citi, Morgan Stanley and Wells Fargo kick off bank earnings season in choppy waters

U.S. Bancorp

Both Citigroup and U.S. Bancorp are undervalued and present a good buying opportunity. They are well-capitalized, focusing on their core strengths, but some major shifts are taking place in their businesses.

Main Street Vs. Diversified Bank: U.S. Bancorp Vs.

Citi's moat is in the corporate and investment bank (otherwise known as ICG). It is a quality, low-risk business that is substantially undervalued by Mr. Market.

Citigroup: The Moat In The Investment Bank

Citigroup (C) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Earnings Preview: Citigroup (C) Q3 Earnings Expected to Decline

Bank of America

Barclays

Credit Suisse

Deutsche Bank

Goldman Sachs

Jefferies Financial Group Inc

Nomura Holdings

The Securities and Exchange Commission recently dropped the hammer on banks for failing to comply with record-keeping laws.

Big Banks Were Hit With $1.8 Billion in Penalties: Here's Who Was Hit the Worst

Saying it's meeting the growing demand for real-time treasury management, Citi has launched a new cash concentration capability that automatically transfers funds seven days a week.

Citi Extends Cash Concentration Capability to Non-Business Days

NEW YORK--(BUSINESS WIRE)--Citi has launched a new cash concentration capability designed to mobilize and concentrate liquidity seven days a week. Changing consumer behavior, the increased use of instant payments, and a proliferation of new e-business models are moving treasury management toward real-time and this is now another step closer. Cash concentration is a corporate treasury practice that involves the transfer and sweeping of funds from multiple accounts to a single account to help opt

Citi Launches 7-Day Sweeps, a New Liquidity Offering For Institutional Clients

Ally Financial

Bank of New York Mellon

Celanese

Paramount Global

Procter & Gamble

High dividend stocks are in with most S&P 500 investors. But investors seem to think Warren Buffett's taste in these kinds of stocks is off.

10 High-Yield Dividend Stocks Only Warren Buffett Could Love

Citigroup appears to be offering asymmetric risk/reward, trading at a price to a tangible book of 0.55x. We break down CEO Jane Fraser's plan to reposition Citigroup for the future, and its implications for shareholders.

Citigroup: Buffett Paid Way More

While mortgage loans may continue to decline, banks that can keep loan volume up through personal loans, credit cards, and commercial banking have a chance to thrive in current economic conditions.

Time to Invest in this Big Bank Stock During High Inflation?

Large U.S. bank stocks rose with the broader market today in hopes of a Federal Reserve pivot.

Why Shares of Bank of America, Citigroup, and JPMorgan Chase Are Rising Today

LONDON--(BUSINESS WIRE)--Citi today released a Global Perspectives & Solutions (Citi GPS) report titled Philanthropy and the Global Economy v2.0 – Reinventing Giving in Challenging Times. While conflict in Ukraine has catalysed giving globally in 2022, economic headwinds now risk creating a triple squeeze on philanthropic giving as charities face higher costs, more demand for their services, and declining funding. This report looks at ways in which philanthropy can innovate to unlock the fu

Citi GPS Report: Philanthropy Must Innovate to Meet the Cost-of-living Crisis, Embracing Digital and a Closer Integration With Investments

Citigroup Inc. analyst Keith Horowitz says jitters about systemic risks posed by Swiss banking giant Credit Suisse appear to be overblown.

Analyst sees no contagion to U.S. banks as Credit Suisse confronts challenges

Another day, another price target reduction.

Citi just lowered its S&P 500 price target. Here's how likely it finds a severe recession, and what it expects from corporate earnings

Amazon

The market is down, but Warren Buffett's company Berkshire Hathaway has been buying stocks this year.

3 Warren Buffett Stocks That Could Rise 34% to 100%, According to Wall Street

Agree Realty

British American Tobacco

Devon Energy

Impala Platinum Holdings Ltd

Simon Property Group

Taiwan Semiconductor Manufacturing

Many go price hunting during a bear market. However, I prefer hunting for total return.

7 Cheap Income Stocks Everyone Should Own

Citigroup's stock (NYSE: C) has lost 28% YTD, as compared to the 22% decline in the S&P500 over the same period.

Is Citigroup Stock Attractive At The Current Levels?

The Federal Reserve Board announced Thursday that it will conduct a climate risk analysis involving six of the largest U.S. banks beginning next year.

Fed enlists six major banks for climate risk analysis

UBS Group AG

Eight banks and three other FIs will pay a combined $1.8 billion for their message retention failures, highlighting the need for better tech tools at work.

Big banks face $1.8 billion in fines for employee messaging record-keeping blunder

The Federal Reserve announced Thursday that six of the nation's largest banks would participate in a pilot climate scenario analysis exercise in 2023.

Fed to kick off climate scenario analysis in 2023 with six large banks

CALGARY, Alberta--(BUSINESS WIRE)--Macquarie today announced that its annual charity fundraiser, the Brew-Off, raised more than $C1.7 million for local Calgary charities. The event, now in its sixth year after taking a two-year pause due to the COVID-19 pandemic, was held on Sept. 22 in collaboration with energy industry partners. The Macquarie Group Foundation will match the funds raised at the Brew-Off, increasing the total amount raised to approximately $C3.2 million. The craft beer fundrais

Macquarie raises over $C3 million for Calgary charities in annual Brew-Off event

Blackrock Inc

The heads of some of the world's top banks and asset managers will attend an investment summit in Hong Kong on Nov. 2, the city's financial regulator said on Thursday, signalling a re-opening of the financial hub after strict pandemic-linked curbs.

Wall Street titans to join Nov 2 summit in Hong Kong as COVID rules relaxed

Discover

Wall Street has not been kind to most financial stocks so far in 2022. Despite the potential for bank earnings to increase due to rising interest rates, worries over a global recession have weighed on many bank shares.

3 Undervalued Bank Stocks to Buy Now

The U.S. Federal Reserve Board should consider relaxing bank-merger guidelines focused on branch concentration, last updated in 1995, to account for competition from financial technology companies, Michelle Bowman, a governor at the Federal Reserve Board, said Wednesday.

Fed official suggests easing of big-bank merger rules as competition from fintech increases

Barclays PLC (LSE:BARC), Goldman Sachs (NYSE:GS) and Credit Suisse were among a host of companies fined by the US regulator for traders' use of their phones for work communication, and not properly maintaining and preserving electronic communications. Bank of America Corp (NYSE:BAC), Citigroup Inc (NYSE:C), Morgan Stanley (NYSE:MS) and UBS were among the others fined by the regulator for a combined total of US$1.1bn.

News for Citigroup Stock (C)