Revenue segments as reported by the company.

Institutional Clients Group

Personal Banking and Wealth Management

Legacy Franchises

Services

Markets

Banking

U.S. Personal Banking

Wealth

All Other—managed basis

Reconciling Items—Divestiture-related impacts

Global Consumer Banking

Corporate / Other

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Provisions for credit losses and for benefits and claims

Compensation and benefits

Premises and equipment

Technology / communication

Advertising and marketing

Other operating

Restructuring

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Citigroup

Banamex is the second largest bank in Mexico.

Banamex

Citigroup, Inc. is a holding company, which engages in the provision of financial products and services. It operates through the following segments: Global Consumer Banking, Institutional Clients Group, and Corporate and Other. The Global Consumer Banking segment provides traditional banking services to retail customers through retail banking, including commercial banking, and Citi-branded cards and Citi retail services. The Institutional Clients Group segment provides corporate, institutional, public sector and high-net-worth clients around the world with a full range of wholesale banking products and services. This segment includes fixed income and equity sales and trading, foreign exchange, prime brokerage, derivative services, equity and fixed income research, corporate lending, investment banking and advisory services, private banking, cash management, trade finance and securities services. The Corporate and Other segment includes certain unallocated costs of global staff functions, other corporate expenses and unallocated global operations and technology expenses, Corporate Treasury, certain North America and international legacy consumer loan portfolios, other legacy assets, and discontinued operations. The company was founded in 1812 and is headquartered in New York, NY.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Citigroup reports steady Q4 earnings, focuses on strategic transformation

Citigroup's Q4 2022 performance showed steady net income and revenue growth, with a focus on strategic priorities and transformation efforts. Challenges in investment banking and wealth management are being addressed through cost reduction and technology investments. Opportunities for growth exist in wealth management strategies and market improvements.

Citigroup reports robust Q1 earnings, eyes growth amidst uncertainties

Citigroup's Q1 2023 earnings call showcased strong financial performance, emphasizing growth in core businesses and positive prospects in Wealth Management. While facing global uncertainties and interest rate challenges, the company focuses on investments in modernization and growth opportunities in key markets. Citigroup aims for sustainable growth through strategic initiatives and prudent risk management.

Citigroup reports mixed Q2 results, focuses on revenue stability

Citigroup's Q2 performance showed mixed results with strong revenue growth in key segments but challenges in expenses and Investment Banking
The focus on steady revenues, cost reduction, and simplification efforts presents opportunities for improving returns and capital management
Client sentiment remains cautious amidst global uncertainties, with a strategic shift towards efficiency and innovation in response to market dynamics
Balancing capital adjustments, expense management, and client needs will be crucial for Citigroup's future growth and resilience

Citigroup reports solid Q3 earnings, focuses on revenue growth

Citigroup's Q3 results reflect strong revenue growth and strategic focus on capital optimization.
Despite challenges in organizational restructuring and capital requirements, the company is optimistic about revenue growth targets.
Investments in innovation and client relationships position Citigroup for future success in various business segments.
The company's commitment to efficiency and transparency underscores confidence in achieving long-term targets.

Citigroup reports record performance in 2023, outlines strategic priorities

Citigroup made strategic accomplishments in 2023 despite Q4 challenges, focusing on 2024 priorities.
The company is committed to transparency, accountability, and delivering results to shareholders.
Balancing near-term profitability improvements with future growth investments is a key focus for Citigroup.
Optimism in achieving long-term targets through expense reduction, revenue growth, and operational improvements.

Citigroup reports solid Q1 earnings, navigates challenges with strategic focus

Citigroup's Q1 earnings call showcased a mix of strong performance, strategic initiatives, challenges, and opportunities. The company's focus on cost management, revenue diversification, and enhancing client experience positions it well for future growth and profitability amidst a dynamic economic environment.

Citigroup reports robust Q3 earnings, eyes IPO readiness and compliance

Citigroup's Q3 performance showcased revenue growth, expense discipline, and progress in regulatory compliance, with a focus on optimizing shareholder value and market opportunities.
While facing challenges in Fixed Income revenues and regulatory reporting, the company aims to capitalize on opportunities in stock buybacks, IPO readiness, and client asset growth.
Overall, Citigroup's strategic initiatives position it well for sustained growth, profitability, and shareholder value creation, underpinned by a commitment to operational excellence and regulatory transparency.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

Bank of America

Goldman Sachs

JPMorgan Chase & Co

Morgan Stanley

Wells Fargo

Let's talk about this banking "crisis" one more time

This New Poll Shows Why Bank Stocks Are Primed To Soar

Blackrock Inc

PNC Financial Services

The failure of Silicon Valley Bank (SVB), the second biggest failure in U.S. bank history, clearly has left a nasty taste in the mouth of hedge funds and institutional investors.

Mega-Banks Crushed Earnings and Wall Street Hates Them: 6 Big Dividend Winners

Earnings season for the banking sector stocks is typically a reliable indicator, a window perhaps, into the state of economic affairs and how the industry that "does" money is positioned as the banks reflect their future outlooks in their operations and financials. In the case of Citigroup (NYSE: C) and JP Morgan Chase & Co (NYSE: JPM), the focus seems to be on making sure there is enough liquidity to go around amid the recent liquidity crises and even flat-out collapses in regional banks, with a further decline in revenues from investment banking businesses.

Wells Fargo Beats Expectations, Yet Warning Signs Arise

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sankai Listen on the go! Subscribe to Wall Street Breakfast on Apple Podcasts and Spotify 2:00 - Fed rhetoric and interest rates 4:50 - Recent bank earnings, what it means for the financial sector.

Bank Earnings, Charles Schwab Takeover And Clean Energy With Kirk Spano

Citigroup is trading at about 59% of tangible book value per share. Citigroup has a normalized earnings yield of roughly 16%.

Buy Citigroup Before The Future Buybacks Raise The Valuation

Citigroup, JPMorgan, PNC, and Wells Fargo are preparing for an impending recession by increasing their provisions for credit losses. This is prudent risk management, especially in light of recent banking sector turmoil.

Big U.S. Banks Are Preparing For An Impending Recession

Citi delivered a stellar Q1 earnings report. Deposits are sticky.

Citigroup Earnings: Mexico, Share Buybacks, And Deposits

Citigroup Inc. (NYSE:C.PK ) Q1 2023 Earnings Conference Call April 14, 2023 11:00 AM ET Company Participants Jen Landis - Head, Investor Relations Jane Fraser - Chief Executive Officer Mark Mason - Chief Financial Officer Conference Call Participants Glenn Schorr - Evercore Mike Mayo - Wells Fargo Securities Betsy Graseck - Morgan Stanley Erika Najarian - UBS Jim Mitchell - Seaport Global Steven Chubak - Wolfe Research Ebrahim Poonawala - Bank of America Matt O'Connor - Deutsche Bank Gerard Cassidy - RBC Capital Markets Vivek Juneja - JPMorgan Ken Usdin - Jefferies Mike Mayo - Wells Fargo Securities Operator Hello and welcome to Citi's First Quarter 2023 Earnings Review with the Chief Executive Officer, Jane Fraser; and Chief Financial Officer, Mark Mason. Today's call will be hosted by Jen Landis, Head of Citi Investor Relations.

Citigroup Inc. (C) Q1 2023 Earnings Call Transcript

There was plenty to like in these quarterly results, with higher interest rates helping these big players expand their margins while demand for loans remained strong, helping loan portfolios grow.

Analyzing Q1 Bank Earnings: Good or Bad?

Citigroup Inc's hiring of Andy Sieg, the incoming head of its wealth management unit, underscores the lender's ambitions in the business as well as the uphill climb it faces in gaining share in a competitive market.

Citigroup bets on ex-Bank of America executive Andy Sieg's connections to revamp wealth unit

Banxa Holdings Inc said its fiscal 2022 financial results reflect the explosion of transaction volumes amid one of the largest bull markets in crypto to date.

JPMorgan, Wells Fargo and Citigroup stock soars on positive earnings and more stories from the world of finance

The major indexes closed lower Friday on hawkish Fed speak and dismal retail sales data.

Stock Market Today: Big Bank Earnings Fail to Lift Stocks

Some of the largest U.S. banks singled out office commercial real estate on Friday as an area of growing concern, with property values falling and more borrowers defaulting on their loans amid rising interest rates and a slowing economy.

U.S. banks highlight office real estate as next big worry

Historically speaking, lower interest rate environments favor (price appreciation-wise) certain banking stocks rather than others, and vice versa when rates are raised such as they are now. Banks can be divided into two main categories.

Earnings Beat Proves Citigroup to be The Cheaper Bank Stock

JPMorgan, Citi and Wells Fargo all kicked off Q1 earnings reports season with better-than-expected results, which beat Wall Street's estimates.

JPMorgan, Citi And Wells Fargo All Beat Wall Street's Expectations, But Looming Credit Crunch Could Burst Bubble

Although the revenue and EPS for Citigroup (C) give a sense of how its business performed in the quarter ended March 2023, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.

Here's What Key Metrics Tell Us About Citigroup (C) Q1 Earnings

Major Banks Kick Earnings Season Off With Beats.

Major Banks Kick Earnings Season Off With Beats

Citigroup's (C) Q1 results are supported by Institutional Clients Group, and Personal Banking and Wealth Management's strong revenues. Higher allowance for credit losses on loans acts as a spoilsport.

Citigroup (C) Q1 Earnings & Revenues Beat Estimates, Costs Up

U.S. banking heavyweights reaped windfalls from higher interest payments in the first quarter, brushing off a sector shake-down and taking the opportunity to set aside billions of dollars in case loans turn sour as the economic outlook dims.

U.S. bank giants ride rate rises, keep storm clouds at bay

The shares of Citigroup Inc   (NYSE:C) are up 2.8% to trade at $48.63 at last check, after the bank giant reported better-than-expected first-quarter earnings of $1.86 per share and a revenue win of $21.45 billion.

Options Bulls Swarm Citigroup Stock Post-Earnings

Citigroup (C) came out with quarterly earnings of $1.86 per share, beating the Zacks Consensus Estimate of $1.66 per share. This compares to earnings of $2.02 per share a year ago.

Citigroup (C) Beats Q1 Earnings and Revenue Estimates

Citigroup, JPMorgan, PNC and Wells Fargo each shattered profit expectations in their respective quarterly earnings reports Friday.

Big Bank Earnings Defy Recession Fears—Fuel Nearly $100 Billion Stock Rally As JPMorgan, Citi And Wells Fargo Profits Soar

Citigroup (NYSE: C) shares rose pre-market on Friday as the bank's first quarter 2023 financial report showed a strong operational performance. The Citigroup stock price was nearly 2% up in premarket trading, rising above $48.

Citigroup shares up after strong first quarter results

Markets looked ready to open lower until big banks released their latest financial results. JPMorgan Chase and Wells Fargo got strong advances in their stock prices after issuing favorable reports.

Big Bank Stocks Are Giving the Market a Boost

Citigroup Inc (NYSE:C) shares climbed after the bank reported first-quarter earnings which beat Wall Street estimates handily on the back of rising net income and better-than-expected revenue. For the period ended March 31, 2023, the New York-based banking giant reported earnings of $2.19 per share on revenue of  $21.45 billion, compared to the consensus earnings estimate of $1.66 per share on revenue of $20.1 billion.

News for Citigroup Stock (C)