Revenue segments as reported by the company.

Institutional Clients Group

Personal Banking and Wealth Management

Legacy Franchises

Services

Markets

Banking

U.S. Personal Banking

Wealth

All Other—managed basis

Reconciling Items—Divestiture-related impacts

Global Consumer Banking

Corporate / Other

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Provisions for credit losses and for benefits and claims

Compensation and benefits

Premises and equipment

Technology / communication

Advertising and marketing

Other operating

Restructuring

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Citigroup

Banamex is the second largest bank in Mexico.

Banamex

Citigroup, Inc. is a holding company, which engages in the provision of financial products and services. It operates through the following segments: Global Consumer Banking, Institutional Clients Group, and Corporate and Other. The Global Consumer Banking segment provides traditional banking services to retail customers through retail banking, including commercial banking, and Citi-branded cards and Citi retail services. The Institutional Clients Group segment provides corporate, institutional, public sector and high-net-worth clients around the world with a full range of wholesale banking products and services. This segment includes fixed income and equity sales and trading, foreign exchange, prime brokerage, derivative services, equity and fixed income research, corporate lending, investment banking and advisory services, private banking, cash management, trade finance and securities services. The Corporate and Other segment includes certain unallocated costs of global staff functions, other corporate expenses and unallocated global operations and technology expenses, Corporate Treasury, certain North America and international legacy consumer loan portfolios, other legacy assets, and discontinued operations. The company was founded in 1812 and is headquartered in New York, NY.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Citigroup reports steady Q4 earnings, focuses on strategic transformation

Citigroup's Q4 2022 performance showed steady net income and revenue growth, with a focus on strategic priorities and transformation efforts. Challenges in investment banking and wealth management are being addressed through cost reduction and technology investments. Opportunities for growth exist in wealth management strategies and market improvements.

Citigroup reports robust Q1 earnings, eyes growth amidst uncertainties

Citigroup's Q1 2023 earnings call showcased strong financial performance, emphasizing growth in core businesses and positive prospects in Wealth Management. While facing global uncertainties and interest rate challenges, the company focuses on investments in modernization and growth opportunities in key markets. Citigroup aims for sustainable growth through strategic initiatives and prudent risk management.

Citigroup reports mixed Q2 results, focuses on revenue stability

Citigroup's Q2 performance showed mixed results with strong revenue growth in key segments but challenges in expenses and Investment Banking
The focus on steady revenues, cost reduction, and simplification efforts presents opportunities for improving returns and capital management
Client sentiment remains cautious amidst global uncertainties, with a strategic shift towards efficiency and innovation in response to market dynamics
Balancing capital adjustments, expense management, and client needs will be crucial for Citigroup's future growth and resilience

Citigroup reports solid Q3 earnings, focuses on revenue growth

Citigroup's Q3 results reflect strong revenue growth and strategic focus on capital optimization.
Despite challenges in organizational restructuring and capital requirements, the company is optimistic about revenue growth targets.
Investments in innovation and client relationships position Citigroup for future success in various business segments.
The company's commitment to efficiency and transparency underscores confidence in achieving long-term targets.

Citigroup reports record performance in 2023, outlines strategic priorities

Citigroup made strategic accomplishments in 2023 despite Q4 challenges, focusing on 2024 priorities.
The company is committed to transparency, accountability, and delivering results to shareholders.
Balancing near-term profitability improvements with future growth investments is a key focus for Citigroup.
Optimism in achieving long-term targets through expense reduction, revenue growth, and operational improvements.

Citigroup reports solid Q1 earnings, navigates challenges with strategic focus

Citigroup's Q1 earnings call showcased a mix of strong performance, strategic initiatives, challenges, and opportunities. The company's focus on cost management, revenue diversification, and enhancing client experience positions it well for future growth and profitability amidst a dynamic economic environment.

Citigroup reports robust Q3 earnings, eyes IPO readiness and compliance

Citigroup's Q3 performance showcased revenue growth, expense discipline, and progress in regulatory compliance, with a focus on optimizing shareholder value and market opportunities.
While facing challenges in Fixed Income revenues and regulatory reporting, the company aims to capitalize on opportunities in stock buybacks, IPO readiness, and client asset growth.
Overall, Citigroup's strategic initiatives position it well for sustained growth, profitability, and shareholder value creation, underpinned by a commitment to operational excellence and regulatory transparency.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

American Airlines

Barclays

Citigroup Inc (NYSE: C) is in focus this morning after American Airlines Group Inc (NASDAQ: AAL) picked it as its exclusive credit card partner. The multinational will replace London-based Barclays that has been the flagship airline's sole credit card partner since 2017.

American Airlines swaps Barclays for Citi as credit card partner

Alphabet

Microsoft

Even with stocks near record highs, Oakmark's Bill Nygren sees bargains, including GM, Alphabet, and Citi.

Alphabet, Citi and 3 More Stock Picks From a Star Value Manager.

American Airlines chooses Citi as sole credit card partner, drops Barclays

FORT WORTH, Texas and NEW YORK, Dec. 05, 2024 (GLOBE NEWSWIRE) -- American Airlines and Citi today announced the extension of their more than 37-year co-branded partnership for the next decade, taking the relationship to new heights, with Citi becoming the exclusive issuer of the AAdvantage® co-branded card portfolio in the U.S. in 2026. Working more closely together, Citi and American can create significant value for both AAdvantage® co-branded and Citi-branded cardmembers.

American Airlines and Citi Extend and Expand Co-Branded Card Partnership, Paving the Way for More Customer Benefits

NEW YORK--(BUSINESS WIRE)--Citi Wealth and Hildebrandt Consulting today released their 2025 Citi Hildebrandt Client Advisory. The Advisory covers the broad landscape for the legal industry, including ways law firms are responding to market challenges and where they see the greatest opportunities for growth in the year ahead. As forecasted in last year's Client Advisory, 2024 is on track to be a stronger year than 2023. Early indications for the full-year data – based on the first nine months of.

2025 Citi Hildebrandt Client Advisory Reports Law Firm Industry Revenue Growth Driven by Increasing Demand

Citigroup began rolling out on Wednesday new artificial intelligence tools to be used by employees in eight countries, senior executives said.

Citigroup rolls out artificial intelligence tools for employees in eight countries

Dublin, Dec. 04, 2024 (GLOBE NEWSWIRE) -- The Citigroup Inc. 2024" company profile has been added to ResearchAndMarkets.com's offering.

Citigroup Tech Activities Profile 2024 - Digital Transformation Strategies and Innovation Programs

President-elect Donald Trump's potential tariffs may result in more business for the bank as clients re-evaluate trading partners and supply chains.

Citigroup's stock beckons with potential Trump tariff boost and cheap valuation: analyst

LONDON--(BUSINESS WIRE)--Today, Citi released a new report ‘Treasury 2030: Modernize or Risk Irrelevance' which uncovers the challenges and opportunities for corporate treasury functions to offer true value-add to drive business growth. The report depicts how corporate treasurers have a unique opportunity to create value helping their firms compete in an increasingly 24/7, real-time world. Citi's research shows that treasury is underfunded in technology and resources, yet powerful new technolog.

Citi GPS Report Uncovers Untapped Potential of Corporate Treasury and Industry Providers in Driving Growth

Sirius XM Holdings Inc

Warren Buffett and his company, Berkshire Hathaway, have made a name for themselves by generating great returns for decades. That, coupled with the power of time and compounding, has led Berkshire's stock to widely outperform the S&P 500, which has a good history itself.

2 Warren Buffett Stocks to Buy Hand Over Fist in December

Ally Financial

Boeing

Bank of America

Diageo

Jefferies Financial Group Inc

Kraft Heinz

Coca-Cola

Kroger

Lennar

Mastercard

Occidental Petroleum

Berkshire Hathaway's portfolio includes diverse blue chips and lesser-known growth stocks, with 25 dividend-paying stocks analyzed for yield-based investment opportunities. Top Berkshire dividend stocks like Kraft Heinz and Sirius XM meet the dogcatcher ideal, offering dividends from $1K investments exceeding their share prices. Analysts project net gains of 4.31% to 25.75% for top Berkshire stocks by November 2025, with an average estimated gain of 13.83%.

Buffett's November DiviDog Pile Had No 'Safer' Buys

American Express

Chubb

Warren Buffett's long-term success in the stock market is undeniable. Since becoming CEO of Berkshire Hathaway (NYSE: BRK.A) (NYSE: BRK.B) in 1965, Buffett has delivered 20% annually to its investors.

The Smartest Warren Buffett Stocks to Buy With $1,000 Right Now

Strategists at Citigroup say investors are increasingly giving up on bets against the U.S. stock market.

‘Contrarians aren't being rewarded,' and short sellers of U.S. stocks are giving up, says Citigroup

Bread Financial Holdings Inc

Capital One

JPMorgan Chase & Co

Synchrony Financial

Banks that issue credit cards used by millions of consumers raised interest rates and introduced new fees in response to an impending regulation that most experts believe will never take effect. Synchrony and Bread Financial have said that the moves were necessary after the Consumer Financial Protection Bureau in March announced a rule slashing what the industry can charge in late fees.

Banks hit credit card users with higher rates in response to regulation that may never arrive

C nears divesting Banamex as part of its restructuring efforts to exit the retail banking business in some markets and invest in sectors with high potential.

Citigroup Nears Banamex Spin-Off Amid Organizational Overhaul

Citigroup has completed the separation of Banamex from its institutional banking business in Mexico as it prepares to list the retail bank, the Wall Street giant said on Monday.

Citi completes split of Mexico business ahead of Banamex IPO

Charter Communications

Warren Buffett and Ken Griffin share a few things in common. First, they're both billionaires and highly respected investors.

Billionaire Ken Griffin Is Buying These Warren Buffett Stocks Hand Over Fist. Should You?

CEO Jane Fraser is moving closer to a spinoff of Mexican consumer bank Banamex.

A Simpler Citigroup Begins to Take Shape

C's investment in Pylon will help automate mortgage origination and offer interim funding to consumers until the loans reach the capital markets.

Citigroup Expands Into Mortgage Market With Investment in Pylon

C plans to cut year-end promotions as part of the organizational overhaul plan to achieve cost efficiency.

Citigroup to Slash Year-End Promotions Amid Organization Overhaul

Citigroup has appreciated over 50% in the past year, yet still trades at a discount, offering a 3%+ dividend yield and potential for further gains. Under Jane Fraser's leadership, Citigroup has reduced expenses, increased revenue, and is well-positioned for a lower-rate environment, making it a strong value play. Despite risks like regulatory changes and economic downturns, Citigroup's turnaround efforts and strategic partnerships signal continued growth and undervaluation compared to peers.

Citigroup: Still Undervalued As Restructuring Is Showing Results

Citigroup's recent financials show stable top-line performance but falling profitability due to ongoing investments in tech and human capital. We expect these investments to pay off over the next few years, as EPS appears set to grow substantially into 2030. The Company's valuation is attractive, with low P/E and P/B ratios compared to peers.

It's Still Early In The Citigroup Turnaround Story - Buy In Now

Citi made a minority investment in mortgage infrastructure provider Pylon. In addition, the companies are working together to provide Pylon customers with direct access to Citi's institutional-grade products and rates by integrating the liquidity offered by Citi's mortgage trading desk directly into the Pylon platform, the companies said in a Tuesday (Nov. 26) press release.

Citi Invests in Mortgage Infrastructure Provider Pylon

The former head of thematic strategy for BlackRock's global allocation team will join Citi's wealth business as chief investment officer.

Citi Hires BlackRock's Kate Moore Amid Wealth Division Revamp

Just 2,000 Citi employees can look forward to an early Christmas present of a pay raise and a more senior title, down from 8,000 in previous years, the FT reported.

News for Citigroup Stock (C)