Revenue segments as reported by the company.

Non-interest revenues

Interest income

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Interest expense

Provisions for credit losses

Marketing and business development

Card Member rewards

Card Member services

Salaries and employee benefits

Other expenses

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

American Express

American Express Co. engages in the provision of charge and credit card products and travel-related services. It operates through the following segments: U.S Consumer Services (USCS), Commercial Services (CS), International Card Services (ICS), Global Merchant and Network Services (GMNS), and Corporate and Other. The USCS segment issues a wide range of proprietary consumer cards to U.S consumers. The CS segment offers proprietary corporate and small business cards and provides services to U.S. businesses, including payment and expense management, banking and non-card financing products. The ICS segment focuses on a range of proprietary consumer, small business and corporate cards outside the United States. It also provides services to international customers, including travel and lifestyle services, and manages certain international joint ventures and loyalty coalition businesses. The GMNS segment operates a global payments network that processes and settles card transactions, acquires merchants, and provides multi-channel marketing programs and capabilities, services, and data analytics. The Corporate and Other segment covers corporate functions and certain other businesses and operations. The company was founded by Henry Wells, William G. Fargo, and John Warren Butterfield on March 28, 1850 and is headquartered in New York, NY.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

American Express exceeds revenue targets, eyes growth through innovation

American Express (AXP) delivered strong financial performance in Q4 2022, exceeding revenue and EPS guidance. The company focuses on innovation, marketing, and risk management to drive growth in 2023. AXP's revenue growth was driven by discount revenue, net card fee revenues, and net interest income.
Despite challenges such as increased operating expenses and strong competition, AXP's strategic focus on premium customers and efficiencies positions them well for future growth. The company's emphasis on customer retention, efficient marketing spend, and international growth presents opportunities for expansion amidst competitive pressures and potential macroeconomic fluctuations.

American Express reports record Q1 revenues and reaffirms strong outlook

American Express delivered a robust performance in Q1 2023, driven by strong revenue growth, resilient credit metrics, and strategic acquisitions, positioning the company for continued success.
While facing challenges such as evolving spending trends and competitive risks, the company's focus on customer value propositions and operational efficiency provides avenues for sustained growth and profitability.
Opportunities in expanding T&E spending, enhancing competitive positioning, and leveraging capital strength underscore American Express's potential for future growth and value creation.

American Express (AXP) reports record Q2 revenues and eyes global expansion

American Express (AXP) delivered strong financial performance in Q2 2023, driven by record revenues and strategic initiatives.
While facing challenges such as credit normalization and competitive pressures, AXP's focus on partnerships and customer segments positions it for growth.
Opportunities in expanding network partnerships, marketing investments, and revenue diversification pave the way for future success.

American Express (AXP) reports record Q3 revenues and strong growth outlook

American Express (AXP) reported strong Q3 results, showcasing consistent growth and performance across key metrics, including record revenues and earnings per share.
The company's focus on innovation, enhancing value propositions, and attracting premium Card Members positions it well for sustainable growth and value creation in the market.
While facing challenges in regulatory discussions and evolving consumer behaviors, American Express (AXP) remains optimistic about achieving full-year revenue and EPS growth in line with guidance.

American Express reports record revenues and strategic growth plans

American Express (AXP) delivered strong financial performance in 2023, with record revenues and net income. The company's focus on growth post-COVID and strategic partnerships position it well for the future.
While facing challenges in small business spending and potential regulatory changes, American Express remains resilient with a commitment to innovation and enhancing customer value propositions.
Opportunities lie in dividend increases, new business segments, and strategic card acquisition strategies, offering avenues for continued growth and shareholder value creation.

American Express (AXP) reports robust Q1 earnings and outlines growth strategies

American Express (AXP) showcased strong financial performance in Q1, driven by revenue and EPS growth, robust spending trends, and disciplined credit management. While facing challenges in SME spending and Goods & Services growth, the company remains focused on growth opportunities in international markets and premium consumer segments. AXP's strategic focus on showcasing growth strategies and financial performance at the Investor Day underscores its commitment to sustained growth and innovation.

American Express (AXP) reports record Q2 earnings and optimistic outlook

American Express (AXP) delivered exceptional Q2 results, raising EPS guidance and emphasizing growth drivers. Despite elevated marketing spend, they remain confident in their ability to meet expectations and drive long-term growth.

American Express (AXP) reports robust Q3 earnings and eyes dining market for growth

American Express (AXP) delivered strong financial results in Q3, raising full-year guidance and showcasing consistent revenue growth. The company's strategic product refreshes and focus on dining experiences position it well for future growth. While facing some cost challenges, Amex remains resilient with a strong credit performance.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

American Express Co. is an integrated payments company, which engages in the provision of credit and charge cards to consumers, small businesses, mid-sized companies, and large corporations. It operates through the following segments: the United States Consumer Services (USCS), Commercial Services (CS), International Card Services (ICS), Global Merchant and Network Services (GMNS), and Corporate and Other. The USCS segment includes proprietary consumer cards and provides services to consumers including travel and lifestyle services as well as banking and non-card financing products. The CS segment offers proprietary corporate and small business cards and provides services to businesses including payment and expense management, banking, and non-card financing products. The ICS segment focuses on providing services to international customers including travel and lifestyle services and managing certain international joint ventures and loyalty coalition businesses. The GMNS segment is involved in operating a global payments network that processes and settles card transactions, acquires merchants, and provides multi-channel marketing programs and capabilities, services and data analytics. The Corporate and Other segment covers corporate functions and certain other businesses and operations. The company was founded by Henry Wells, William G. Fargo, and John Warren Butterfield on March 28, 1850 and is headquartered in New York, NY.

Disney

Mairs and Power (Trades, Portfolio) sold shares of the following stocks during the fourth quarter, which ended on Dec. 31.

Mairs and Power Cuts Walt Disney, American Express

Boeing

Caterpillar

Chevron

SPDR Dow Jones Industrial Average ETF

While the S&P 500 and the Nasdaq Composite Index have been taking a hit from the tech and high-growth sell-offs, Dow Jones is roaring higher with cyclical sectors back in favor.

Dow Tops 32,000 for the First Time: 5 Best Stocks in the ETF

American Express (NYSE: AXP) has teamed with the National Trust for Historic Preservation for a new grant program, “Backing Historic Small Restaurants,” which will provide more than $1 million to the owners of small, historic restaurants impacted by the COVID-19 pandemic. What Happened: The program will award 25 grants of $40,000, funded by American Express and administered by the National Trust.

American Express Launches $1M Grant Program To Aid Small, Historic Restaurants

NEW YORK--(BUSINESS WIRE)--American Express (NYSE: AXP), in partnership with the National Trust for Historic Preservation, today announced “Backing Historic Small Restaurants,” a more than $1 million investment to preserve historic restaurants in the U.S. as they continue to navigate the pandemic and plan for recovery. This is the latest in a series of initiatives announced this month by American Express to support the restaurant community nationwide. Through the grant program, small historic r

American Express and the National Trust for Historic Preservation Announce $1+ Million Grant Program for “Backing Historic Small Restaurants” in the U.S.

Coca-Cola

Moody's

M&T Bank

Wells Fargo

The latest quarterly report made some changes at the top of the list -- and could lead to other shifts in the future.

Which of These Long-Held Warren Buffett Stocks Are on Their Way Out?

Hilton Worldwide Holdings

NEW YORK--(BUSINESS WIRE)--American Express Co. (NYSE: AXP) Chairman and Chief Executive Officer Stephen J. Squeri will participate in a joint question-and-answer session with Hilton Worldwide Holdings Inc. (NYSE: HLT) President and Chief Executive Officer Christopher J. Nassetta at the Citi 2021 Virtual Global Property CEO Conference on Tuesday, March 9 at 12:15 p.m. (ET). A live audio webcast will be accessible to the general public through the American Express Investor Relations website at h

American Express and Hilton CEOs to Participate in Joint Conversation at Citi Virtual Global Property CEO Conference

American Express is rolling out a new digital receipts functionality, which gives clients a look into specific transaction data for purchases from companies such as Apple, Square, Microsoft and Google, according to an announcement emailed to PYMNTS. Digital receipts will let card members identify and monitor their purchases from select retailers.

American Express Launches Digital Receipts Feature To Provide Transaction Detail

NEW YORK--(BUSINESS WIRE)--American Express (NYSE: AXP) today announced plans to open its 16th Centurion Lounge at Washington, D.C.'s, Reagan National Airport (DCA), and expand its Seattle-Tacoma International Airport (SEA) and San Francisco International Airport (SFO) locations. All three locations are expected to open by the end of 2022 with additional updates to be communicated closer to that time. A recent Amex Trendex* survey found that a majority of consumers (62%) would feel comfortable

American Express to Open New Centurion® Lounge at Ronald Reagan Washington National Airport and Expand Centurion Lounges in Seattle and San Francisco

Several federal agencies are probing American Express' small business and consumer card sales practices, according to a regulatory filing. Amex received a grand jury subpoena from the United States Attorney's Office for the Eastern District of New York related to its small business cards sales practices, the company disclosed in Friday's filing. The Consumer Financial Protection Bureau is also seeking information related to Amex' consumer sales practices.

American Express is cooperating with a federal probe into its sales practices for small business and consumer cards

Federal investigators began probing American Express Co's small business and consumer cards sales practices in January, the company disclosed on Friday.

Amex reveals U.S. probes into business, consumer cards sales practices

American Express Co. AXP said it's subject to a federal probe into practices involving its small business cards, according to a Securities and Exchange Commission filing on Friday. Back in May 2020, the company said it started responding to a review led by the U.S. Treasury Department's Office of the Comptroller of the Currency and the Department of Justice's Civil Division into “historical sales practices relating to certain small business card sales.

American Express cooperating with federal probes into small business sales

The credit card company faced some headwinds in 2020, but is it clear sailing in 2021?

How Risky Is American Express?

American Express may use its powerful global brand “to attempt to muscle in on small businesses lending in Australia,” according to an analysis published in the country's Financial Review. The analysis concludes that a move into the sector by American Express could lure business from big banks in Australia as well as from smaller lenders […]

Report: American Express Pursuing Australia SMB Loans

After more than an 80% gain since the March 23 lows of the last year, we believe that American Express stock has limited upside. Trefis estimates American Express's valuation to be around $130 per share - approximately 5% above the current market price.

American Express Stock Is Trading Close To Its Fair Value

NEW YORK--(BUSINESS WIRE)--Today, American Express (NYSE: AXP) announced that its popular metal Rose Gold Card design is coming back as a color option for the U.S. Consumer American Express Gold Card. The news comes in conjunction with the launch of the $120 Uber Cash Benefit for Gold Card Members that also debuted this month. A recent Amex Trendex* survey found that 3 in 5 (59%) consumers would be interested in choosing their Card design when picking a Credit Card and furthermore, 39% of consu

The American Express® Gold Card Brings Back the Iconic Rose Gold Design & Launches a New Uber Cash Benefit

NEW YORK--(BUSINESS WIRE)--Today, American Express® (NYSE: AXP) is launching new offers for eligible1 U.S. Consumer and Business Delta SkyMiles®, Hilton Honors® and Marriott Bonvoy™ Card Members. These new dining and wireless offers reward Card Members – whether they're running a business remotely, ordering takeout from restaurants or planning future travel from the comfort of their home. This is part of American Express' long-term strategy to continually evolve its products, benefits and offer

American Express Introduces New Limited-Time Offers for U.S. Consumer and Business Delta SkyMiles®, Hilton Honors® and Marriott Bonvoy™ Card Members

NEW YORK--(BUSINESS WIRE)--American Express (NYSE: AXP) and Resy today launched a national campaign with a simple message: Order In, Help Out. As part of the Order In, Help Out campaign American Express and Resy are rallying consumers across social media to make #TakeoutTuesday a weekly occurrence. In addition, to help encourage Card Members to order out, American Express is introducing new dining offers on many of its cards. With more than half of restaurant owners in the U.S. seriously consid

American Express and Resy Launch – Order In, Help Out Campaign – to Boost Restaurant Takeout Sales

NEW YORK--(BUSINESS WIRE)--Today, American Express (NYSE: AXP) announced that it will open its 14th Centurion Lounge at Denver International Airport (DEN) on February 1, 2021. Located in the Concourse C Mezzanine, the new lounge will cover more than 14,000-square-feet, making it the second-largest Centurion Lounge location to date. Card Members visiting the Denver Centurion Lounge will continue to see health-and-safety practices in place, as part of the “Centurion Lounge Commitment.” These prac

American Express Continues to Expand The Centurion® Lounge Network with The Opening of Its 14th Location at Denver International Airport

NEW YORK--(BUSINESS WIRE)--American Express Company (NYSE: AXP) today announced that Thomas J. Baltimore, Jr., Chairman, Chief Executive Officer and President of Park Hotels & Resorts Inc., has been elected to its Board of Directors, effective January 27, 2021. “Tom is a highly-respected leader in the hospitality industry, with over 30 years of experience, including more than two decades in senior executive roles navigating global organizations through significant changes in travel and lodg

American Express Elects Thomas Baltimore to Board of Directors

Amex's proprietary billed business  declined  16% year over year (YoY) in Q4—marking improvement from the 20% annual plunge it recorded in  Q3 —reflective of ongoing declines in key spending categories. The minor volume growth recovery Amex reported in Q4 can likely be attributed to the holiday shopping season, which started  earlier  this year, as well as the online shopping  surge that took place during the period.

American Express' Q4 volume growth climbed slowly into recovery

French startup Mooncard is partnering with Flying Blue to offer Air France miles to its customers. This is the first time you can earn miles with a payment card in France that isn't an American Express card.

Corporate card startup Mooncard challenges American Express in France with miles

American Express' (AXP) CEO Steve Squeri on Q4 2020 Results - Earnings Call Transcript

American Express reported results that showed the impact of reserve releases of credit loss provisions as the macro environment improved amid the pandemic. Delinquency rates are at some of the lowest levels seen in the past few years, according to the latest results — but revenue metrics show there's still a ways to go as […]

American Express Non-T&E Spend Recovers Into Q4

American Express Co said on Tuesday it expects an uptick in holiday travel this summer, but not business travel, as it seeks to recover from a year which dented airline traffic and hotel bookings, knocking 15% off its bottom line.

AmEx sees consumer travel recovery after lower spending hits profit

AmEx's (AXP) Q4 earnings gain traction from lower expenses and a solid performance by Global Consumer Services segment, offset by weak spending volumes.

News for American Express Stock (AXP)