Revenue segments as reported by the company.

Non-interest revenues

Interest income

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Interest expense

Provisions for credit losses

Marketing and business development

Card Member rewards

Card Member services

Salaries and employee benefits

Other expenses

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

American Express

American Express Co. engages in the provision of charge and credit card products and travel-related services. It operates through the following segments: U.S Consumer Services (USCS), Commercial Services (CS), International Card Services (ICS), Global Merchant and Network Services (GMNS), and Corporate and Other. The USCS segment issues a wide range of proprietary consumer cards to U.S consumers. The CS segment offers proprietary corporate and small business cards and provides services to U.S. businesses, including payment and expense management, banking and non-card financing products. The ICS segment focuses on a range of proprietary consumer, small business and corporate cards outside the United States. It also provides services to international customers, including travel and lifestyle services, and manages certain international joint ventures and loyalty coalition businesses. The GMNS segment operates a global payments network that processes and settles card transactions, acquires merchants, and provides multi-channel marketing programs and capabilities, services, and data analytics. The Corporate and Other segment covers corporate functions and certain other businesses and operations. The company was founded by Henry Wells, William G. Fargo, and John Warren Butterfield on March 28, 1850 and is headquartered in New York, NY.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

American Express exceeds revenue targets, eyes growth through innovation

American Express (AXP) delivered strong financial performance in Q4 2022, exceeding revenue and EPS guidance. The company focuses on innovation, marketing, and risk management to drive growth in 2023. AXP's revenue growth was driven by discount revenue, net card fee revenues, and net interest income.
Despite challenges such as increased operating expenses and strong competition, AXP's strategic focus on premium customers and efficiencies positions them well for future growth. The company's emphasis on customer retention, efficient marketing spend, and international growth presents opportunities for expansion amidst competitive pressures and potential macroeconomic fluctuations.

American Express reports record Q1 revenues and reaffirms strong outlook

American Express delivered a robust performance in Q1 2023, driven by strong revenue growth, resilient credit metrics, and strategic acquisitions, positioning the company for continued success.
While facing challenges such as evolving spending trends and competitive risks, the company's focus on customer value propositions and operational efficiency provides avenues for sustained growth and profitability.
Opportunities in expanding T&E spending, enhancing competitive positioning, and leveraging capital strength underscore American Express's potential for future growth and value creation.

American Express (AXP) reports record Q2 revenues and eyes global expansion

American Express (AXP) delivered strong financial performance in Q2 2023, driven by record revenues and strategic initiatives.
While facing challenges such as credit normalization and competitive pressures, AXP's focus on partnerships and customer segments positions it for growth.
Opportunities in expanding network partnerships, marketing investments, and revenue diversification pave the way for future success.

American Express (AXP) reports record Q3 revenues and strong growth outlook

American Express (AXP) reported strong Q3 results, showcasing consistent growth and performance across key metrics, including record revenues and earnings per share.
The company's focus on innovation, enhancing value propositions, and attracting premium Card Members positions it well for sustainable growth and value creation in the market.
While facing challenges in regulatory discussions and evolving consumer behaviors, American Express (AXP) remains optimistic about achieving full-year revenue and EPS growth in line with guidance.

American Express reports record revenues and strategic growth plans

American Express (AXP) delivered strong financial performance in 2023, with record revenues and net income. The company's focus on growth post-COVID and strategic partnerships position it well for the future.
While facing challenges in small business spending and potential regulatory changes, American Express remains resilient with a commitment to innovation and enhancing customer value propositions.
Opportunities lie in dividend increases, new business segments, and strategic card acquisition strategies, offering avenues for continued growth and shareholder value creation.

American Express (AXP) reports robust Q1 earnings and outlines growth strategies

American Express (AXP) showcased strong financial performance in Q1, driven by revenue and EPS growth, robust spending trends, and disciplined credit management. While facing challenges in SME spending and Goods & Services growth, the company remains focused on growth opportunities in international markets and premium consumer segments. AXP's strategic focus on showcasing growth strategies and financial performance at the Investor Day underscores its commitment to sustained growth and innovation.

American Express (AXP) reports record Q2 earnings and optimistic outlook

American Express (AXP) delivered exceptional Q2 results, raising EPS guidance and emphasizing growth drivers. Despite elevated marketing spend, they remain confident in their ability to meet expectations and drive long-term growth.

American Express (AXP) reports robust Q3 earnings and eyes dining market for growth

American Express (AXP) delivered strong financial results in Q3, raising full-year guidance and showcasing consistent revenue growth. The company's strategic product refreshes and focus on dining experiences position it well for future growth. While facing some cost challenges, Amex remains resilient with a strong credit performance.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

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Change in stock

Change in debt

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Cash from other sources

Net change in cash

Free cash flow

American Express Co. is an integrated payments company, which engages in the provision of credit and charge cards to consumers, small businesses, mid-sized companies, and large corporations. It operates through the following segments: the United States Consumer Services (USCS), Commercial Services (CS), International Card Services (ICS), Global Merchant and Network Services (GMNS), and Corporate and Other. The USCS segment includes proprietary consumer cards and provides services to consumers including travel and lifestyle services as well as banking and non-card financing products. The CS segment offers proprietary corporate and small business cards and provides services to businesses including payment and expense management, banking, and non-card financing products. The ICS segment focuses on providing services to international customers including travel and lifestyle services and managing certain international joint ventures and loyalty coalition businesses. The GMNS segment is involved in operating a global payments network that processes and settles card transactions, acquires merchants, and provides multi-channel marketing programs and capabilities, services and data analytics. The Corporate and Other segment covers corporate functions and certain other businesses and operations. The company was founded by Henry Wells, William G. Fargo, and John Warren Butterfield on March 28, 1850 and is headquartered in New York, NY.

NEW YORK--(BUSINESS WIRE)--American Express and Formula 1® today announce a new multi-year sponsorship that expands Amex's partnership with the world's leading motorsport from the Americas region to the global stage and across the F1 calendar as an Official Partner (encompassing Australia, Asia, Europe, the Americas, and the Middle East). Elizabeth Rutledge, Chief Marketing Officer, American Express, said: “We are thrilled to expand our relationship with Formula 1, building on the strong moment.

American Express and Formula 1® Announce New Multi-Year Global Sponsorship

CNBC's Jim Cramer on Monday told investors why he thinks it's wise to buy shares of American Express while it's down after reporting a slight revenue miss. The company has a promising future even though Wall Street wasn't impressed by its most recent report, he continued, remarking on its earnings strength and ability to attract younger customers.

Jim Cramer explains why you should buy American Express on the dip

They clearly took one analyst's bearish new research note to heart.

Why Investors Were Ditching American Express Stock Today

American Express Company reported strong Q3 2024 earnings with 8% revenue growth and a 6% increase in diluted EPS, supported by a robust share repurchase program. The company saw 10% YoY growth in total loans and receivables, with higher-yield loans benefiting from high interest rates, supporting future returns. Despite high interest rates, American Express maintained strong customer performance, with 30+ days past due loans remaining flat and reserves stable.

American Express Earnings Show Continued Potential

American Express Co AXP company reported mixed results for the third quarter on Friday.

American Express Analysts Increase Their Forecasts After Q3 Earnings

Mastercard

Visa

If there's been a consistent theme thus far during earnings season, it's that consumer spending has proven to be resilient across any number of demographics.

Visa, Amex and Mastercard Push CE 100 Index Up 0.8% on ‘Resilient' Spending

UBS is divesting a portion of the Credit Suisse business it acquired last year by selling the fallen bank's 50% stake in credit card provider Swisscard. According to a statement from Swisscard, UBS will transfer its 50% ownership in the company to its joint venture partner, American Express.

American Express to become sole owner of Swisscard as UBS sells its 50% stake

UBS is offloading part of the Credit Suisse business it acquired last year with a deal to sell the fallen bank's 50% stake in credit card provider Swisscard.

UBS sells its 50% stake in Swisscard to American Express

American Express Company reported decent Q3 results with an 8.2% revenue increase and EPS beat, but mixed guidance led to a 3% stock drop. The company's consistent top-line growth, high ROE, and efficient use of shareholder capital highlight its strong financial health. AXP's resilience is bolstered by its affluent customer base, particularly Millennials and Gen Z, who continue to spend despite economic uncertainties.

American Express Q3 Earnings: Good Report, But Economic Uncertainty Keeps Me Away

AXP's third-quarter earnings benefit from improving net interest income, fee income, and card member spending. Rising expenses partially offset the positives.

AmEx Q3 Earnings Beat Estimates on Consumer Spending Growth

For American Express, as has been a longstanding trend, it's the younger consumers, cards in hand, who are boosting results. And, as Amex management noted on a Friday (Oct. 18) conference call with analysts, dining out is a prime example of where millennial and Gen Z consumers choose to wield those cards in full force.

Millennials and Gen Z Consumers Boost Amex Card Spend in Q3

American Express Co AXP stock slid Friday after its third-quarter print failed to impress the Street.

American Express' Mixed Q3 Results: Goldman Analyst Sees Silver Lining In Expense Management And NII Growth

NVIDIA

To gain an edge, this is what you need to know today.

American Express CEO Sees "No Landing," Watch Nvidia For A Breakout

U.S. stocks traded mostly higher midway through trading, with the Nasdaq Composite gaining around 100 points on Friday.

Crude Oil Down Over 1%; American Express Shares Fall After Q3 Results

American Express is the worst Dow Jones stock Friday after the payments giant reported a top-line miss in its third quarter. Here's what you need to know.

Why American Express Earnings Have the Dow Stock Lower

Netflix

Nasdaq rallies as Netflix jumps 11% on strong earnings, while AmEx drags down Dow. Will tech stocks keep leading the market's bullish momentum?

Nasdaq Index Today: Netflix Rally Leads Gains as Dow Falters on AmEx Slump

An otherwise healthy Q3 report was dented by one red flag.

Why American Express Stock Is in the Red Today

American Express Company (NYSE:AXP ) Q3 2024 Earnings Conference Call October 18, 2024 8:30 AM ET Company Participants Kartik Ramachandran - Head of Investor Relations Stephen Squeri - Chairman and Chief Executive Officer Christophe Le Caillec - Chief Financial Officer Conference Call Participants Sanjay Sakhrani - KBW Ryan Nash - Goldman Sachs Craig Maurer - FT Partners Richard Shane - JPMorgan Erika Najarian - UBS Donald Fandetti - Wells Fargo Jeffrey Adelson - Morgan Stanley Cristopher Kennedy - William Blair Saul Martinez - HSBC Terry Ma - Barclays Mark DeVries - Deutsche Bank Mihir Bhatia - Bank of America Operator Ladies and gentlemen, thank you for standing by. Welcome to the American Express Q3 2024 Earnings Call.

American Express Company (AXP) Q3 2024 Earnings Call Transcript

Although the revenue and EPS for American Express (AXP) give a sense of how its business performed in the quarter ended September 2024, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.

American Express (AXP) Reports Q3 Earnings: What Key Metrics Have to Say

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Procter & Gamble

Netflix's earnings report is giving a boost to the Nasdaq.

Jim Cramer's top 10 things to watch in the stock market Friday

American Express (AXP) came out with quarterly earnings of $3.49 per share, beating the Zacks Consensus Estimate of $3.27 per share. This compares to earnings of $3.30 per share a year ago.

American Express (AXP) Q3 Earnings Surpass Estimates

American Express Company (NYSE:AXP, ETR:AEC1) shares fell pre-market after its third quarter revenue narrowly missed estimates, overshadowing a profit beat and raised full-year earnings guidance. Revenue was a record $16.64 billion, up 8% from the year-ago quarter, but short of the $16.67 billion expected by Wall Street.

American Express tops Q3 profit estimates, raises full-year guidance

U.S. stock futures were mixed this morning, with the Nasdaq futures gaining around 90 points on Friday.

CVS Health Cuts Outlook, Joins American Express And Other Big Stocks Moving Lower In Friday's Pre-Market Session

American Express reported solid earnings growth and quarterly revenue hit again hit new highs.

American Express Q3 EPS Tops Estimates

American Express and Procter & Gamble beat earnings views but missed on sales.

News for American Express Stock (AXP)