Revenue segments as reported by the company.

Net earned premiums

Net investment income

Net investment gains (losses)

Other income

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Benefits and claims, net

Acquisition and operating expenses

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Aflac

Aflac, Inc. is a holding company. engages in the provision of financial protection services. It operates through the followings segments: Aflac Japan and Aflac United States (U.S.). The Aflac Japan segment offers life insurance, death benefits, and cash surrender values. The Aflac U.S. segment sells voluntary supplemental insurance products for people who already have major medical or primary insurance coverage. The company was founded by John Amos, Daniel Paul Amos, and William Amos on November 17, 1955 and is headquartered in Columbus, GA.

Earnings data Q1 2021

Earnings data Q2 2021

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Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Aflac reports robust Q4 earnings, eyes growth in Japan and U.S.

Aflac's Q4 2022 earnings call showcased strong financial performance, with a focus on growth in both Japan and the U.S. The company emphasized capital deployment, digital transformation, and strategic initiatives to drive future success. Challenges in the financial industry were acknowledged, with a clear focus on addressing them through transformative efforts.

Aflac drives growth with new products in Japan and U.S.

Aflac's Q1 performance showcased strong growth initiatives, prudent capital management, and a focus on customer-centric strategies in Japan and the U.S.
While facing short-term challenges like increased expense ratios and potential interest rate impacts, the company is well-positioned to capitalize on opportunities like product launches and market developments.
Overall, Aflac's earnings call highlighted a resilient business model, commitment to innovation, and confidence in its future growth prospects.

Aflac reports robust Q2 earnings, eyes growth through strategic partnerships

Aflac's Q2 2023 earnings call highlighted strong performance in Japan and the U.S., with a focus on cancer insurance and persistency improvement. The company aims to drive growth through prudent financial management and strategic partnerships.

Aflac reports robust Q3 earnings, eyes growth amidst market challenges

Aflac's Q3 performance showcased strong sales growth, financial resilience, and strategic capital management.
While facing challenges in the real estate market and regulatory landscape, the company is well-positioned to capitalize on growth opportunities.
Emphasis on product value, brand strength, and innovation underpin Aflac's competitive edge and customer-centric approach.
With a focus on operational efficiency, risk management, and market readiness, Aflac is poised for sustainable growth and value creation.

Aflac achieves record earnings in 2023, eyes growth opportunities

Aflac delivered record earnings in 2023, driven by strong sales growth in Aflac Japan and Aflac U.S., while maintaining a focus on liquidity and capital strength.
The company faces challenges related to commercial real estate exposure and COVID's impact on sales operations in Japan, requiring cautious guidance and strategic adaptation.
Opportunities lie in the U.S. pet insurance market, recruitment of customer-centric sales agents, and improving expense efficiency to drive profitability and operational effectiveness.
Aflac's strategic focus on underwriting discipline and expense management positions it well for sustained growth and profitability, despite facing capital management complexities.

Aflac reports robust Q1 earnings, eyes growth opportunities in Japan and U.S.

Aflac's Q1 performance showcases strong financial results, disciplined underwriting, and strategic focus on growth opportunities in both Japan and the U.S. Despite challenges in agent recruiting, the company is well-positioned to capitalize on positive market shifts and drive future sales through diverse channels.

Aflac reports resilient Q3 performance with strong sales growth

Aflac's Q3 performance showcased resilience with strong sales growth in Japan and the U.S., despite a reported loss on a U.S. GAAP basis.
The company's emphasis on prudent capital management and financial stability underpins its ability to navigate challenges and capitalize on growth opportunities.
Analysts' inquiries highlighted areas of interest and potential focus for Aflac to address operational efficiency, competitive dynamics, and strategic growth initiatives.
Overall, Aflac's strategic focus on diversified insurance offerings and solid capital position positions it well for sustained growth and value creation.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

Aflac, Inc. is a holding company, which engages in the provision of financial protection services. It operates through the following segments: Aflac Japan and Aflac U.S. The Aflac Japan segment offers life insurance, death benefits, and cash surrender values. The Aflac U.S. segment sells voluntary supplemental insurance products for people who already have major medical or primary insurance coverage. The company was founded by John Amos, Paul Amos and William Amos on November 17, 1955 and is headquartered in Columbus, GA.

Applied Materials

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Companies that consistently boost their dividend payouts reflect a successful and shareholder-friendly nature, opting to share a portion of profits with investors. And that's precisely what these three companies have done over the years.

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Aflac (AFL) remains well-poised for growth on productivity gains in its U.S. business, new product launches, technology investments and solid cash reserves.

Aflac (AFL) Up 36% in a Year: More Growth on the Horizon?

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Stocks have faced pressure over the last several weeks, with continued uncertainty surrounding the economy weighing on investors' minds.

Buy These 3 Low-Beta Stocks to Navigate Volatility

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As stocks are subjected to bouts of volatility, place bets on dividend aristocrats like Caterpillar (CAT), Abbott Laboratories (ABT), McDonald's (MCD), Aflac (AFL) and Automatic Data Processing (ADP) for steady income.

5 Dividend Aristocrats to Buy as Things Look Dicey for Wall Street

Kids receive special delivery of robotic Aflac ducks and enjoy a day of fun festivities during National Childhood Cancer and Sickle Cell Awareness Month COLUMBUS, Ga. , Sept. 25, 2023  /PRNewswire/ -- Aflac, the leading provider of supplemental health insurance products in the U.S.1 and proud supporter of families of children with cancer and blood disorders like sickle cell disease (SCD), today delivered its award-winning My Special Aflac Duck to children at The University of New Mexico Children's Hospital in Albuquerque.

Award-winning My Special Aflac Duck® soars into Albuquerque to provide comfort and joy to children facing cancer and blood disorders

Alibaba

Large-caps carry a well-established nature, have greater analyst coverage, and commonly pay dividends, all of which make them so popular. And for those seeking exposure, analysts have recently become bullish on these three.

3 Large-Caps to Buy for a Steady Approach

Aflac Incorporated (NYSE:AFL ) KBW Insurance Conference September 7, 2023 3:05 PM ET Company Participants David Young - VP, Investor and Rating Agency Relations Conference Call Participants Ryan Krueger - KBW Ryan Krueger We're going to get started. I'm Ryan Krueger from KBW.

Aflac Incorporated (AFL) KBW Insurance Conference (Transcript)

Former Ga Tech Star helps Kickoff for a Cause Before the Aflac Kickoff Game ATLANTA , Sept. 1, 2023 /PRNewswire/ -- NFL Hall of Fame receiver Calvin "Megatron" Johnson today stopped by the Aflac Cancer and Blood Disorders Center of Children's Healthcare of Atlanta.

Pro Football Hall of Famer Calvin "Megatron" Johnson Jr. Visits Children and Families at the Aflac Cancer and Blood Disorders Center at Children's Healthcare of Atlanta

Johnson & Johnson

Coca-Cola Femsa SAB de CV

Realty Income Corp

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The rally we've seen in previous weeks has given investors a breath of fresh air, but I believe volatility is likely to persist over the next few months. With the Federal Reserve committed to further rate hikes, turbulence could easily return to the markets later this year.

7 Cash Cow Stocks for Recession-Resilient Dividends

Aflac (AFL) reported earnings 30 days ago. What's next for the stock?

Why Is Aflac (AFL) Down 2.1% Since Last Earnings Report?

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Since the market highs in July, stocks have been under considerable pressure. Indeed, 10-year Treasury yields are at the highest level since the global financial crisis.

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Dynamic duo returns alongside the Aflac Duck and Gap Goat for company's annual campaign in two new ad spots COLUMBUS, Ga. , Aug. 30, 2023 /PRNewswire/ -- Aflac Incorporated , a leading provider of health supplemental insurance in the U.S., is celebrating the return of the 2023-2024 college football season with a new ad campaign starring some familiar faces.

Legendary comeback: Aflac G.O.A.T.s Nick Saban and Deion Sanders reunite for college football

COLUMBUS, Ga. , Aug. 29, 2023 /PRNewswire/ -- Aflac Incorporated (NYSE: AFL) announced today that Vice President of Investor and Rating Agency Relations David A.

Aflac Incorporated to Present at the 2023 KBW Insurance Conference

Aflac (AFL) selects LTIMindtree to aid it in the digital transformation journey and cloud migration.

Aflac (AFL) Collaborates With LTIMindtree for Cloud Migration

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With the market facing some selling pressure over the last few weeks, adding an additional layer of portfolio defense could be beneficial.

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Aflac's (AFL) expense ratio is expected to improve significantly in 2023, dragging the combined ratio down below the year-ago level.

Why Prudent Investors are Buying Aflac (AFL) Shares Now

Award recognizes enterprise excellence and innovation in IT COLUMBUS, Ga. , Aug. 16, 2023 /PRNewswire/ -- Foundry's CIO has named Aflac, a leading provider of supplemental health insurance in the U.S.,1 as a 2023 CIO 100 award winner.

Aflac receives 2023 CIO 100 award from Foundry's CIO

AMERISAFE

Employers Hlds

Unum

Higher claims frequency leading to upward pricing pressure coupled with the adoption of technology is likely to boost the performance of the Zacks Accident and Health Insurance industry players like AFL, UNM, EIG and AMSF.

4 Stocks to Watch From the Prospering Accident & Health Insurance Industry

Improving productivity, contributions from platforms like network dental and vision and group life are likely to buoy Aflac's (AFL) U.S. operations.

Aflac's (AFL) Q2 Earnings Beat on Lower Benefits and Claims

Bunge Global SA

Emerson Electric

A Fitch downgrade of U.S. debt weighed on investor sentiment. But Aflac and Emerson broke out on earnings while Bunge popped.

These Are Three Earnings Winners Amid Market Sell-Off

Aflac Incorporated (NYSE:AFL ) Q2 2023 Results Earnings Conference Call August 2, 2023 8:00 AM ET Company Participants David Young - Vice President, Investor and Rating Agency Relations Daniel Amos - Chairman and Chief Executive Officer Frederick Crawford - President and Chief Operating Officer Bradley Dyslin - Executive Vice President and Global Chief Investment Officer; President of Aflac Global Investments Koichiro Yoshizumi - Executive Vice President; Director of Sales and Marketing, Alliance Strategy, Aflac Life Insurance Japan Todd Daniels - Director of Financial, Risk Management and Corporate Development, Aflac Life Insurance Japan Max Broden - Executive Vice President and Chief Financial Officer Virgil Miller - President, Aflac U.S. Masatoshi Koide - President and Representative Director, Aflac Life Insurance Japan Steven Beaver - Chief Financial Officer, Aflac U.S. Business Conference Call Participants Tom Gallagher - Evercore ISI Alex Scott - Goldman Sachs Suneet Kamath - Jefferies Wes Carmichael - Wells Fargo Jimmy Bhullar - J.P. Morgan Joshua Shanker - Bank of America Securities Maxwell Fritscher - Truist Securities Operator Good morning, and welcome to the Aflac Incorporated Second Quarter 2023 Earnings Conference Call.

Aflac Incorporated (AFL) Q2 2023 Earnings Call Transcript

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While the Federal Reserve seeks to spark gentle disinflation, it can't be too soft on accelerating consumer prices either, which is exactly why investors need to consider reliable stocks during rate hikes. Sure, some recent data points to an encouraging backdrop for slowing inflation.

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COLUMBUS, Ga. , Aug. 1, 2023 /PRNewswire/ -- Aflac Incorporated (NYSE: AFL) today reported its second quarter results.

Aflac Incorporated Announces Second Quarter Results, Reports Second Quarter Net Earnings of $1.6 Billion, Declares Third Quarter Cash Dividend

Aflac (AFL) is seeing favorable earnings estimate revision activity and has a positive Zacks Earnings ESP heading into earnings season.

News for Aflac Stock (AFL)