Hey Live Nation employees. 👋

They represent shares of ownership in Live Nation. As a shareholder of common stock, you may also hold voting rights in Live Nation (i.e., voting on a new board of directors).

The value will be determined by the fair market value (FMV) of LYV stock at the end of the stock market day that Live Nation calculated the amount of LYV shares given to you.

No, these shares are not restricted and can be sold at any time. Sales (and purchases) of Live Nation stock by its employees are subject at all times to compliance with Live Nation’s Insider Trading Policy, available on Live Nation’s employee intranet, Backstage Pass.

Public will be monitoring all Live Nation employee trades in LYV stock and will report trades to Live Nation on an ongoing basis. Public will not restrict shares or accounts for any Live Nation employee. If you are an “Insider” you should only sell or buy LYV shares during an open trading window, as communicated periodically by Mike Rowles, Live Nation’s General Counsel, via email.

You can (1) hold them (in hopes the LYV shares will increase in value to sell at a later date), (b) sell them now or (c) transfer them to another brokerage account (if you have another brokerage account in your name) to hold and/or sell. Please consult your tax advisor for financial advice.

The grant date fair value of the LYV shares will be treated as supplemental income in the year it was granted. Live Nation will withhold taxes directly by withholding a portion of the granted shares, i.e., the shares you receive will be net of shares withheld to cover tax liabilities at grant. Any gains or losses on those shares will either (i) be treated as capital gains (or losses), realized at the time of sale, to the extent you have held the shares for more than a year, or (ii) be treated as ordinary income, realized at the time of sale, to the extent you have held the shares for less than a year. The original value of the shares for tax purposes (cost basis) will be as of market close on the day that Live Nation calculated the amount of LYV shares given to you. Please consult your tax advisor for tax advice and a detailed explanation of the tax consequences of ownership and sale of stock.

Yes - see the answer to the previous FAQ. Any gain or loss on the stock at the time of sale will be reported in a Form 1099 from Public, which you will need to include when filing your income tax returns in the year of sale. Please consult your tax advisor for tax advice and a detailed explanation of the tax consequences of the ownership and sale of stock.

Before you start investing, it's important to understand how the stock market works!

The stock market is an exchange, which means every time you buy a stock, it's being sold by someone else, and every time you sell a stock, it's being purchased by someone else. When you purchase a stock for a specific amount and the value of that stock appreciates in value (the share is worth more than you paid for it) that is what's known as unrealized gains. Only when you sell the stock you can lock in those gains, and the result is you making money on that stock! If it helps, here's another breakdown of how the market works from Investor.gov!

We at Public cannot give investment advice, and it is totally up to you when you want to buy or sell but one of the great things about the app is that it provides a great deal of information so you can research and make your own educated decision.

We recommend using your personal email address; however, you can use your Live Nation email address if you prefer. Email addresses can be changed anytime by reaching out to Public’s Support team in the app’s Settings (⚙️) or by emailing support@public.com.

Although, Public does rely on credit bureau data to verify your identity, they will not run a credit check or receive credit scores; therefore, your credit will have no bearing on your application or account creation.

No, you will not need to remove your credit freeze in order to open an account with Public. However, after creating an account, you will receive an email from Public indicating they have noticed there is a freeze on your credit file.

You will then have the option to either have them close your account or elect to take no action. If you take no action, your account will then be successfully opened. If you do ask them to close your account, we will not be able to send you your stock grant.

Public.com is giving you a $10 stock slice for joining our community. You’ll get to choose one of nine stocks to receive. This slice is in addition to the stock grant received from Live Nation and has no impact on it whatsoever.

Besides receiving your stock grant, you can choose from thousands of stocks and ETFs to invest in with any amount of money. You can see what others invest in, share insights, and explore the community. Check out the Features page to learn more, or download the app and try it for yourself.

If you already have a Public.com account, we will be able to pull your information and match it to our Live Nation records. Just send an email to stock@livenation.com and include the email address used on your Public.com account. The grant will be transferred to your original account.

At Public.com, we take the security of our community extremely seriously, which is why we review every single application to verify the identity of everyone. Since we’re in a heavily regulated industry, the SEC and FINRA have certain requirements that mean we sometimes need additional information to complete your brokerage account application. Rest assured this is always done to make sure we have the safest community of investors on planet Earth.

You can always read more about why Brokerage Firms must ask for personal information from this guide by the SEC.

We definitely understand the importance of feeling safe and secure especially when using a Finance app. If you ever have questions, the team is always here for you, so feel free to give us a shout on the app’s Live Chat or via email at support@public.com!

Since we are in a heavily regulated industry the SEC requires us to verify your Social Security number in order to identify and prevent potential terrorists and money launderers from gaining access to the stock markets (via the 2001 USA PATRIOT Act).

Rest assured all your personal information is always encrypted and never accessible or visible to anyone within Public.com that is not licensed by FINRA to do so.

Not only do we meet traditional banking security standards, we exceed them.

Ways we keep your account safe:

• Bank-Grade security with AES 128-bit encryption and TLS 1.2 to secure data in transit. Two-Factor Authentication via SMS secures your account so you can only log in with your registered device.
• We are a member of SIPC, which protects securities customers of its members up to $500,000 (including $250,000 for claims for cash). Explanatory brochure available upon request or at www.sipc.org. Our clearing firm Apex has also purchased an additional insurance policy through a group of London Underwriters (with Lloyd's of London Syndicates as the Lead Underwriter) to supplement SIPC protection.
• To comply with anti-money laundering regulations, we actively review any outgoing withdrawals that are being sent to a different account than the original depositing account.

Ways you can keep your account safe:

• Enable Biometric Authentication (Android) or Security Lock (iOS) to keep your device secure.
• Have a strong, unique password that you don't use for any other service.
• Monitor and review trade confirmations or account statements as you receive them for accuracy.

If you think your account has been compromised, please notify us immediately at support@public.com. We'll be standing by to help you regain access and secure your account from unauthorized use or fraud.

One option for linking your bank account is Micro Deposits! Micro Deposits establish a link between your bank account and our clearing firm, Apex Clearing.

How to Connect with Micro Deposits:

1. Select the Account icon 👤, then the Settings icon (⚙️)
2. Scroll down to Payment Methods under “Banking.”
3. Tap the text at the bottom that says “Link bank with micro deposits in 5-7 days”. From there, you should be able to follow the prompt and input your bank account info (routing and account number).

Then, in 3-7 days, you will receive 2 small deposits from "APEX Clearing." These deposits have expiration dates and will be withdrawn once they expire (after about 10 days), so we suggest you enter them as soon as you see those amounts in your account. You can verify them in the Public app.

To Verify Micro Deposits:

1. Select the Account icon 👤, then the Settings icon (⚙️).
2. Scroll down to Payment Methods under “Banking.”
3. Tap the three dots in the corner of the box with your bank info, then tap Verify.

You'll need to enter the zero before the decimal, then a period, then the number:
For example: if you receive $0.05 and $0.12, enter "0.05" and "0.12"

After that, your bank account will be linked for deposits.

When it comes to viewing your account statements, trade confirmations, or tax documents, you can always view them directly in the app! To view your account statements, please see below:

1. Tap the Account icon (👤) in the bottom right corner.
2. Tap Settings (⚙️) in the top right corner.
3. Scroll down to the Documents section.
4. Tap the appropriate section for your needs: Account Statements, Tax Documents, or Trade Confirmations.

As a community for investors, the default setting is to share trades and portfolios. No matter what settings, only you will be able to see the actual dollar value. However, if you wish to update your settings, navigate to your portfolio page (👤) and tap Settings (⚙️) in the top right corner. Scroll down to “Social,” where you can turn off your public portfolio or trades.

If you need to update information about your account like your phone number, your email address, or your physical address, give us a shout on the app’s Live Chat or via email at support@public.com! Your friendly Support team will be able to help you update your information.