X Financial - ADR

X Financial engages in the development and provision of technology platform for personal finance services. The company was founded by Yue Tang on January 5, 2015 and is headquartered in Shenzhen, China.

Earnings data Q1 2021

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Earnings data Q1 2024

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Earnings data Q3 2024

Earnings data Q4 2024

X Financial reports robust Q1 earnings, eyes growth opportunities ahead

X Financial's Q1 2024 performance reflects resilience amid challenges, with revenue and net income growth despite a decline in loan volume.
The company's proactive measures to stabilize asset quality and mitigate risks align with its commitment to financial health and shareholder value.
Opportunities lie in forecasted loan volume growth, presenting avenues for revenue expansion and market penetration in 2024.

X Financial reports record high net income and plans growth

X Financial's Q2 2024 earnings call showcased improved profitability, record high net income, and enhanced risk management. The company plans to ease loan volume controls, increase customer acquisition costs, and focus on sustainable profitability.

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SHENZHEN, China , Dec. 19, 2024 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company" or "we"), a leading online personal finance company in China, today announced that it has entered into a repurchase agreement with a major shareholder on December 16, 2024, pursuant to which the Company will repurchase 6,349,206 American depositary shares ("ADSs"), representing 38,095,236 Class A ordinary shares of the Company, at a price of US$7.67 per ADS with a total repurchase price of approximately US$48.7 million (the "Repurchase"). In order to complete the Repurchase, the Company's board of directors (the "Board") approved a new share repurchase plan under which the Company may repurchase up to US$50 million worth of its Class A ordinary shares, including the Class A ordinary shares represented by ADSs, effective until June 30, 2026.

X Financial Announces US$48.7 Million Share Repurchase from Major Shareholder

X Financial (NYSE:XYF ) Q3 2024 Results Conference Call November 27, 2024 7:00 AM ET Company Participants Victoria Yu - IR Kan Li - President Frank Fuya Zheng - CFO Conference Call Participants Mason Bourne - AWH Capital Operator Hello, and welcome to the X Financial Third Quarter 2024 Earnings Conference Call. [Operator Instructions].

X Financial (XYF) Q3 2024 Earnings Call Transcript

SHENZHEN, China , Nov. 26, 2024 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company" or "we"), a leading online personal finance company in China, today announced its unaudited financial results for the third quarter ended September 30, 2024. Third Quarter 2024 Operational Highlights Three Months EndedSeptember 30, 2023 Three Months EndedJune 30, 2024 Three Months EndedSeptember 30, 2024 QoQ YoY Total loan amount facilitated andoriginated (RMB in million) 29,462 22,749 28,338 24.6 % (3.8 %) Number of active borrowers 1,809,815 1,642,605 1,965,248 19.6 % 8.6 % The total loan amount facilitated and originated[1] in the third quarter of 2024 was RMB28,338 million, compared with RMB29,462 million in the same period of 2023.

X Financial Reports Third Quarter 2024 Unaudited Financial Results

SHENZHEN, China , Nov. 22, 2024 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company" or "we"), a leading online personal finance company in China, today announced it will hold its 2024 annual general meeting of shareholders at 7/F – 8/F, Block A, Aerospace Science and Technology Plaza, No. 168 Haide Third Avenue, Nanshan District, Shenzhen 518067, China on December 20, 2024, at 10:00 a.m.

X Financial to Hold Annual General Meeting on December 20, 2024

SHENZHEN, China , Nov. 19, 2024 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company"), a leading online personal finance company in China, today announced that it will release its unaudited financial results for the third quarter ended September 30, 2024, before the open of U.S. markets on Wednesday, November 27, 2024. X Financial's management team will host an earnings conference call at 7:00 AM U.S. Eastern Time on Wednesday, November 27, 2024 (8:00 PM Beijing / Hong Kong Time on the same day).

X Financial to Report Third Quarter 2024 Financial Results on November 27, 2024

X Financial (NYSE:XYF ) Q2 2024 Earnings Conference Call August 22, 2024 7:00 AM ET Company Participants Victoria Yu - IR Kan Li - President Frank Fuya Zheng - CFO Conference Call Participants Mason Bourne - AWH Capital Operator Hello, and welcome to the X Financial Second Quarter 2024 Earnings Conference Call. [Operator Instructions] Please note today's event is being recorded.

X Financial (XYF) Q2 2024 Earnings Call Transcript

X Financial (NYSE: XYF ) just reported results for the second quarter of 2024. X Financial reported earnings per share of $1.03.

XYF Stock Earnings: X Financial Reported Results for Q2 2024

SHENZHEN, China , Aug. 21, 2024 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company" or "we"), a leading online personal finance company in China, today announced its unaudited financial results for the second quarter ended June 30, 2024. Second Quarter 2024 Operational Highlights Three Months Ended June 30, 2023 Three Months Ended March 31, 2024 Three Months Ended June 30, 2024 QoQ YoY Total loan amount facilitated and originated (RMB in million) 25,874 21,505 22,749 5.8 % (12.1 %) Number of active borrowers 1,474,930 1,369,410 1,642,605 19.9 % 11.4 % The total loan amount facilitated and originated[1] in the second quarter of 2024 was RMB22,749 million, compared with RMB25,874 million in the same period of 2023.

X Financial Reports Second Quarter 2024 Unaudited Financial Results

SHENZHEN, China , Aug. 13, 2024 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company"), a leading online personal finance company in China, today announced that it will release its unaudited financial results for the second quarter ended June 30, 2024, before the open of U.S. markets on Thursday, August 22, 2024. X Financial's management team will host an earnings conference call at 7:00 AM U.S. Eastern Time on Thursday, August 22, 2024 (7:00 PM Beijing / Hong Kong Time on the same day).

X Financial to Report Second Quarter 2024 Financial Results on August 22, 2024

SHENZHEN, China , July 15, 2024 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company" or "we"), a leading online personal finance company in China, announced today the results of its previously announced tender offer (the "Tender Offer") to purchase up to 2 million American Depositary Shares (the "ADSs") of the Company, each representing six Class A ordinary shares, par value $0.0001 per share, at a price of $4.52 per ADS, less any applicable withholding taxes, less a cancellation fee of $0.05 per ADS accepted for purchase in the Tender Offer that will be paid to The Bank of New York Mellon, the Company's ADS depositary (the "ADSs Depositary"), and without interest. The Tender Offer expired at 5:00 P.M.

X Financial Announces Results of Tender Offer

SHENZHEN, China , June 5, 2024 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company" or "we"), a leading online personal finance company in China, announced today that it has commenced a tender offer (the "Tender Offer") to purchase up to 2 million American Depositary Shares (the "ADSs") of the Company, each representing six Class A ordinary shares, par value $0.0001 per share, at a price of $4.52 per ADS (the "Purchase Price"), less any applicable withholding taxes, less a cancellation fee of $0.05 per ADS accepted for purchase in the Tender Offer that will be paid to The Bank of New York Mellon, the Company's ADS depositary (the "ADSs Depositary"), and without interest. The Tender Offer will expire at 5:00 P.M.

X Financial Commences a Tender Offer to Repurchase approximately $9.04 Million of its ADSs

X Financial (NYSE:XYF ) Q1 2024 Earnings Conference Call May 31, 2024 7:00 AM ET Company Participants Victoria Yu - IR Frank Fuya Zheng - CFO Conference Call Participants Mason Bourne - AWH Capital Operator Hello, and welcome to the X Financial First Quarter 2024 Earnings Conference Call. [Operator Instructions] Please note this event is being recorded.

X Financial (XYF) Q1 2024 Earnings Call Transcript

SHENZHEN, China , May 30, 2024 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company" or "we"), a leading online personal finance company in China, today announced its unaudited financial results for the first quarter ended March 31, 2024. First Quarter 2024 Operational Highlights Three Months Ended March 31, 2023 Three Months Ended December 31, 2023 Three Months Ended March 31, 2024 QoQ YoY Total loan amount facilitated and originated (RMB in million) 24,088 26,134 21,505 (17.7 %) (10.7 %) Number of active borrowers 1,523,738 1,603,760 1,369,410 (14.6 %) (10.1 %) The total loan amount facilitated and originated[1] in the first quarter of 2024 was RMB21,505 million, compared with RMB24,088 million in the same period of 2023.

X Financial Reports First Quarter 2024 Unaudited Financial Results

SHENZHEN, China , May 24, 2024 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company"), a leading online personal finance company in China, today announced that it has rescheduled the release of its unaudited financial results for the first quarter ended March 31, 2024 to Friday, May 31, 2024, before the open of U.S. markets. X Financial's management team will host an earnings conference call at 7:00 AM U.S. Eastern Time on Friday, May 31, 2024 (7:00 PM Beijing / Hong Kong Time on the same day).

X Financial Reschedules the Release of First Quarter 2024 Financial Results to May 31, 2024

SHENZHEN, China , May 23, 2024 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company"), a leading online personal finance company in China, today announced that it will release its unaudited financial results for the first quarter ended March 31, 2024, before the open of U.S. markets on Wednesday, May 29, 2024. X Financial's management team will host an earnings conference call at 7:00 AM U.S. Eastern Time on Wednesday, May 29, 2024 (7:00 PM Beijing / Hong Kong Time on the same day).

X Financial to Report First Quarter 2024 Financial Results on May 29, 2024

SHENZHEN, China , April 29, 2024 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company"), a leading online personal finance company in China, today announced it filed its annual report on Form 20-F for the fiscal year ended December 31, 2023 with the Securities and Exchange Commission ("SEC") on April 29, 2024. The annual report can be accessed on the Company's investor relations website at https://ir.xiaoyinggroup.com as well as the SEC's website at https://www.sec.gov.

X Financial Files Annual Report on Form 20-F for Fiscal Year 2023

X Financial (XYF) Q4 2023 Earnings Call Transcript

SHENZHEN, China , March 26, 2024 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company" or "we"), a leading online personal finance company in China, today announced its unaudited financial results for the fourth quarter and fiscal year ended December 31, 2023. Fourth Quarter and Fiscal Year 2023 Operational Highlights Three MonthsEnded December31, 2022 Three MonthsEnded September30, 2023 Three Months Ended December31, 2023 Twelve MonthsEnded December31, 2022 Twelve MonthsEnded December31, 2023 QoQ YoY YoY Total loan amount facilitated andoriginated (RMB in million) 21,700 29,462 26,134 (11.3 %) 20.4 % 73,655 105,557 43.3 % Number of active borrowers 1,370,496 1,809,815 1,603,760 (11.4 %) 17.0 % 3,326,774 4,495,997 35.1 %   The total loan amount facilitated and originated[1] in the fourth quarter of 2023 was RMB26,134 million, representing an increase of 20.4% from RMB21,700 million in the same period of 2022.

X Financial Reports Fourth Quarter and Fiscal Year 2023 Unaudited Financial Results

SHENZHEN, China , March 21, 2024 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company"), a leading online personal finance company in China, today announced that it will release its unaudited financial results for the fourth quarter and fiscal year ended December 31, 2023, before the open of U.S. markets on Wednesday, March 27, 2024. X Financial's management team will host an earnings conference call at 7:00 AM U.S. Eastern Time on Wednesday, March 27, 2024 (7:00 PM Beijing / Hong Kong Time on the same day).

X Financial to Report Fourth Quarter and Fiscal Year 2023 Financial Results on March 27, 2024

X Financial (NYSE:XYF ) Q3 2023 Results Conference Call November 22, 2023 9:00 PM ET Company Participants Victoria Yu - Investor Relations Kan Li - President, Chief Risk Officer & Director Frank Fuya Zheng - Chief Financial Officer Operator Hello, and welcome to the X Financial Third Quarter 2023 Earnings Conference Call. All participants will be in a listen-only mode.

X Financial (XYF) Q3 2023 Earnings Call Transcript

SHENZHEN, China , Nov. 22, 2023 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company" or "we"), a leading online personal finance company in China, today announced its unaudited financial results for the third quarter ended September 30, 2023. Third Quarter 2023 Operational Highlights Three Months Ended September 30, 2022 Three Months Ended June 30, 2023 Three Months Ended September 30, 2023 QoQ YoY Total loan amount facilitated and originated (RMB in million) 19,825 25,874 29,462 13.9 % 48.6 % Number of active borrowers 1,415,059 1,474,930 1,809,815 22.7 % 27.9 % The total loan amount facilitated and originated[1] in the third quarter of 2023 was RMB29,462 million, representing an increase of 48.6% from RMB19,825 million in the same period of 2022.

X Financial Reports Third Quarter 2023 Unaudited Financial Results

SHENZHEN, China , Nov. 17, 2023 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company" or "we"), a leading online personal finance company in China, today announced it will hold its 2023 annual general meeting of shareholders at 7/F – 8/F, Block A, Aerospace Science and Technology Plaza, No. 168 Haide Third Avenue, Nanshan District, Shenzhen 518067, China on December 22, 2023, at 10:00 a.m.

X Financial to Hold Annual General Meeting on December 22, 2023

SHENZHEN, China , Nov. 17, 2023 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company"), a leading online personal finance company in China, today announced that it will release its unaudited financial results for the third quarter ended September 30, 2023, after the close of U.S. markets on Wednesday, November 22, 2023. X Financial's management team will host an earnings conference call at 9:00 PM U.S. Eastern Time on Wednesday, November 22, 2023 (10:00 AM Beijing / Hong Kong Time on Thursday, November 23).

X Financial to Report Third Quarter 2023 Financial Results on November 22, 2023

X Financial operates a marketplace of financing and wealth management services for consumers in China. The company's revenue growth has recently improved and it is profitable. Regulatory risks remain a concern, but the stock may be worth considering for future investment.

X Financial Resumes Growth As Regulatory Risks Abate

X Financial (NYSE:XYF ) Q2 2023 Results Conference Call August 29, 2023 7:00 AM ET Company Participants Victoria Yu - Investor Relations Kan Li - President, Chief Risk Officer & Director Fuya Zheng - Chief Financial Officer Operator Hello, and welcome to the X Financial Second Quarter 2023 Earnings Conference Call. All participants are in a listen-only mode.

News for X Financial - ADR Stock (XYF)