Western Union

The Western Union Co. is a holding company, which engages in the provision of money transfer and payment services. It operates through the following segments: Consumer-to-Consumer, Business Solutions, and Other. The Consumer-to-Consumer segment facilitates money transfers between two consumers. The Business Solutions segment offers payment and foreign exchange solutions, cross-border, and cross-currency transactions for small and medium size enterprises and other organizations and individuals. The Other segment consists of electronic-based and cash-based bill payment services. The company was founded in 1851 and is headquartered in Denver, CO.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Western Union faces revenue decline but focuses on digital growth

Western Union's Q4 2022 performance was impacted by geopolitical events, leading to revenue decline and lower earnings per share. Despite challenges, the company is focusing on digital growth, customer retention, and strategic partnerships to drive future success. Opportunities in digital expansion, pricing strategies, and customer retention initiatives present avenues for growth.

Western Union reports Q1 resilience, eyes growth in digital operations

Western Union's Q1 performance showed resilience amidst challenges, with a focus on stabilizing retail operations and accelerating digital growth.
While facing revenue declines in certain segments, the company is leveraging strengths in customer value enhancement and strategic partnerships.
Opportunities lie in capitalizing on regional successes, optimizing operations, and sustaining positive trends in transaction growth.
To drive future growth, Western Union must address challenges from geopolitical impacts, competitive pressures, and customer engagement.

Western Union reports strong Q2 earnings, eyes digital expansion

Western Union's Q2 2023 earnings call highlighted strong financial performance, with revenue growth, adjusted EPS exceeding expectations, and positive transaction trends in digital and retail businesses. The company's focus on customer-centric initiatives and strategic partnerships positions it well for future growth.
While facing challenges such as regulatory changes impacting volumes and the need to balance growth with cost management, Western Union has opportunities to expand its digital offerings, deepen customer relationships, and capitalize on market trends. The company's commitment to social responsibility and leadership development further strengthens its competitive position.
Overall, Western Union's performance in Q2 2023 reflects resilience and strategic foresight in navigating global economic challenges and driving growth in key regions. With a positive outlook for 2024 and a focus on innovation and customer experience, the company is poised for continued success in the remittance industry.
The company's emphasis on process improvements, cost savings, and revenue growth, coupled with opportunities in digital expansion and customer engagement, underscores Western Union's commitment to driving value for stakeholders and maintaining a competitive edge in the financial services sector.

Western Union reports strong Q3 results, eyes growth opportunities

Western Union's Q3 2023 earnings call highlighted positive revenue growth, successful execution of their strategy, and a focus on customer acquisition and operational excellence. While facing challenges in the outlook for Q4, the company is well-positioned to capitalize on opportunities for growth through enhanced marketing, retail retention, and technology investments.

Western Union reports strong Q4 results, eyes growth through diversification

Western Union's Q4 performance reflects growth in revenue, EPS, and operational cash flow, driven by improvements in retail and digital operations. While facing challenges from geopolitical events and declining revenue per transaction, the company's strategic focus on diversification and cost efficiencies positions it well for future growth. Opportunities lie in expanding product offerings, enhancing customer retention, and optimizing strategies for sustained profitability.

Western Union reports strong Q1 earnings, eyes digital growth

Western Union's Q1 2024 performance reflects progress towards its EVOLVE 2025 goals, with revenue growth, improved transaction trends, and enhanced operational efficiencies. Despite facing challenges like macroeconomic conditions and operational hurdles in certain regions, the company remains optimistic about its strategic direction and ability to achieve its targets. Opportunities in digital business growth, loyalty programs, and consumer services present avenues for sustained expansion and profitability.

Western Union reports positive Q2 earnings, eyes digital growth

Western Union's Q2 2024 performance showcased positive revenue growth, driven by consumer money transfer transactions and Consumer Services segment growth.
The company's strengths lie in its focus on digital business growth, customer experience enhancements, and sustained transaction growth.
Challenges include maintaining growth momentum amidst market dynamics and competitive pressures in the digital money transfer space.
Opportunities for Western Union include capitalizing on market share gains, revenue diversification through new products, and strategic expansion through M&A opportunities.

Western Union reports Q3 growth, expands digital presence through acquisitions

Western Union's Q3 2024 performance demonstrated positive growth in adjusted revenue and consumer money transfer transactions. The company's strategic focus on digital expansion and acquisitions in Singapore and Mexico positions it well for future growth. Despite challenges in Latin America and competition in the digital space, Western Union's financial resilience and growth strategies offer promising opportunities.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

The Western Union Co. is a holding company, which engages in the provision of money transfer and payment services. It operates through the following segments: Consumer Money Transfer, Business Solutions, and Consumer Services. The Consumer Money Transfer segment facilitates money transfers, which are primarily sent from retail agent locations worldwide or through websites and mobile devices. The Business Solutions segment focuses on the payment and foreign exchange solutions, primarily cross-border, cross-currency transactions, for small and medium size enterprises and other organizations and individuals. The Consumer Services segment includes the company’s bill payment services which facilitate payments for consumers, businesses, and other organizations, as well as the company’s money order services, retail foreign exchange services, prepaid cards, lending partnerships, and digital wallets. The company was founded in 1851 and is headquartered in Denver, CO.

TORONTO--(BUSINESS WIRE)-- #togolfshow--With 1.5 million immigrants slated to arrive in Canada over the next three years, it's never been more important to be welcoming and supportive as they build their new lives in Canada. Whether they are skilled professionals looking to further their careers, or refugees looking for a safe home, we at Canadian Immigrant are proud that all of these newcomers will be able to look at 15 years of Top 25 Canadian Immigrant award winners' stories for inspiration and motivation.

Nominations Are Now Open for the 16th Annual Top 25 Canadian Immigrant Awards, Presented by Western Union

DENVER--(BUSINESS WIRE)--The Western Union Company (NYSE: WU) announced today that Chief Executive Officer Devin McGranahan and Chief Financial Officer Matt Cagwin will host a webcast and conference call to discuss fourth quarter 2023 results on Feb. 6, at 4:30 p.m. ET. A press release highlighting the financial results will be issued at approximately 4:05 p.m. ET the same day. The webcast and presentation will be available at https://ir.westernunion.com. Registration for the event is required,.

Western Union to Release Fourth Quarter and Full Year 2023 Results on February 6

Kronos Worldwide

Altria

Realty Income Corp

Sasol

AT&T

Verizon

While making investments, income-oriented investors seek stability, growth, and consistent returns. The article delves into seven high-yield dividend stocks.

7 High-Yield Dividend Stocks That Are an Income Investor's Dream

Western Union has underperformed for three consecutive years, but now is a good time to invest due to its penetration into the growing cross-border payments market. The company's Evolve 2025 plan and aggressive growth strategies have increased investor confidence and led to positive revenue growth. Western Union's low valuations, high dividend yield, and strong cash generation make it a strong stock for long-term investment.

Western Union's Return To Sustainable Growth Is A Significant Catalyst For Gains In 2024 And Ahead

Western Union's (WU) C2C transactions are expected to witness continuous growth in the coming days.

Compelling Reasons to Hold Western Union (WU) Stock Now

Agree Realty

Artisan Partners Asset Management

Broadstone Net Lease

DHT Holdings

Hess Midstream Partners

Innovative Industrial Properties

LyondellBasell Industries

Medifast

Manulife Financial

National Retail Properties

NETSTREIT Corp

ONEOK

Philip Morris

Southern Copper

Vici Properties

Dividend growth stocks can provide reliable cash flows and long-term wealth to income investors. In this monthly publication, we screen dividend stocks based on safety, growth, and consistency, which are important for income investors. The five dividend stocks we are touching on today are Altria, Philip Morris International, Manulife Financial Corp., LyondellBasell Industries N.V., and NETSTREIT Corp.

December's 5 Dividend Growth Stocks With 5.10%+ Yields

DENVER--(BUSINESS WIRE)--The Western Union Company (NYSE: WU) today announced the appointment of Julie Cameron-Doe to the Company's Board of Directors, effective December 12. “Julie's breadth of finance experience, her inspiring leadership style and growth mindset will serve as great assets as we continue to progress through this period of accelerated transformation,” said Devin McGranahan, President and CEO, Western Union. “As we drive toward sustainable growth, we believe that Julie's seasone.

Western Union Appoints Finance Executive Julie Cameron-Doe to its Board of Directors

American Assets

Ares Commercial Real Estate

Ally Financial

Apollo Commercial Real Estate Finance

Axos Financial Inc.

Barings BDC Inc

Bain Capital Specialty Finance Inc

Brandywine Realty

Broadridge Financial

Chimera Investment

CION Investment Corp

Central Pacific Financial

Easterly Government Properties

Euronet Worldwide

Eagle Bancorp

Fidus Investment

First Interstate BancSystem

Shift4 Payments

GCM Grosvenor Inc

Green Dot

Highwoods Properties

Robinhood

Healthcare Realty Trust Inc

KeyCorp

Kimco Realty

KKR Real Estate Finance Trust

LTC Properties

Moelis

Medical Properties Trust

Marqeta

nCino, Inc.

Newtek Business Services

National Health Investors

Bank of N.T. Butterfield & Son

Nuvei Corp

NexPoint Residential Trust

New York Mortgage Trust

Orchid Island Capital

Patria Investments

Piedmont Office Realty Trust

PennyMac Mortgage Investment

Prudential Financial

Prospect Capital

Runway Growth Finance Corp

Stifel Financial

Solar Capital

Spirit Realty Capital

SS&C Technologies Hlds

STAG Industrial

TCP Capital

Toast

Tradeweb Markets

UMH Properties

Washington Trust Bancorp

W. P. Carey

NEW YORK, Dec. 08, 2023 (GLOBE NEWSWIRE) -- Keefe, Bruyette & Woods, Inc., a leading specialist investment bank to the financial services and fintech sectors, and a wholly owned subsidiary of Stifel Financial Corp. (NYSE: SF), announces the upcoming index rebalancing for the fourth quarter of 2023.

KBW Announces Index Rebalancing for Fourth-Quarter 2023

In trading on Thursday, shares of Western Union were yielding above the 8% mark based on its quarterly dividend (annualized to $0.94), with the stock changing hands as low as $11.73 on the day. Dividends are particularly important for investors to consider, because historically speaking dividends have provided a considerable share of the stock market's total return.

Western Union Passes Through 8% Yield Mark

Western Union says it has expanded its network of concept stores in Europe. The cross-border money transfer provider announced Wednesday (Dec. 6) that it now has 100 concept stores and “company-owned hubs” across the continent, with plans to “significantly” expand that number through 2025.

Western Union Marks 100 Concept Stores in Europe

Best Buy

Deluxe

Walgreens

Xerox

As 2023 comes to a close, now may be a great time to figure out which stocks to sell. If you are an income-focused investor, this may entail figuring out the top dividend stocks to sell.

7 Doomed Dividend Stocks to Sell in December

DENVER--(BUSINESS WIRE)--The Western Union Company (NYSE: WU) today announced that the Company will present at the UBS Global Technology Conference on Tuesday, Nov. 28. The presentation will begin at 3:35 p.m. Mountain Time and will include comments from Matt Cagwin, Chief Financial Officer. Investors and interested parties will be able to listen to the investor presentation via webcast from www.westernunion.com, under the investor relations section. The archived webcast will be available short.

Western Union to Present at the UBS Global Technology Conference on November 28

Western Union reported a revenue of $1097.80 million, up 1% compared to $1089.60 million in Q3FY22. The comparison of the forward P/E ratio of 5.81x with the sector median of 8.56x shows WU is undervalued. With a capital return of 47.3% and dividend yield of 8.01%, investors can expect a total return of 55.31%.

Western Union: Buy This Stock For 8% Dividend Yield And Potential Upside

Western Union is a global leader in cross-border money transfers and has proved a disappointing investment. The company has been facing challenges due to the rise of digital payment platforms. WU has been focused on a digital transformation and has made some progress but has a long way to go.

Western Union: Value Play Or Value Trap?

Paysend, a card-to-card and international payments platform, and Western Union, a provider of cross-border money movement and payment services, have partnered on cross-border money transfer services. This collaboration aims to provide seamless and efficient cross-border money transfer capabilities to customers using Western Union's digital platform, the companies said in a Monday (Oct. 30) press release.

Paysend and Western Union Partner on Cross-Border Money Transfer Services

The CE 100 Index lost 2.5%, as payment-related names led to the downside. The Pay and be Paid segment was the worst performing sector, sliding 4.9% through the week.

CE 100 Loses 2.5% as Western Union Leads Payment Names Lower

Western Union edged out estimates and raised its guidance modestly. Investors still seem to doubt the company's turnaround strategy.

Why Western Union Stock Was Falling Today

Western Union (WU) expects adjusted EPS to be in the range of $1.65-$1.75 for 2023.

Western Union (WU) Q3 Earnings Beat on High C2C Transactions

Western Union, a provider of cross-border money movement and payment services, has focused on digital conversion to enhance its services and improve customer experiences. The company's third-quarter results released Wednesday (Oct. 25), show growth of 3% in its branded digital revenue year over year (YoY) for the quarter ending Sept.

Western Union Sees 3% Revenue Growth in Digital Business

Although the revenue and EPS for Western Union (WU) give a sense of how its business performed in the quarter ended September 2023, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.

Western Union (WU) Reports Q3 Earnings: What Key Metrics Have to Say

News for Western Union Stock (WU)