
West Bancorp (WTBA) Stock Forecast & Price Target
West Bancorp (WTBA) Analyst Ratings
Bulls say
West Bancorp has demonstrated a robust financial performance with a notable 7% quarter-over-quarter increase in pre-tax net income, signaling strong operational momentum. The bank's net interest income (NII) is projected to increase by 7% in the fourth quarter of 2025 and by 15% year-over-year, supported by sustained loan growth in multiple segments, particularly in commercial real estate and commercial and industrial loans. Furthermore, effective cost controls are anticipated to contribute to significant projected increases in pre-provision net revenue (PPNR) of 43% and 18% for 2025 and 2026, respectively, underlining the bank's positive financial trajectory.
Bears say
West Bancorp has demonstrated a negative trend in its lending portfolio, with end-of-period loans held for investment (HFI) declining by 2% quarter-over-quarter, contrary to expectations of growth. Additionally, the absence of loan loss provisions (LLP) in the third quarter, coupled with a slight decrease in the allowance for credit losses (ACL) to 1.01% of loans, raises concerns about the bank's ability to manage credit risks effectively. Furthermore, a downturn in commercial real estate (CRE) loans by $33 million and a decrease in commercial and industrial (C&I) loans by $30 million signify potential weaknesses in customer demand and overall loan growth, contributing to a low-to-modest growth outlook for the institution.
This aggregate rating is based on analysts' research of West Bancorp and is not a guaranteed prediction by Public.com or investment advice.
West Bancorp (WTBA) Analyst Forecast & Price Prediction
Start investing in West Bancorp (WTBA)
Order type
Buy in
Order amount
Est. shares
0 shares