
Valley National (VLY) Stock Forecast & Price Target
Valley National (VLY) Analyst Ratings
Bulls say
Valley National Bancorp demonstrated a positive financial trajectory with a sequential net interest income increase of 2.9%, reaching $432 million, which was accompanied by a slight margin expansion to 3.01%. The bank's total loan balances also rose by 1.5% sequentially to $49.4 billion, spurred by impressive growth in commercial and industrial (C&I) loans by 7.7% and consumer loans by 6.1%, despite a modest decline in commercial real estate (CRE) balances. This sustained growth in loan volumes, alongside expanding interest margins, contributes to a favorable outlook for the company's financial performance.
Bears say
Valley National Bancorp faces a negative outlook primarily due to anticipated slowing loan growth, which is compounded by expected downward pressure on profit margins and rising credit costs. The company's financial performance may be further threatened by a challenging interest rate environment, particularly if the yield curve flattens or inverts, leading to diminished margins. Additionally, macroeconomic conditions may adversely affect real estate values, potentially increasing default rates and dampening loan demand within its key markets.
This aggregate rating is based on analysts' research of Valley National and is not a guaranteed prediction by Public.com or investment advice.
Valley National (VLY) Analyst Forecast & Price Prediction
Start investing in Valley National (VLY)
Order type
Buy in
Order amount
Est. shares
0 shares