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VEL
Volume: 12.71K
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Velocity Financial (VEL) Stock Forecast & Price Target

Velocity Financial (VEL) Analyst Ratings

Based on 4 analyst ratings
Buy
Strong Buy 25%
Buy 75%
Hold 0%
Sell 0%
Strong Sell 0%

Bulls say

Velocity Financial Inc. reported a non-warrant diluted GAAP common stock book value of $16.19 per share as of March 31, reflecting a 3.1% increase from December 31, alongside an adjusted book value of $18.50 per share. The company's total loan portfolio grew by 7.7% to $5.4 billion, indicating strong demand for its investor loans. Additionally, the resolution of $76.4 million in nonperforming loans resulted in a net gain of $1.9 million, showcasing effective management of credit risk despite a slight increase in nonperforming loans as a percentage of the portfolio.

Bears say

Velocity Financial Inc.'s net interest margin (NIM) has declined to 3.35%, down from 3.70% at the end of the previous year, indicating potential pressure on profitability. Furthermore, the company's ability to source new deals may be hampered by rising interest rates and liquidity pressures, leading to higher delinquency rates and increased defaults on its loan portfolio. As housing price appreciation shows signs of plateauing, combined with a rising blended cost of funds and declining effective portfolio yield, the company's financial outlook appears increasingly negative.

Velocity Financial (VEL) has been analyzed by 4 analysts, with a consensus rating of Buy. 25% of analysts recommend a Strong Buy, 75% recommend Buy, 0% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Velocity Financial and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Velocity Financial (VEL) Forecast

Analysts have given Velocity Financial (VEL) a Buy based on their latest research and market trends.

According to 4 analysts, Velocity Financial (VEL) has a Buy consensus rating as of Dec 5, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $21.75, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $21.75, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Velocity Financial (VEL)

Volume: 12.71K

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