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UWMC
Volume: 4.33M

UWMC Stock Forecast & Price Target

UWMC Analyst Ratings

Based on 8 analyst ratings
Hold
Strong Buy 13%
Buy 13%
Hold 75%
Sell 0%
Strong Sell 0%

Bulls say

UWM Holdings Corp is projected to experience a significant increase in earnings, estimated at 30-40%, driven by a forecasted 25% rise in mortgage originations. This growth is anticipated to occur alongside a manageable 20% increase in expenses, highlighting effective cost control amid rising demand. Furthermore, the company's scale positions it favorably in a declining mortgage rate environment, enabling it to capitalize on pricing power as first-time buyer demand strengthens.

Bears say

UWM Holdings Corp faces a significant downside risk in earnings estimates, projected to decline by 25% to 35% due to anticipated higher costs in its servicing portfolio amid rising mortgage rates. Current estimates suggest the company could achieve approximately $160 billion in annualized volume with rates near 7%, while the potential for a volume increase to $175 billion heavily depends on mortgage rates falling below 6.5%. Despite the potential for volume growth, the overall impact of higher mortgage rates could challenge UWM Holdings's financial performance compared to its peers, creating a negative outlook for the stock.

UWMC has been analyzed by 8 analysts, with a consensus rating of Hold. 13% of analysts recommend a Strong Buy, 13% recommend Buy, 75% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of United Wholesale Mortgage and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About United Wholesale Mortgage (UWMC) Forecast

Analysts have given UWMC a Hold based on their latest research and market trends.

According to 8 analysts, UWMC has a Hold consensus rating as of Jan 12, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $6.62, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $6.62, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

United Wholesale Mortgage (UWMC)

Volume: 4.33M

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