Usio Inc

USIO, Inc. engages in providing integrated payment solutions. Its solutions include payment facilitation, merchant services, payment solutions, card issuing, check printing, electronic bill presentment & payment, and printing and mailing. The company offers services to software companies, merchants, billers, banks, service bureaus and card issuers. USIO was founded by Louis A. Hoch and Michael R. Long in July 1998 and is headquartered in San Antonio, TX.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Usio Inc reports strong Q1 performance, secures major contracts

Usio Inc's Q1 2024 performance was strong, with volume growth and key business developments positioning them well for the year ahead.
While facing margin challenges, the company's strategic strengths in securing large contracts and expanding business lines offer growth opportunities.
Navigating challenges from margin pressures and tough comps, Usio remains focused on growth strategies and operational enhancements to drive performance.
With a reaffirmed guidance for 2024 and positive outlook, Usio is poised for continued growth and market expansion.

Usio Inc (USIO) reports robust Q2 earnings, raises EBITDA guidance

Usio Inc (USIO) showcased strong financial performance in Q2 2024, with positive net income and revenue growth driven by increased payment processing volume. The company's focus on controlling costs while investing in growth initiatives positions it well for improved profitability. Usio's emphasis on organic growth, successful ISV implementations, and diversification in payment services highlight its strategic direction.

Usio Inc (USIO) reports strong Q3 results and eyes growth opportunities in fiscal 2025

Usio Inc (USIO) showcased strong financial performance in Q3 2024, with positive net income and earnings per share, bolstered by revenue growth and margin improvements.
The company's strategic strengths lie in its backlog of pending implementations, solid performance in the card segment, and effective marketing strategies driving revenue.
Challenges include the need to boost ACH segment performance, maintain momentum in card issuing, and enhance security measures for transactions.
Opportunities for growth include leveraging new ISV clients, reinvigorating ACH efforts, and evaluating technologies for competitive advantages in fiscal 2025.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

USIO, Inc. engages in providing integrated payment solutions. It provides payment acceptance through multiple payment methods such as payment facilitation, prepaid card and electronic billing products, and services to businesses, merchants, and consumers. The company was founded by Louis A. Hoch and Michael R. Long in 1998 and is headquartered in San Antonio, TX.

SAN ANTONIO--(BUSINESS WIRE)--Usio, Inc. (NASDAQ:USIO), a leading FinTech company that operates a full stack of integrated, cloud-based electronic payment and embedded financial solutions, will present at the Ladenburg Thalmann Technology Expo 2023 in New York on April 27th at 10:00am ET. Louis Hoch, President and CEO, will be representing the company.

Usio, Inc. to Present at the Ladenburg Thalmann Tech Expo 2023

Usio Inc (USIO) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #2 (Buy).

Usio Inc (USIO) Upgraded to Buy: What Does It Mean for the Stock?

Usio, Inc. (NASDAQ:USIO ) Q4 2022 Results Conference Call March 8, 2023 4:30 PM ET Company Participants Paul Manley - SVP, IR Louis Hoch - Chairman and CEO Tom Jewell - SVP and CFO Greg Carter - EVP, Payment Acceptance Houston Frost - SVP, Prepaid Services Conference Call Participants Stephen Wagner - Integrity Wealth Advisors Michael Diana - Maxim Group Gary Prestopino - Barrington Research Operator Good afternoon, and welcome to the Usio Earnings Conference Call for the Fourth Quarter and Fiscal Ended December 31, 2022. All participants will be in a listen-only mode.

Usio, Inc. (USIO) Q4 2022 Earnings Call Transcript

Usio Inc (USIO) delivered earnings and revenue surprises of 66.67% and 3.23%, respectively, for the quarter ended December 2022. Do the numbers hold clues to what lies ahead for the stock?

Usio Inc (USIO) Reports Q4 Loss, Tops Revenue Estimates

SAN ANTONIO--(BUSINESS WIRE)--Usio, Inc. (Nasdaq:USIO), a leading FinTech company that operates a full stack of integrated, cloud-based electronic payment and embedded financial solutions, today announced financial results for the fourth quarter and year 2022, which ended December 31, 2022.

Usio Announces Record Fourth Quarter and Full Year 2022 Financial Results

SAN ANTONIO--(BUSINESS WIRE)--Usio, Inc. (Nasdaq:USIO), a leading FinTech that operates a full stack of integrated, cloud-based electronic payment and embedded financial solutions, today announced it will release fourth quarter and fiscal year end 2022 financial results for the period ended December 31, 2022, after the market closes on Wednesday, March 8, 2023. Usio's management will host a conference call the same day, March 8, 2023, beginning at 4:30 p.m.

Usio to Host Fourth Quarter and Fiscal Year End 2022 Conference Call to Discuss Results and Provide Company Update on March 8, 2023

Financial technology company Usio Inc. USIO, -1.11% announced Tuesday that it was working with MoviePass on its relaunch and that the companies have seen “so much interest” from customers. “We had no idea of the power that MoviePass's brand held until we witnessed MoviePass signing up almost 800,000 beta clients in five days and believe that demand will not stop there,” Usio Chief Executive Louis Hoch said in a release.

MoviePass relaunch has seen 800,000 signups in five days, partner company Usio says

SAN ANTONIO--( BUSINESS WIRE )--Usio, Inc.: (Nasdaq:USIO), a leading, cloud-based, integrated FinTech electronic payment solutions provider, announced today that Louis Hoch, Chairman and Chief Executive Officer, will be making a virtual presentation at the upcoming Ladenburg Thalmann Virtual Tech Expo on Wednesday, December 7, 2022.

Usio to Present at the Ladenburg Thalmann Virtual Tech Expo on December 7, 2022

SAN ANTONIO--( BUSINESS WIRE )--Usio, Inc.: (Nasdaq:USIO), a leading, cloud-based, integrated FinTech electronic payment solutions provider, announced today that the company will be ringing the Nasdaq closing bell on November 23, 2022. Louis Hoch, Chairman and Chief Executive Officer of Usio, and Stacy Spikes, Co-Founder and Chief Executive Officer of MoviePass, will ring the closing bell together, displaying the strong, exclusive partnership between the two organizations.

Usio to Ring Nasdaq Closing Bell November 23

Usio, Inc. (NASDAQ:USIO ) Q3 2022 Earnings Conference Call November 9, 2022 5:00 PM ET Company Participants Paul Manley - SVP, IR Louis Hoch - Co-Founder, Chairman, President, CEO & COO Houston Frost - SVP, Corporate Development & Prepaid Products Greg Carter - EVP, Payment Acceptance Lowell Jewell - SVP & CFO Conference Call Participants Jon Hickman - Ladenburg Thalmann & Co. Michael Diana - Maxim Group Operator Good afternoon, and welcome to the Usio Earnings Conference Call for the Third Quarter Ended September 30, 2022. [Operator Instructions].

Usio, Inc. (USIO) Q3 2022 Earnings Call Transcript

Usio Inc (USIO) delivered earnings and revenue surprises of -28.57% and 0.61%, respectively, for the quarter ended September 2022. Do the numbers hold clues to what lies ahead for the stock?

Usio Inc (USIO) Reports Q3 Loss, Tops Revenue Estimates

SAN ANTONIO--(BUSINESS WIRE)--Usio, Inc: (Nasdaq:USIO), a leading cloud-based FinTech integrated payment solutions provider, today announced financial results for the third quarter, which ended September 30, 2022.

Usio Announces Third Quarter 2022 Financial Results

SAN ANTONIO--(BUSINESS WIRE)--Usio, Inc. (Nasdaq:USIO), a leading cloud-based FinTech integrated payment solutions provider, today announced that it will release third quarter fiscal year 2022 financial results for the period ended September 30, 2022, after the market closes on Wednesday, November 9, 2022.

Usio to Host Third Quarter 2022 Conference Call to Discuss Results and Provide Company Update on November 9, 2022

SAN ANTONIO--(BUSINESS WIRE)--Usio, Inc. (Nasdaq:USIO), a leading FinTech integrated payment solutions provider, announced today that Louis Hoch, President and Chief Executive Officer, will be participating in the 15th annual Main Event at the Luxe Sunset Boulevard Hotel, Los Angeles.

Usio to Present at The LD Micro Main Event XV

SAN ANTONIO--(BUSINESS WIRE)--Usio, Inc.: (Nasdaq:USIO), a leading FinTech integrated payment solutions provider, announced today that Louis Hoch, Chairman and Chief Executive Officer, will be participating in The Windy City Roundup, hosted by MicroCap Rodeo, at the Swissotel in Chicago. The Company will host a corporate presentation on Wednesday, October 12, 2022, at 2:30pm CT – Track 3. The presentation can be viewed at: https://www.webcaster4.com/Webcast/Page/2924/46712. Management will also

Usio to Present at The Windy City Roundup Investor Conference on October 12, 2022

SAN ANTONIO--(BUSINESS WIRE)--Usio, Inc. (Nasdaq: USIO), a cloud-based, integrated FinTech electronic payment solutions provider, is mourning the loss of Michael R. Long, the Company's Chairman and co-founder, who passed away on September 7, 2022. “I am deeply saddened by Michael's passing,” said Louis Hoch, Vice-Chairman, President and CEO. “Michael has been my mentor, confidant, friend, and business partner for nearly 30 years. After working together at Billing Concepts and US Long Distance,

Usio Mourns the Passing of Chairman and Co-Founder, Michael R. Long

SAN ANTONIO--(BUSINESS WIRE)--Usio, Inc: (Nasdaq:USIO), a leading FinTech integrated payment solutions provider, today announced its groundbreaking Funds Disbursement Solution, Consumer Choice. For the first time, organizations can easily offer their customers the flexibility to choose how they want to be paid – whether that be through a virtual or physical prepaid card, a direct transfer to a bank, a paper check or even a push payment to a debit card – all without the difficulties of integrati

Usio Announces New Funds Disbursement Solution, Consumer Choice

SAN ANTONIO--(BUSINESS WIRE)--Usio, Inc: (Nasdaq:USIO), a leading FinTech integrated payment solutions provider, today announced implementing its new Point-of-Sale Credit solution, enabling businesses to offer instant credit to their customers without absorbing any of the risks of consumer lending. “Point-of-sale consumer lending is growing faster than any other unsecured lending, growing from $92 billion in outstanding loan balances in 2019 to a predicted $182 billion in 2023, according to The

Usio Announces Unique Point-of-Sale Credit Solution for Businesses, Implemented Without Any Lending Risk for Usio

SAN ANTONIO--(BUSINESS WIRE)--Usio, Inc. (Nasdaq: USIO), a leading cloud-based FinTech integrated payment solutions provider, today announced that Mastercard has chosen to feature Usio as a key example of its Next Gen Solutions in its new marketing campaign for Mastercard City Key™. The featured program was a prepaid Mastercard® issued by the New York City Economic Development Corporation (NYCEDC) on behalf of the City of New York, which was used to reward NYC residents who received a COVID-19

Usio Prepaid Card Solution Featured in Mastercard's New Marketing Campaign on Next Gen Solutions

Wrap Technologies

SAN ANTONIO--(BUSINESS WIRE)--Usio, Inc. (Nasdaq:USIO), a leading cloud-based FinTech integrated payment solutions provider, today announced Paul Manley has been named Senior Vice President of Investor Relations, effective today, August 22, 2022. Mr. Manley has over 25 years of experience in equity capital markets and investor relations. He most recently served as Vice President of Investor Relations for Wrap Technologies, Inc. (NASDAQ:WRAP). Prior to his tenure at Wrap, he held institutional s

Usio Announces Hiring of Paul Manley as Head of Investor Relations

Usio, Inc. (NASDAQ:USIO ) Q2 2022 Earnings Conference Call August 12, 2022 11:00 AM ET Company Participants Joe Hassett – Investor Relations Louis Hoch – President and Chief Executive Officer Houston Frost – Senior Vice President, Prepaid Services Greg Carter – Executive Vice President, Payment Acceptance Tom Jewell – Senior Vice President and Chief Financial Officer Conference Call Participants Barry Sine – Spartan Capital Securities Jon Hickman – Ladenburg Michael Diana – Maxim Group Operator Good morning, everyone, and welcome to the Usio Earnings Conference Call for the Second Quarter Ended June 30, 2022. All participants will be in a listen-only mode.

Usio, Inc.'s (USIO) CEO Louis Hoch on Q2 2022 Results - Earnings Call Transcript

Usio Inc (USIO) delivered earnings and revenue surprises of -150% and 5.72%, respectively, for the quarter ended June 2022. Do the numbers hold clues to what lies ahead for the stock?

Usio Inc (USIO) Reports Q2 Loss, Lags Revenue Estimates

SAN ANTONIO--(BUSINESS WIRE)--Usio, Inc. (Nasdaq: USIO), a leading FinTech integrated payment solutions provider, today announced financial results for the second quarter, which ended June 30, 2022. Louis Hoch, President and Chief Executive Officer of Usio, said, “I am pleased to report another quarter of revenue growth, our eighth consecutive quarter of year-over-year revenue growth. Revenue growth in the quarter was driven by new all-time quarterly records in credit card dollars and transacti

Usio Announces Second Quarter 2022 Financial Results

SAN ANTONIO--(BUSINESS WIRE)--Usio, Inc. (Nasdaq: USIO), a leading cloud-based FinTech integrated payment solutions provider, today announced that it will release second quarter fiscal year 2022 financial results for the period ended June 30, 2022, after the market closes on Thursday, August 11, 2022. Usio's management will host a conference call Friday, August 12, 2022, at 11:00 a.m. Eastern time to review financial results and provide a business update. Following management's formal remarks,

Usio to Host Second Quarter 2022 Conference Call to Discuss Results and Provide Company Update on August 12, 2022

SAN ANTONIO, Texas--(BUSINESS WIRE)--Usio, Inc. (Nasdaq: USIO), a cloud-based, integrated FinTech electronic payment solutions provider, today announced that it processed a total of $2.4 billion dollars in the second quarter of 2022, up 2% sequentially from the first quarter of the year. Both total card dollars and transactions processed in the Company's Card segment, including PayFac, were all time quarterly records. Louis Hoch, President and Chief Executive Officer of Usio, said, “We are plea

News for Usio Inc Stock (USIO)