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UMBF
Volume: 3

UMB Financial (UMBF) Stock Forecast & Price Target

UMB Financial (UMBF) Analyst Ratings

Based on 9 analyst ratings
Buy
Strong Buy 33%
Buy 44%
Hold 22%
Sell 0%
Strong Sell 0%

Bulls say

UMB Financial Corp is poised for a positive financial outlook, driven by robust core fee income growth prospects through market share gains in its differentiated institutional services, including fund services and corporate trust. The company's geographic expansion and successful HTLF acquisition are expected to bolster its revenue quality, supporting an increase in projected operating EPS from $11.40 to $11.75 for 2026, reflecting improved performance in loan growth and credit quality. Additionally, UMBF is anticipated to experience continued strong revenue growth from its less capital-intensive fee income businesses, positioning the company favorably for sustained financial performance.

Bears say

The excerpts indicate several downside risks impacting UMB Financial Corp's outlook, including potential unexpected costs related to mergers that could create dis-synergies and resurfacing credit issues. Management's expectation for flat net interest margin (NIM) in the fourth quarter compared to previous quarters, alongside a declining price-to-earnings multiple projected through 2026, further suggest challenges in driving growth and profitability. Additionally, concerns regarding integration problems, customer attrition, and mismanaged credit risks from acquisitions contribute to a heightened operational risk profile for the company.

UMB Financial (UMBF) has been analyzed by 9 analysts, with a consensus rating of Buy. 33% of analysts recommend a Strong Buy, 44% recommend Buy, 22% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of UMB Financial and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About UMB Financial (UMBF) Forecast

Analysts have given UMB Financial (UMBF) a Buy based on their latest research and market trends.

According to 9 analysts, UMB Financial (UMBF) has a Buy consensus rating as of Dec 29, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $140.22, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $140.22, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

UMB Financial (UMBF)

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