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UCB
Volume: 994.27K

UCB Stock Forecast & Price Target

UCB Analyst Ratings

Based on 4 analyst ratings
Buy
Strong Buy 25%
Buy 50%
Hold 25%
Sell 0%
Strong Sell 0%

Bulls say

United Community Banks is poised for growth with its diverse range of financial products and services and its focus on the community banking model. The company's positive NII and NIM outlook, driven by a favorable repricing dynamic and solid loan production, is expected to support revenue growth. Additionally, the company's asset quality metrics remain stable and its commitment to buybacks further strengthens its financial position. The company's financial highlights for the quarter include reported NII of $233.9M, a 3bp expansion in NIM, and projected NIM expansion of 3bp-5bp for the upcoming quarter.

Bears say

United Community Banks is facing challenges in its core fee-generating businesses, with a recent miss on core fees and modest growth expected in the future. The pending Peach State Bank acquisition, while not a significant needle-mover for the company, is expected to provide some earnings accretion in the long term. However, with management keeping expense growth in check and focusing on NII as the primary earnings driver, United Community Banks may face limited potential for significant earnings growth in the near future.

UCB has been analyzed by 4 analysts, with a consensus rating of Buy. 25% of analysts recommend a Strong Buy, 50% recommend Buy, 25% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of United Community Banks Inc and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About United Community Banks Inc (UCB) Forecast

Analysts have given UCB a Buy based on their latest research and market trends.

According to 4 analysts, UCB has a Buy consensus rating as of Jun 17, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $39, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $39, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

United Community Banks Inc (UCB)

Volume: 994.27K

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