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UCB
Volume: 1.03M

UCB Stock Forecast & Price Target

UCB Analyst Ratings

Based on 4 analyst ratings
Buy
Strong Buy 25%
Buy 25%
Hold 50%
Sell 0%
Strong Sell 0%

Bulls say

United Community Banks Inc. has demonstrated robust performance marked by a 14 basis points expansion in net interest margin (NIM) to 3.50%, surpassing estimates due to improved funding costs and a favorable shift toward loans in its earning asset mix. Additionally, net interest income (NII) experienced a notable rise of 6.3% quarter-over-quarter, supported in part by contributions from the recent onboarding of ANB, which added $2.2 million to total NII. The increased accretion of $4.3 million further underscores the bank's effective asset management strategies and strong financial position.

Bears say

United Community Banks Inc reported a consistent miss on fees, which declined by 1% from the previous quarter. Although the provision for loan losses exceeded estimates, it still decreased 23.4% from the prior quarter, indicating potential concerns about future profitability. The bank's return on assets (ROA) of 1.14% suggests that profitability is trailing behind its peers, contributing to a negative outlook for the stock.

UCB has been analyzed by 4 analysts, with a consensus rating of Buy. 25% of analysts recommend a Strong Buy, 25% recommend Buy, 50% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of United Community Banks Inc and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About United Community Banks Inc (UCB) Forecast

Analysts have given UCB a Buy based on their latest research and market trends.

According to 4 analysts, UCB has a Buy consensus rating as of Feb 4, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $36.50, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $36.50, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

United Community Banks Inc (UCB)

Volume: 1.03M

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