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UCB
Volume: 428.63K
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UCB Stock Forecast & Price Target

UCB Analyst Ratings

Based on 5 analyst ratings
Buy
Strong Buy 20%
Buy 20%
Hold 60%
Sell 0%
Strong Sell 0%

Bulls say

United Community Banks Inc demonstrated a robust financial performance with a net interest margin (NIM) expansion of 14 basis points quarter-over-quarter to 3.50%, surpassing estimates due to improved funding costs and a favorable earning asset mix leaning towards loans. Additionally, net interest income (NII) experienced a significant rise of 6.3% from the last quarter, bolstered by contributions from the recent acquisition of ANB, which added $2.2 million to total NII. The quarter's performance indicates a favorable trend in accretion, further enhancing the bank's financial stability and growth potential.

Bears say

United Community Banks Inc experienced a decrease in fees, missing estimates by $0.01 and reflecting a 1% decline from the prior quarter. While the provision for loan losses exceeded estimates by $0.05, it still marked a significant 23.4% decline from the previous quarter. The company’s return on assets (ROA) of 1.14% indicates it is trailing slightly behind peers in profitability, contributing to a cautious outlook on its stock performance.

UCB has been analyzed by 5 analysts, with a consensus rating of Buy. 20% of analysts recommend a Strong Buy, 20% recommend Buy, 60% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of United Community Banks Inc and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About United Community Banks Inc (UCB) Forecast

Analysts have given UCB a Buy based on their latest research and market trends.

According to 5 analysts, UCB has a Buy consensus rating as of Dec 5, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $34.60, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $34.60, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

United Community Banks Inc (UCB)

Volume: 428.63K

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