
THG Stock Forecast & Price Target
THG Analyst Ratings
Bulls say
The Hanover Insurance Group Inc. demonstrates a positive outlook with substantial year-over-year price increases in its personal lines, specifically a 16% rise in homeowners' renewal prices and a 10% increase in auto prices, improving profitability and loss ratios. Additionally, the company has successfully enhanced its net investment income by reallocating capital into higher yielding assets, contributing to overall financial strength. Furthermore, the sustained improvement in return on equity (ROE), now reaching the high teens, is reflective of its effective management strategies and the positive market environment for property and casualty insurance.
Bears say
The Hanover Insurance Group Inc. faces significant headwinds, highlighted by a transition from a narrow underwriting profit in 2022 to an underwriting loss in 2023, exacerbated by rising economic inflation. The company's growth rates are sluggish, particularly in commercial umbrella premiums, which have only seen low single-digit increases since 2022, indicating cautious market conditions. Additionally, expectations for limited earnings growth, flat to down underwriting margins, and a slowdown in net investment income appear poised to constrain share performance and return on equity through 2026 and 2027.
This aggregate rating is based on analysts' research of Hanover Insurance Group and is not a guaranteed prediction by Public.com or investment advice.
THG Analyst Forecast & Price Prediction
Start investing in THG
Order type
Buy in
Order amount
Est. shares
0 shares