
TriCo Bancshares (TCBK) Stock Forecast & Price Target
TriCo Bancshares (TCBK) Analyst Ratings
Bulls say
TriCo Bancshares has demonstrated robust loan growth with a 8% increase in end-of-period Held for Investment (HFI) loans, driven by a significant 28% rise in originations, indicating strong demand for its lending services. Additionally, the company has experienced a 6.3% increase in core fees, reflecting enhanced service charges, which are expected to remain stable in the latter half of 2026. Furthermore, revised earnings per share estimates for 2025 and 2026 indicate projected growth to $3.57 and $3.95, respectively, supported by improved net interest income and effective management of non-interest expenses.
Bears say
The negative outlook on TriCo Bancshares's stock is primarily driven by the potential for an economic slowdown or prolonged recession, which could lead to an increase in nonperforming assets and net charge-offs, adversely impacting net income. Additionally, a decrease in interest rates may compress the company's net interest margin, resulting in lower net interest income than anticipated. The risks associated with acquisition activity, including potential integration issues and customer attrition, further elevate both operational and financial risks for the company, particularly in the challenging Northern and Central California markets it serves.
This aggregate rating is based on analysts' research of TriCo Bancshares and is not a guaranteed prediction by Public.com or investment advice.
TriCo Bancshares (TCBK) Analyst Forecast & Price Prediction
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