
TriCo Bancshares (TCBK) Stock Forecast & Price Target
TriCo Bancshares (TCBK) Analyst Ratings
Bulls say
TriCo Bancshares demonstrates a strong financial performance with a 3.0% increase in spread income to $92.2 million, surpassing expectations, and an expanded net interest margin (NIM) of 4.02%, indicating effective loan production and improved profitability. The company's loan portfolio grew by 6.0% in the latest quarter, driven primarily by commercial real estate (CRE), showcasing robust demand across major loan segments. Despite anticipated increases in costs in 2026, management remains optimistic about achieving positive operating leverage, contributing to a favorable outlook for continued growth and profitability.
Bears say
TriCo Bancshares faces a negative outlook primarily due to potential economic downturns that could lead to increased nonperforming assets and net charge-offs, impacting net income relative to earnings per share estimates. Additionally, a decline in noninterest income, which fell 2.6% quarter-over-quarter and is forecasted to remain at similar levels into 2026, exacerbates concerns over revenue generation capacity. Furthermore, a combination of falling deposit levels and risks associated with lower interest rates could compress net interest margins, thereby threatening the company's primary revenue source of net interest income.
This aggregate rating is based on analysts' research of TriCo Bancshares and is not a guaranteed prediction by Public.com or investment advice.
TriCo Bancshares (TCBK) Analyst Forecast & Price Prediction
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