
S&T Bancorp (STBA) Stock Forecast & Price Target
S&T Bancorp (STBA) Analyst Ratings
Bulls say
S&T Bancorp Inc. displays a robust financial foundation, evidenced by a strong tangible common equity (TCE) ratio of 11.65%, indicating solid capital levels and the ability to support growth. The company is projected to achieve mid-single digit growth in both loans and deposits, supported by a strong core deposit base where demand deposits account for 27% of total deposits and positive trends in average earning assets, thereby sustaining above-peer net interest income (NII) levels. Despite an anticipated increase in non-performing assets (NPAs), management's confidence in funding organic loan growth positions the company favorably for future profitability.
Bears say
S&T Bancorp's outlook appears negative due to a combination of softer loan growth and declining core fee income, particularly impacted by pressure in the mortgage banking sector. The company's projections for return on assets (ROA) and return on equity (ROE) are expected to remain stagnant at approximately 1.4% and 9%, respectively, over the next two years, indicating limited profitability improvements. Additionally, ongoing uncertainties regarding potential merger and acquisition activities and overall weakness in bank stock valuations further contribute to a cautious sentiment surrounding the company's stock.
This aggregate rating is based on analysts' research of S&T Bancorp and is not a guaranteed prediction by Public.com or investment advice.
S&T Bancorp (STBA) Analyst Forecast & Price Prediction
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