
South State (SSB) Stock Forecast & Price Target
South State (SSB) Analyst Ratings
Bulls say
SouthState Bank Corp has demonstrated solid growth potential, with loan production increasing to $3.4 billion, reflecting a 67% year-to-date rise in its Texas and Colorado markets. Additionally, there have been upward adjustments in earnings estimates for 2025 and 2026, bolstered by robust fee expectations and improved performance in core banking areas, which are anticipated to drive net loan growth. Furthermore, the bank's strategic focus on correspondent banking and capital markets has yielded stronger fees while maintaining lower expenses, contributing to an optimistic outlook for its financial performance.
Bears say
The outlook on SouthState Bank’s stock is negative due to a combination of slowing year-over-year EPS growth and declining core net interest margin (NIM), which has dropped to 3.48%, missing forecasts. Additionally, there is concern over potential economic deterioration in the bank's primary markets, alongside increasing credit quality risks and heightened competition in loan pricing that may pressure profitability. These factors, combined with challenges related to mergers and acquisitions, could lead to greater earnings volatility and decreased overall performance metrics.
This aggregate rating is based on analysts' research of South State and is not a guaranteed prediction by Public.com or investment advice.
South State (SSB) Analyst Forecast & Price Prediction
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