
South State (SSB) Stock Forecast & Price Target
South State (SSB) Analyst Ratings
Bulls say
SouthState Bank Corp has demonstrated robust loan production growth, with $3.4 billion in loans reported for the quarter, reflecting a quarterly increase and significant Year-To-Date growth, particularly in Texas and Colorado, where loan production surged by 67%. The bank's positive outlook is further supported by expectations of increased net interest margins (NIM) amid lower credit costs and heightened fee income, as evidenced by the upward revisions for 2025 and 2026 earnings estimates. Additionally, the bank is anticipating continued loan growth driven by commercial and residential loans, bolstered by ongoing organic expansion within its traditional markets and improved operational efficiencies following recent acquisitions.
Bears say
SouthState Bank Corp is experiencing a decline in its core net interest margin (NIM), which fell to 3.48%, missing projections and suggesting a concerning trend in profitability. The company is also facing potential adverse effects from regulatory changes and market conditions, which could further exacerbate earnings volatility and credit quality. Additionally, the early recognition of deal-related income is slowing year-over-year earnings per share (EPS) growth, raising concerns about the sustainability of its financial performance.
This aggregate rating is based on analysts' research of South State and is not a guaranteed prediction by Public.com or investment advice.
South State (SSB) Analyst Forecast & Price Prediction
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