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SPFI
Volume: 57

SPFI Stock Forecast & Price Target

SPFI Analyst Ratings

Based on 3 analyst ratings
Buy
Strong Buy 0%
Buy 100%
Hold 0%
Sell 0%
Strong Sell 0%

Bulls say

South Plains Financial Inc. has demonstrated a strong potential for mid to high single-digit organic loan growth, with recent metrics indicating a significant 11.8% increase in LQA EOP HFI loans. The company anticipates continued improvement in its efficiency ratio, supported by operational scale gains and strategic investments, including opportunities to recruit talent from regional competitors. Management’s proactive approach in adjusting legacy deposit pricing and expanding loan capabilities positions South Plains Financial favorably for sustained growth in the competitive banking sector.

Bears say

South Plains Financial Inc. is facing a negative outlook primarily due to a slower trajectory in net interest income, stemming from a significant decline in loan growth, evidenced by a $40 million reduction over the last 15 quarters. The revisions to the company's earnings estimates for 2025 and 2026 indicate a more pessimistic growth forecast, decreasing from $3.70 to $3.44 for 2026. Additionally, the company's leadership expresses caution regarding potential expansion into the Austin metropolitan statistical area, citing misalignment with the bank's core operational model.

SPFI has been analyzed by 3 analysts, with a consensus rating of Buy. 0% of analysts recommend a Strong Buy, 100% recommend Buy, 0% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of South Plains Financial Inc and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About South Plains Financial Inc (SPFI) Forecast

Analysts have given SPFI a Buy based on their latest research and market trends.

According to 3 analysts, SPFI has a Buy consensus rating as of Apr 9, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $46, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $46, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

South Plains Financial Inc (SPFI)

Volume: 57

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