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SPFI
Volume: 1.14K
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SPFI Stock Forecast & Price Target

SPFI Analyst Ratings

Based on 3 analyst ratings
Buy
Strong Buy 0%
Buy 67%
Hold 33%
Sell 0%
Strong Sell 0%

Bulls say

South Plains Financial Inc. has demonstrated a robust increase in loan payoffs, with a notable $15 million quarter-over-quarter rise, contributing to a higher loan yield of 6.76% in the second quarter of 2025. Additionally, the company's refreshed treasury management strategy is expected to drive a moderate increase in fee income of 10-15% starting in the second quarter of 2024. Although there has been a slight uptick in non-performing loans (NPLs) to total loans, the overall trajectory of loan performance and noninterest income enhancements foreshadow a positive outlook for the company's financial health.

Bears say

South Plains Financial is facing a negative outlook primarily due to a lower trajectory in net interest income (NII), attributed to a slowdown in loan growth resulting in a $40 million decrease over the past 15 months. The company is also susceptible to various risks including economic downturns in its concentrated Texas market, heightened competition affecting loan and deposit growth, and potential adverse changes in interest rates impacting lending spreads. Additionally, uncertainties surrounding regulatory risks and policy changes could further impede the company's performance and valuation, leading to a reduction in earnings estimates for the near future.

SPFI has been analyzed by 3 analysts, with a consensus rating of Buy. 0% of analysts recommend a Strong Buy, 67% recommend Buy, 33% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of South Plains Financial Inc and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About South Plains Financial Inc (SPFI) Forecast

Analysts have given SPFI a Buy based on their latest research and market trends.

According to 3 analysts, SPFI has a Buy consensus rating as of Dec 5, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $42.67, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $42.67, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

South Plains Financial Inc (SPFI)

Volume: 1.14K

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