
SBCF Stock Forecast & Price Target
SBCF Analyst Ratings
Bulls say
Seacoast Banking Corp of Florida has demonstrated a strong performance in net interest margin (NIM), with core NIM increasing by 5 basis points sequentially to 3.29%, surpassing expectations. This improvement is complemented by a reported NIM rise of 10 basis points, bolstered by higher levels of fair value accretion. Additionally, the company's profitability outlook has strengthened, with return on assets (ROA) projections for 2026 being revised upward to approximately 1.30% from the previous estimate of 1.10%.
Bears say
Seacoast Banking Corp of Florida has experienced a 2% decline in deposits quarter-over-quarter, indicative of potential liquidity challenges and a weakening funding base, as evidenced by a loan-to-deposit (L/D) ratio that has risen to 85%. Furthermore, there are notable integration risks associated with recent acquisitions, which may impair the company's operational efficiency and financial performance. Key financial projections could be adversely affected if loan growth fails to meet expectations, thereby negatively impacting net interest margin (NIM) and net interest income (NII).
This aggregate rating is based on analysts' research of Seacoast Banking Corporation of Florida and is not a guaranteed prediction by Public.com or investment advice.
SBCF Analyst Forecast & Price Prediction
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