
RRBI Stock Forecast & Price Target
RRBI Analyst Ratings
Bulls say
Red River Bancshares Inc. has demonstrated a steady increase in loan held for investment (HFI) balances, reporting a growth of $23.8 million, or 1.1% quarter-over-quarter, reaching a total of $2.14 billion in 2025 Q2. The bank anticipates a low-single digit increase in net interest margin (NIM) through the end of 2025, supported by expected growth in net interest income during the latter half of the year. These positive trends in loan growth and anticipated improvements in NIM suggest a solid financial foundation and an optimistic outlook for Red River Bancshares's performance.
Bears say
Red River Bancshares, Inc. faces significant economic and regulatory risks, particularly due to its concentrated operations in Louisiana, making the bank vulnerable to local economic downturns and adverse changes in the regulatory environment. The bank's asset quality indicators, including a low non-performing asset (NPA) ratio and non-performing loan (NPL) ratio, despite showing slight improvements, suggest potential underlying weaknesses in credit quality that could worsen during economic instability. Furthermore, heightened competition poses a threat to both loan and deposit growth, while fluctuations in interest rates could negatively impact the bank's lending spreads and overall financial performance, raising concerns about its future profitability.
This aggregate rating is based on analysts' research of Red River Bancshares Inc and is not a guaranteed prediction by Public.com or investment advice.
RRBI Analyst Forecast & Price Prediction
Start investing in RRBI
Order type
Buy in
Order amount
Est. shares
0 shares