Regional Management

Regional Management Corp. engages in the provision of consumer financial services. The firm's products include small, large, and retail installment loans. It also offers optional payment and collateral protection insurance products. The company was founded by Richard A. Godley and C. Glynn Quattlebaum on March 25, 1987 and is headquartered in Greer, SC.

Earnings data Q4 2020

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Regional Management Corp. reports solid Q4 performance and eyes growth opportunities

Regional Management Corp. navigated challenges by focusing on high-quality originations and completing key risk initiatives. With a strong funding profile and plans for expansion, the company anticipates improvements in delinquencies and net credit loss rates throughout 2023. Close monitoring of credit performance and strategic actions position RM for growth.

Regional Management reports solid Q1 earnings, eyes credit quality

RM's Q1 performance showed solid net income and a focus on credit quality over growth.
Despite challenges in managing expenses and credit losses, RM anticipates improvements in H2.
The company's strengths lie in its balance sheet, liquidity, and strategic growth initiatives.
RM's opportunities include enhancing credit quality, yield improvement, and branch expansion.

Regional Management (RM) reports solid Q2 earnings amidst growth challenges

Regional Management (RM) delivered solid financial results in Q2 2023, with a focus on quality credit and effective expense management.
Despite challenges in delinquency rates and slower portfolio growth, RM's strong balance sheet and strategic focus position it for long-term success.
Opportunities lie in leveraging improving credit conditions, smart growth strategies, and technological investments for sustained performance.

Regional Management (RM) reports robust Q3 performance and eyes growth opportunities

Regional Management (RM) delivered strong financial results in Q3 2023 with record revenue and portfolio growth.
The company faces challenges in managing credit losses and interest yields for the upcoming quarter.
Opportunities lie in maintaining portfolio quality, exploring growth avenues, and optimizing expenses.
Overall, RM's performance reflects a focus on prudent financial management and strategic growth initiatives.

Regional Management reports solid Q4 performance amidst strategic actions

Regional Management (RM) navigated challenges in Q4 2023 to deliver solid core operating results, record revenue levels, and growth in the small loan portfolio, showcasing resilience and strategic focus.
Despite a net loss of $7.6 million, the company's strong balance sheet, operational efficiency, and focus on underwriting quality position it well for future growth and improved financial performance.
With optimism for normalized earnings in 2024 and beyond, Regional Management (RM) is poised to capitalize on opportunities presented by improving economic conditions and strategic initiatives for sustained success.

Regional Management (RM) posts strong Q1 results and eyes securitization market

Regional Management (RM) delivered robust Q1 performance, showcasing growth in revenue yield and improvements in delinquency rates and credit losses. Despite economic uncertainties, RM remains focused on strategic growth, expense control, and portfolio optimization. Accessing the securitization market and maintaining guidance highlight RM's proactive approach to future opportunities and challenges.

Regional Management (RM) reports strong Q2 earnings amidst credit challenges

Regional Management (RM) delivered robust Q2 results with strong revenue growth and net income increase, driven by strategic loan portfolio focus.
Efficient cost management and strategic guidance for sustained profitability highlight RM's commitment to financial strength and growth.
Challenges in credit risk management and economic adaptability underscore the need for strategic planning and operational resilience.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

EVP and CFO of Regional Management Corp (30-Year Financial, Insider Trades) Robert William Beck (insider trades) bought 5,000 shares of RM on 08/15/2019 at an average price of $26.58 a share.

Regional Management Corp (RM) EVP and CFO Robert William Beck Bought $132,900 of Shares

EVP and COO of Regional Management Corp (30-Year Financial, Insider Trades) John D.

Regional Management Corp (RM) EVP and COO John D. Schachtel Bought $109,840 of Shares

Regional Management Corp (RM) EVP and COO John D. Schachtel Bought $53,260 of Shares

EVP and CFO of Regional Management Corp (30-Year Financial, Insider Trades) Robert William Beck (insider trades) bought 5,000 shares of RM on 08/05/2019 at an average price of $25.99 a share.

Regional Management Corp (RM) EVP and CFO Robert William Beck Bought $129,950 of Shares

Regional Management Corp. (RM) CEO Peter Knitzer on Q2 2019 Results - Earnings Call Transcript

Regional Management Corp. (RM) CEO Peter Knitzer on Q1 2019 Results - Earnings Call Transcript

Regional Management (RM) delivered earnings and revenue surprises of -15.19% and -3.82%, respectively, for the quarter ended March 2019. Do the numbers hold clues to what lies ahead for the stock?

Regional Management (RM) Q1 Earnings and Revenues Lag Estimates

News for Regional Management Stock (RM)