Revenue segments as reported by the company.

Interest income

Non-interest income

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Interest expense

Provision for (benefit from) credit losses

Non-interest expense

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Regions Financial

Regions Financial Corp. operates as a bank holding company. It provides traditional commercial, retail and mortgage banking services, as well as other financial services in the fields of investment banking, asset management, trust, mutual funds, securities brokerage, insurance and other financing. The firm operates through the following segments: Corporate Bank, Consumer Bank, Wealth Management, and Other. The Corporate Bank segment represents the commercial banking functions including commercial and industrial, commercial real estate and investor real estate lending. The Consumer Bank segment holds the branch network, including consumer banking products and services related to residential first mortgages, home equity lines and loans, small business loans, indirect loans, consumer credit cards and other consumer loans. The Wealth Management segment offers individuals, businesses, governmental institutions and non-profit entities a range of solutions to help protect, grow and transfer wealth. The Other segment includes the company's treasury function, the securities portfolio, wholesale funding activities, interest rate risk management activities and other corporate functions that are not related to a strategic business unit. The company was founded in 1971 and is headquartered in Birmingham, AL.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Regions Financial reports robust earnings and growth opportunities in 2023

Regions Financial's Q4 2022 performance reflects strong earnings, loan growth, and a focus on enhancing revenue streams while managing expenses effectively.
Despite facing challenges such as declining noninterest income and potential deposit runoff, the company remains well-positioned with a robust capital base and growth opportunities.
Strategic investments, customer deposit growth, and a competitive focus on credit risk management highlight Regions Financial's resilience and potential for future growth.

Regions Financial reports solid Q1 earnings, eyes growth opportunities

Regions Financial's Q1 performance reflects growth in loans and net interest income, with stable asset quality and a focus on managing expenses.
The bank's strengths lie in customer-centric strategies, strong deposit franchise, and a focus on fundamental banking principles.
Challenges include increased noninterest expenses, lower loan pipelines, and expected declines in deposit service charges.
Opportunities for the bank include improved business outlook, loan growth, and adjustments to revenue guidance for future growth.

Regions Financial posts solid Q2 earnings amidst growth opportunities

Regions Financial's Q2 performance reflects a balanced mix of strengths and challenges, with a focus on capital strength and revenue diversification.
The bank's customer-centric initiatives and strategic acquisitions position it well for growth opportunities in a dynamic economic environment.
While managing expenses and navigating interest rate uncertainties, Regions Financial aims to leverage its strong capital position for sustainable growth and profitability.
Strategic focus on organic growth, talent acquisition, and technology optimization underscore the bank's commitment to long-term success and resilience.

Regions Financial reports resilient earnings amidst fraud challenges and growth opportunities

Regions Financial navigated Q3 2023 with solid earnings despite elevated fraud losses, focusing on capital strength and growth opportunities.
Challenges include increased net charge-offs and concerns over risk management practices, countered by opportunities for improved performance and revenue growth.
Management's confidence in the company's resilience and ability to adapt to market changes underpins their strategic outlook and commitment to shareholder value.
Analysts' inquiries into financial outlook and risk management highlight the company's proactive approach to addressing concerns and optimizing performance.

Regions Financial reports solid 2023 earnings, eyes growth opportunities

Regions Financial's strong financial performance in 2023, supported by robust risk management and strategic investments, positions the company well for growth and stability in 2024.
While facing challenges such as soft loan demand and regulatory uncertainties, the company's focus on cost control, technology investments, and risk mitigation strategies presents opportunities for future success.
With a clear focus on maintaining capital strength, managing expenses, and adapting to market dynamics, Regions Financial aims to navigate economic uncertainties and drive positive operating leverage in the coming years.

Regions Financial reports solid Q1 earnings amidst industry-specific challenges

Regions Financial's Q1 performance showed resilience with stable asset quality and improved noninterest income. Challenges include loan decrease and industry-specific stresses. Opportunities lie in achieving NIM targets and managing funding costs for sustained margins.

Regions Financial posts robust Q2 earnings, eyes efficiency and growth

Regions Financial delivered strong Q2 results with a focus on cost management, asset quality, and profitability improvement.
Strategic initiatives to enhance efficiency, manage expenses, and optimize margins position the company for sustainable growth.
Challenges include credit risk management, interest rate environment, and achieving targeted financial ratios amidst market uncertainties.
Opportunities lie in leveraging positive operating leverage, growing noninterest income, and optimizing funding costs for enhanced profitability.

Regions Financial posts strong Q3 earnings amidst economic uncertainty

Regions Financial's Q3 performance reflects solid earnings growth, though challenges like cautious corporate spending and rising credit risk persist.
The company's strengths lie in customer-centric strategies, community support, and a strong capital position, while opportunities exist in enhancing customer relationships and pursuing growth initiatives.
To maintain positive momentum, Regions Financial must address challenges like economic uncertainty and evolving deposit costs while leveraging opportunities for customer engagement and strategic investments.

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Cost of revenue

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Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

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Intangibles

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Minority interest

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Book value per share

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Purchase/sale of investments

Purchase/sale of business

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Cash from other sources

Net change in cash

Free cash flow

Regions Financial's (RF) NII growth will be supported by loan growth and high rates. Yet, escalating expenses and pressure on mortgage income remain woes.

Loan Growth Aids Regions Financial (RF) Despite Cost Hike

BIRMINGHAM, Ala.--(BUSINESS WIRE)--Regions Financial Corp. announced the company is scheduled to release its fourth quarter and full-year 2023 results on Friday, Jan. 19, 2024.

Regions Financial to Announce Fourth Quarter and Full-Year 2023 Financial Results on Jan. 19, 2024

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U.S. bank stocks fell on Friday after a U.S. Federal Reserve policymaker dashed market expectations of interest-rate cuts early next year but were still trading close to the level last seen before the sector's crisis in March.

US bank stocks drop as Fed policymaker plays down rate-cut expectations

Regions Financial is a large regional bank operating primarily in the South, Midwest, and Texas, with the highest number of branch locations in Florida. The bank's net interest income increased by a low single-digit percentage in the third quarter of this year. The preferred shares of Regions Financial could be attractive to income-focused investors, with a current preferred dividend yield of approximately 6.85%.

Regions Financial: A Strong Q3 Performance But I Remain On The Sidelines

Odeon Capital analyst Richard Bove on Monday downgraded Regions Financial Cop. RF, +0.67% to hold from buy on his outlook for the bank's prospects headed into 2024.

Regions Financial downgraded to hold from buy at Odeon Capital

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Big U.S. banks have signaled that they expect net interest income to bottom out in the next few quarters as they keep an eye on whether the cost of consumer deposits will come down, a bank analyst said in a research note on Monday.

JPMorgan's and PNC's mixed outlook on net interest income draws attention from analyst after industry gathering

Regions Financial Corp.'s stock RF, +2.63% was down by 0.9% in premarket trading on Friday after JPMorgan Chase analyst Vivek Juneja downgraded the bank to neutral from overweight on the heels of third-quarter earnings and cut its target price to $16.50 from $19. JPMorgan also removed Regions Financial from its analyst focus list.

Regions Financial draws downgrade to neutral from buy at JPMorgan

BIRMINGHAM, Ala.--(BUSINESS WIRE)--Regions Financial Corp. (NYSE:RF) on Thursday announced that, following a 34-year career in the financial services industry, Ward Cheatham will retire as head of Corporate Specialized Banking and a member of Regions' Executive Leadership Team at the end of 2023. Regions' current head of Capital Markets, Joel Stephens, has been named to succeed Cheatham, and the bank's current head of Corporate and Institutional Markets, Rit Amin, will succeed Stephens. Cheatha.

Regions Bank Announces Ward Cheatham to Retire; Leadership Promotions Announced for Corporate Banking and Capital Markets

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The higher-for-longer interest-rate environment weighed on banks during the quarter as one central theme this earnings season, banking-industry players told MarketWatch.

Higher-for-longer interest rates challenge banks as mixed Q3 earnings stack up

Regions Financial performed well in 2022 with relatively modest unrealized capital losses and strong deposit flow. The banking sector faced challenges with deposit outflows and liquidity issues, causing capital losses for many banks, causing a crisis this spring. Regions Financial's net interest income is now continuing to come down as interest rates are hiked to avoid deposit outflows, causing continued uncertainty.

Regions Financial: Uncertain, Simply Uncertain

Regions Financial (RF) Corp. shares plummeted over 12% on Friday to their lowest level in almost three years after the regional bank posted worse-than-expected financial results as it struggled with the effects of high interest rates.

Regions Financial Shares Sink as Results Miss Estimates, Squeezed by High Interest Rates

Regions missed earnings expectations due to higher funding costs, including deposits. The bank's net interest income dropped from the previous quarter and is expected to fall further in the last three months of 2023.

Why Regions Financial Stock Is Plunging Today

Regions Financial Corporation (RF) Q3 2023 Earnings Call Transcript

Regions Financial Corp shares slipped 11% to $14.73 in midday trading on Friday after the US regional bank reported third-quarter 2023 financial results that fell short of analyst expectations, as its total loans increased but deposits dropped.   The company saw its 3Q earnings per share (EPS) improve 15% to $0.49, while its total revenue eased 0.5% to $1.858 billion.

Regions Financial stock slides as 3Q results disappoint

Higher NII on the back of decent loan demand and rising rates support Regions Financial's (RF) Q3 earnings amid increased provisions and higher expenses.

Regions Financial (RF) Q3 Earnings & Revenues Miss, Loans Rise

The headline numbers for Regions Financial (RF) give insight into how the company performed in the quarter ended September 2023, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.

Regions Financial (RF) Reports Q3 Earnings: What Key Metrics Have to Say

Regions Financial (RF) came out with quarterly earnings of $0.49 per share, missing the Zacks Consensus Estimate of $0.59 per share. This compares to earnings of $0.56 per share a year ago.

Regions Financial (RF) Misses Q3 Earnings and Revenue Estimates

The regional bank posts third-quarter revenue and net interest income below expectations.

Regions Financial Stock Slides After Earnings Miss

Regions Financial Corp. RF, -0.36% reported third-quarter profit and revenue that missed expectations, as total loans increased but deposits fell and as the regional banking industry faced “economic and regulatory uncertainty.” The stock was still inactive in the premarket.

Regions Financial misses profit, revenue and net interest income expectations, as deposits fall

Regions Financial Corp. (NYSE:RF) today reported earnings for the third quarter ended Sept. 30, 2023. The company reported third quarter net income available to common shareholders of $465 million and earnings per diluted share of $0.49. Compared to the third quarter of 2022, net income available to common shareholders increased 15 percent while total revenue remained relatively stable at $1.9 billion on both a reported and adjusted basis(1).

Strong balance sheet. Consistent, sustainable performance. Regions reports third quarter 2023 earnings of $465 million, earnings per diluted share of $0.49

Declining NII, and increased expenses and reserves are likely to have affected Regions Financial's (RF) Q3 results. Nonetheless, growth in average interest-earning assets is expected to have supported financials.

Regions Financial (RF) to Post Q3 Earnings: What's in Store?

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The third-quarter earnings-reporting season got off to a very solid start on Friday, as four leading mega-cap money center banks posted stellar results.

Top Financials Blew Out Q3 Earnings on Friday: 6 Banks That Pay Huge Dividends May Do the Same This Week

Regions Financial (RF) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Regions Financial (RF) Earnings Expected to Grow: What to Know Ahead of Next Week's Release

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First up are JPMorgan Chase & Co. NYSE: JPM, Wells Fargo Co. NYSE: WFC and Citigroup Inc. NYSE: C.  Those reports will likely offer hints as to whether the bigger financial institutions are seeing consumers and businesses pulling back from borrowing and spending.

News for Regions Financial Stock (RF)