Revenue segments as reported by the company.

Interest income

Non-interest income

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Interest expense

Provision for (benefit from) credit losses

Non-interest expense

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Regions Financial

Regions Financial Corp. operates as a bank holding company. It provides traditional commercial, retail and mortgage banking services, as well as other financial services in the fields of investment banking, asset management, trust, mutual funds, securities brokerage, insurance and other financing. The firm operates through the following segments: Corporate Bank, Consumer Bank, Wealth Management, and Other. The Corporate Bank segment represents the commercial banking functions including commercial and industrial, commercial real estate and investor real estate lending. The Consumer Bank segment holds the branch network, including consumer banking products and services related to residential first mortgages, home equity lines and loans, small business loans, indirect loans, consumer credit cards and other consumer loans. The Wealth Management segment offers individuals, businesses, governmental institutions and non-profit entities a range of solutions to help protect, grow and transfer wealth. The Other segment includes the company's treasury function, the securities portfolio, wholesale funding activities, interest rate risk management activities and other corporate functions that are not related to a strategic business unit. The company was founded in 1971 and is headquartered in Birmingham, AL.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Regions Financial reports robust earnings and growth opportunities in 2023

Regions Financial's Q4 2022 performance reflects strong earnings, loan growth, and a focus on enhancing revenue streams while managing expenses effectively.
Despite facing challenges such as declining noninterest income and potential deposit runoff, the company remains well-positioned with a robust capital base and growth opportunities.
Strategic investments, customer deposit growth, and a competitive focus on credit risk management highlight Regions Financial's resilience and potential for future growth.

Regions Financial reports solid Q1 earnings, eyes growth opportunities

Regions Financial's Q1 performance reflects growth in loans and net interest income, with stable asset quality and a focus on managing expenses.
The bank's strengths lie in customer-centric strategies, strong deposit franchise, and a focus on fundamental banking principles.
Challenges include increased noninterest expenses, lower loan pipelines, and expected declines in deposit service charges.
Opportunities for the bank include improved business outlook, loan growth, and adjustments to revenue guidance for future growth.

Regions Financial posts solid Q2 earnings amidst growth opportunities

Regions Financial's Q2 performance reflects a balanced mix of strengths and challenges, with a focus on capital strength and revenue diversification.
The bank's customer-centric initiatives and strategic acquisitions position it well for growth opportunities in a dynamic economic environment.
While managing expenses and navigating interest rate uncertainties, Regions Financial aims to leverage its strong capital position for sustainable growth and profitability.
Strategic focus on organic growth, talent acquisition, and technology optimization underscore the bank's commitment to long-term success and resilience.

Regions Financial reports resilient earnings amidst fraud challenges and growth opportunities

Regions Financial navigated Q3 2023 with solid earnings despite elevated fraud losses, focusing on capital strength and growth opportunities.
Challenges include increased net charge-offs and concerns over risk management practices, countered by opportunities for improved performance and revenue growth.
Management's confidence in the company's resilience and ability to adapt to market changes underpins their strategic outlook and commitment to shareholder value.
Analysts' inquiries into financial outlook and risk management highlight the company's proactive approach to addressing concerns and optimizing performance.

Regions Financial reports solid 2023 earnings, eyes growth opportunities

Regions Financial's strong financial performance in 2023, supported by robust risk management and strategic investments, positions the company well for growth and stability in 2024.
While facing challenges such as soft loan demand and regulatory uncertainties, the company's focus on cost control, technology investments, and risk mitigation strategies presents opportunities for future success.
With a clear focus on maintaining capital strength, managing expenses, and adapting to market dynamics, Regions Financial aims to navigate economic uncertainties and drive positive operating leverage in the coming years.

Regions Financial reports solid Q1 earnings amidst industry-specific challenges

Regions Financial's Q1 performance showed resilience with stable asset quality and improved noninterest income. Challenges include loan decrease and industry-specific stresses. Opportunities lie in achieving NIM targets and managing funding costs for sustained margins.

Regions Financial posts robust Q2 earnings, eyes efficiency and growth

Regions Financial delivered strong Q2 results with a focus on cost management, asset quality, and profitability improvement.
Strategic initiatives to enhance efficiency, manage expenses, and optimize margins position the company for sustainable growth.
Challenges include credit risk management, interest rate environment, and achieving targeted financial ratios amidst market uncertainties.
Opportunities lie in leveraging positive operating leverage, growing noninterest income, and optimizing funding costs for enhanced profitability.

Regions Financial posts strong Q3 earnings amidst economic uncertainty

Regions Financial's Q3 performance reflects solid earnings growth, though challenges like cautious corporate spending and rising credit risk persist.
The company's strengths lie in customer-centric strategies, community support, and a strong capital position, while opportunities exist in enhancing customer relationships and pursuing growth initiatives.
To maintain positive momentum, Regions Financial must address challenges like economic uncertainty and evolving deposit costs while leveraging opportunities for customer engagement and strategic investments.

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BIRMINGHAM, Ala.--(BUSINESS WIRE)--The Regions Community Development Corporation announced a $2 million equity investment in Optus Bank, a federally designated MDI and CDFI.

Inclusive Prosperity: Regions Community Development Corporation Invests $2 Million in Optus Bank to Empower Underserved Communities

BIRMINGHAM, Ala.--(BUSINESS WIRE)--Regions Bank on Monday announced the results of a new business survey that finds an overwhelming majority of business owners and C-suite executives are focused on company investments to drive growth in the coming year. The survey was conducted by Regions Next Step, the bank's free financial education program. According to the survey, roughly nine in 10 businesses (89%) are planning to increase investments in a key business area in the next 12 months. When aske

Planning for Growth: Regions Bank Survey Finds Businesses Will Increase Investments in Key Areas

The buyout of EnerBank accelerates Regions' (RF) strategy to strengthen its competencies in the homeowners lending space.

Regions (RF) Ups Homeowner Lending Ability With EnerBank Buyout

Regions' (RF) new checking account will include the convenience of modern banking, while eliminating overdraft fees.

Regions (RF) Launches Checking Account With No Overdraft Fees

BIRMINGHAM, Ala.--(BUSINESS WIRE)--Regions Bank announced it has entered into a definitive agreement to acquire Sabal Capital Partners, LLC.

Strategic Growth. Innovative Services.

SALT LAKE CITY--(BUSINESS WIRE)-- #homeimprovement--Regions Bank and EnerBank USA announced the acquisition of EnerBank by Regions has received regulatory approvals and is completed, effective today.

Better Together: Regions Bank Completes Acquisition of EnerBank USA

BIRMINGHAM, Ala.--(BUSINESS WIRE)--Regions Bank announced it has completed its acquisition of home improvement lender EnerBank USA.

Regions Bank Closes on its Acquisition of Home Improvement Lender EnerBank USA

CMS Energy

JACKSON, Mich., Oct. 1, 2021 /PRNewswire/ -- CMS Energy (NYSE: CMS) ("CMS") today announced the close of its previously announced sale of home improvement point-of-sale lender EnerBank USA ("EnerBank") to Regions Bank, a subsidiary of Regions Financial Corporation (NYSE: RF) ("Regions").

CMS Energy Completes Sale of EnerBank USA to Regions Bank

BIRMINGHAM, Ala.--(BUSINESS WIRE)--Regions Bank is launching Regions Now Checking, a Bank On-certified account that combines the convenience of modern banking with no overdraft fees.

Check Writing. Online Banking.

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Many on Wall Street seemed petrified of the prospect for rising rates. While the quantitative easing taper is likely to be started in November, most across Wall Street do not think the Federal Reserve will start to raise interest rates until 2023.

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BIRMINGHAM, Ala.--(BUSINESS WIRE)--Regions Financial Corp. announced the company will release its third quarter 2021 financial results on Friday, Oct. 22, 2021.

Regions to Announce Third Quarter 2021 Financial Results on Oct. 22, 2021

Federal Home Loan Mortgage Corporation

Regions Financial's (RF) subsidiary, Regions Bank, gets approval to add the Freddie Mac Multifamily financing services within its Capital Markets division.

Regions Financial (RF) Approved as Freddie Mac Multifamily Lender

STARKVILLE, Miss.--(BUSINESS WIRE)--Regions Bank announces launch of Mississippi State University baseball championship debit card and checks.

Keep the Celebration Going: Regions Bank Launches Mississippi State Baseball Championship Debit Card and Checks

BIRMINGHAM, Ala.--(BUSINESS WIRE)--Regions Bank announced how a new Freddie Mac Multifamily Lender approval will advance the bank's focus on affordable housing and more.

Customized Solutions: Regions Bank's Capital Markets Division Adds Freddie Mac Multifamily Financing Services

BIRMINGHAM, Ala.--(BUSINESS WIRE)--Regions Bank is announcing the launch of its Next Step Podcast collection that provides financial information for people and businesses.

More Advice. On the Go.

Future revenue trends are likely to improve, supported by both solid loan growth and margin expansion.

Regions Financial: Even After A Sizeable Run, I'm Doubling Down On The Stock

WAVERLY, Tenn.--(BUSINESS WIRE)--Regions Bank and the nonprofit Regions Foundation are launching a comprehensive community response to the recent Tennessee floods.

Regions Responds: Bank Announces Flood-Recovery Services for Middle Tennessee; Regions Foundation Announces $50,000 in Disaster Relief

BIRMINGHAM, Ala.--(BUSINESS WIRE)--Regions' Annual Review and ESG Report details not only financial performance – but also progress made in addressing important societal issues.

Progress. Performance. Priorities.

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Citizens Financial Group

One way to find potential value opportunities is to look for stocks that are trading below their Graham Number, as such stocks could be trading at a discount to their intrinsic value. The Graham Number is calculated as the square root of "earnings per share times book value per share times 22.5.

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The bank has done well during the pandemic and in recent years to improve its operations, but there are still areas that need work.

Regions Financial Looks Promising but Still Has Room for Improvement

BIRMINGHAM, Ala.--(BUSINESS WIRE)--Regions Financial Corporation is sending redemption notices to holders of its 3.800% Senior Notes due Aug. 14, 2023.

Regions Financial Corp. Announces Redemption of Notes

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BIRMINGHAM, Ala.--(BUSINESS WIRE)--Regions Next Step is announcing two financial literacy platforms to help students, families and educators with good money habits.

Regions Next Step Expands Financial Wellness Offerings for Students via iGrad and WeAreTeachers Platforms

Despite a reasonable set of second-quarter results, many of the top money center and regional banks sold off some or just held their ground.

5 Favorite Dividend-Paying Banks to Buy Now With Q2 Earnings Over

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News for Regions Financial Stock (RF)