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RC
Volume: 2.4M

RC Stock Forecast & Price Target

RC Analyst Ratings

Based on 4 analyst ratings
Hold
Strong Buy 0%
Buy 0%
Hold 75%
Sell 25%
Strong Sell 0%

Bulls say

Ready Capital Corp's increasing loan sales, particularly the $494 million in multifamily bridge loans sold in August, demonstrate a strong capability in generating significant net proceeds, which boosts liquidity and supports operational flexibility. Despite a rise in non-accrual loans, the company identifies improving conditions for increased loan originations, indicating a potential rebound in the commercial lending environment. Furthermore, the company's focus on niche markets within small-balance commercial loans presents selective growth opportunities that could enhance its overall financial performance.

Bears say

Ready Capital Corp is facing a declining cash yield, which has dropped from 5.7% to 5.3% in the last quarter, indicating potential challenges in maintaining profitability. Furthermore, projections suggest that tangible book value (TBV) could decrease significantly to $9.40 by year-end 2025, down from $10.14 in the second quarter, reflecting a year-over-year decline of 20% and a quarter-over-quarter decrease of 2%. The company is also exposed to several risks, including credit deterioration and increased financing costs, which could further impair its financial stability and growth prospects.

RC has been analyzed by 4 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 0% recommend Buy, 75% suggest Holding, 25% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Ready Capital Corp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Ready Capital Corp (RC) Forecast

Analysts have given RC a Hold based on their latest research and market trends.

According to 4 analysts, RC has a Hold consensus rating as of Feb 7, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $2.94, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $2.94, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Ready Capital Corp (RC)

Volume: 2.4M

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