
QCR Holdings (QCRH) Stock Forecast & Price Target
QCR Holdings (QCRH) Analyst Ratings
Bulls say
QCR Holdings Inc. has demonstrated robust growth in its wealth management segment, with revenue increasing 8% quarter-over-quarter to $5.0 million and assets under management rising by $316 million to reach $7.0 billion as of September 30. Additionally, the company has reported a 5.5% increase in non-interest income to $38.7 million, significantly surpassing forecasts due to higher-than-expected capital markets revenue. Furthermore, the bank's strong profitability is highlighted by an ROA of 1.56% and ROTCE of 15.7%, alongside a 5% increase in tangible book value and continuous development of its Low-Income Housing Tax Credit (LIHTC) pipeline.
Bears say
QCR Holdings Inc. has experienced a modest decline in loan balances, with a 0.7% decrease in loans quarter-over-quarter, largely driven by reductions in commercial and industrial financing, leases, and consumer loans, which may suggest weakening demand. While there were minor improvements in special mention and substandard loans, the overall low growth estimates for loan production at 8% year-over-year raise concerns about the company's ability to achieve strong revenue growth in the near future. Furthermore, the risks associated with changing interest rate environments could negatively impact profitability due to the different repricing schedules of assets and liabilities.
This aggregate rating is based on analysts' research of QCR Holdings and is not a guaranteed prediction by Public.com or investment advice.
QCR Holdings (QCRH) Analyst Forecast & Price Prediction
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