Revenue segments as reported by the company.

Net interest income

Noninterest income

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Provision For (Recapture of) Credit Losses

Noninterest Expense

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

PNC Financial Services

PNC owns 22% of BlackRock, the largest asset management firm in the world by assets under management. This ownership interest had a market value of $17.9 billion as of December 31, 2017.

BlackRock

Citizens National Bank was founded on July 11, 1890 in Laurel, Maryland as Citizens National Bank of Laurel.The bank's founder and first president was Charles H. Stanley. On April 1, 1965, it was renamed to Citizens National Bank after merging with The Central Bank of Howard County. On September 15, 2007, Citizens National was acquired by PNC Bank, National Association.

Citizens National Bank

The PNC Financial Services Group, Inc. is a holding company, which engages in the provision of financial services. It operates through the following segments: Retail Banking, Corporate and Institutional Banking, Asset Management Group, and Other. The Retail Banking segment offers deposit, lending, brokerage, investment management, and cash management products and services to consumer and small business customers. The Corporate and Institutional segment covers the lending, treasury management, and capital markets-related products and services to mid-sized and large corporations, government, and not-for-profit entities. The Asset Management Group segment includes personal wealth management for high net worth and ultra-high net worth clients and institutional asset management. The company was founded in 1983 and is headquartered in Pittsburgh, PA.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

PNC Financial Services posts solid Q4 results amid economic uncertainties

PNC Financial Services delivered strong financial results in Q4 2022, driven by solid loan growth and capital management initiatives.
While facing challenges related to potential economic downturn and expense management, the company remains well-positioned with a focus on customer relationships.
Opportunities for growth lie in expanding loan and revenue streams, optimizing asset management strategies, and enhancing operational efficiency.
Overall, PNC's performance reflects resilience amidst economic uncertainties, with a strategic focus on capital strength and customer-centric operations.

PNC Financial Services reports robust Q1 earnings amidst industry shifts

PNC Financial Services Group's Q1 performance reflects strength in earnings, balance sheet stability, and strategic execution.
While facing challenges such as softened loan demand and disruptions in certain business segments, PNC remains proactive in risk management.
Opportunities lie in leveraging market changes, growing market share, and maintaining regulatory compliance for sustained success.
Investors can find confidence in PNC's solid credit quality, capital management, and focus on long-term growth strategies.

PNC Financial Services reports solid Q2 earnings amidst M&A challenges

PNC Financial Services delivered a strong Q2 performance with a focus on expense control and credit quality. Challenges include declining net interest income and hurdles to M&A expansion. Opportunities exist in noninterest income growth and prudent expense management.

PNC Financial Services reports robust Q3 results amid economic uncertainties

PNC Financial Services Group's Q3 2023 performance showcased strong financial results, robust credit quality, and strategic expense management amidst economic uncertainties.
While facing challenges such as declining loan balances and net interest margin, the company remains focused on capital strengthening, customer-centric initiatives, and operational efficiency.
Opportunities in stable fee income, technological advancements, and market expansion present avenues for growth and profitability in the evolving financial landscape.

PNC Financial Services reports solid Q4 performance and eyes growth opportunities

PNC's Q4 performance was strong with a focus on expense control.
Challenges include credit charge-offs and declining revenue expectations.
Opportunities lie in commercial loan growth and fee income expansion.
Overall, PNC is well-positioned for growth despite regulatory uncertainties.

PNC Financial Services reports solid Q1 earnings amidst industry consolidation concerns

PNC's Q1 performance reflects financial stability and strategic investments, supported by strong liquidity and capital reserves. While challenges in commercial real estate and industry consolidation loom, opportunities in fee-based businesses and asset repositioning offer growth potential.

PNC Financial Services reports robust Q2 earnings and strategic growth

PNC Financial Services Group excelled in Q2 2024, balancing growth and capital management effectively.
While facing expected challenges in the credit environment, the company capitalized on opportunities for future growth.
Strengthened financial metrics and shareholder returns position PNC well for continued success.
Strategic initiatives like the new credit card and capital deployment enhance value for stakeholders.

PNC Financial Services reports robust Q3 earnings and eyes organic growth opportunities

PNC Financial Services Group's Q3 2024 performance reflects strength in earnings, operating leverage, and balance sheet metrics.
While facing challenges in loan growth and deposit pricing, the company remains optimistic about organic growth opportunities.
Strategic focus on credit quality, capital strength, and future growth investments positions PNC well for the medium term.
Management's cautious approach to loan growth and market conditions guide the company's strategic decisions for sustainable growth.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

McDonald's

Starbucks

S&P Global

One way to take advantage of market volatility is to maintain a watchlist of stocks that you want to buy. I maintain a watchlist of stocks I own and those I'd consider buying at the right price.

4 Large Cap Dividend Payers on My Watchlist

4 Large-Cap Dividend Payers on My Watchlist

Bank of America

Citigroup

JPMorgan Chase & Co

U.S. Bancorp

Wells Fargo

Office, retail, and hotels have been hit hard by the pandemic, so it's good to understand the exposure some of the large commercial real estate lenders have in these sectors.

Are Banks Reserving Enough for Commercial Real Estate Default Risk?

The bank maintains one of the highest dividend payouts in the sector

PNC Financial Declares Dividend, Stock Rises in Past Week

PITTSBURGH, Oct. 1, 2020 /PRNewswire/ -- The PNC Financial Services Group, Inc. (NYSE: PNC) today appointed David L. Cohen to its Board of Directors, effective immediately. Cohen is a senior executive vice president of Comcast Corporation, where he has held leadership roles covering a...

PNC Appoints New Member to Board of Directors

PITTSBURGH, Sept. 25, 2020 /PRNewswire/ -- The PNC Financial Services Group, Inc. (NYSE: PNC) today announced the redemption on Oct. 6, 2020, of all of the outstanding Senior Notes due Nov. 5, 2020, issued by PNC Bank, National Association in the amount of $1,500,000,000 (CUSIP 69353REU8)....

PNC Announces Redemption Of 2.450 Percent Senior Bank Notes Due November 5, 2020

Ares Management

Brighthouse Financial

MetLife

MSCI

PayPal

Unum

Virtu Financial

White Mountains Insurance Group

Financial Select Sector SPDR Fund

These are the financial stocks with the best value, fastest growth, and most momentum for October 2020.

Top Financial Stocks for October 2020

KeyCorp

PNC Financial (PNC) and KeyCorp (KEY) announce plans of closing more branches through 2021 to cope with the aftershocks of the pandemic.

PNC Financial, KeyCorp Accelerate Branch Closures Amid Crisis

Near zero interest rates and mute demand for loans are likely to hamper banks' revenue growth, going forward.

Banks Down on Bleak Revenue Outlook as Loan Demand Falters

Executives at the top U.S. banks warned investors this week that 2020 revenue will be lower than expected due to weak loan demand and an uptick in repayments during the coronavirus pandemic.

Banks lower revenue outlook as pandemic crimps loan demand

Bank of New York Mellon

Globe Life Inc

Kraft Heinz

Coca-Cola

M&T Bank

Sirius XM Holdings Inc

STORE Capital

Suncor Energy

Synchrony Financial

Warren Buffett In September: 44 Equities Yield 7 Buy-And-Hold Dividend Picks

Persistently rising expenses and lack of loans diversification remain major concerns for PNC Financial (PNC) in the near term.

Rising Costs to Hurt PNC Financial's Profits: Time to Sell?

PITTSBURGH, Sept. 2, 2020 /PRNewswire/ -- To connect with and better support its female customers and other female financial decision makers, PNC Bank hosts an annual Women in Business Week.

PNC Bank Celebrates 10th Annual Women In Business Week

PITTSBURGH, Sept. 1, 2020 /PRNewswire/ -- The PNC Financial Services Group, Inc.

PNC Chief Executive To Speak At Barclays Global Financial Services Virtual Conference

Goldman Sachs

Mastercard

Visa

The Oracle of Omaha sold shares of several banks in the second quarter.

Is Warren Buffett Giving Up On Bank Stocks?

Blackrock Inc

Cincinnati Financial

You really should get to know these great dividend stocks.

3 Unknown (but Amazing) Dividend Stocks

Even though Berkshire Hathaway made a big move on Bank of America in July, the company was quiet in the second quarter, according to its just-released 13F.

Buffett Didn't Buy Banks in Q2

Datadog

Morgan Stanley

Palo Alto Networks

Splunk

Zendesk

Billionaire George Soros showed interest in big banks and cloud-computing companies in the second quarter, according to a filing with the Securities and Exchange Commission.

Soros loads up on banks, cloud-based software companies

People's United Financial

Regions Financial

Each of these banks saw huge increases in its quarterly loan-loss provisions between the first and second quarters of the year.

4 Banks That Did a Poor Job of Forecasting Loan-Loss Projections

PITTSBURGH, July 31, 2020 /PRNewswire/ -- The PNC Financial Services Group, Inc. (NYSE: PNC) today announced the redemption on Sept.

PNC Announces Redemption Of All Depositary Shares Representing Interests In Series Q Stock

Capital One

HSBC Holdings

Banco Santander

Toronto-Dominion Bank

Westpac Banking Corp Sponsored

Even if you're bullish on banks, you should steer clear of these sev

7 Bank Stocks That Are Struggling to Escape Precarious Situations

PITTSBURGH, July 22, 2020 /PRNewswire/ -- PNC Bank will host a free educational webcast for business owners and executives from 12 – 1 pm ET Thursday, July 23, 2020, with Angie Bastian, co-founder of Angie's BOOMCHICKAPOP. This webcast supports PNC's ongoing commitment to help.

PNC Bank Celebrates The Spirit Of Entrepreneurship And Women Who Achieve

The bank pounced on a big acquisition in 2008 during the Great Recession, but now it may be more patient.

Why PNC May Use a Different M&A Playbook Than It Did During the Great Recession

Target price for June 2021 suggests a high upside from the current market price, which justifies a bullish rating.

PNC Financial: Credit Costs Appear To Have Peaked

PNC's Core Banking Ops Are Under Pressure, But M&A Optionality Is A Plus

News for PNC Financial Services Stock (PNC)