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PLMR
Volume: 109.94K

Palomar (PLMR) Stock Forecast & Price Target

Palomar (PLMR) Analyst Ratings

Based on 6 analyst ratings
Buy
Strong Buy 33%
Buy 50%
Hold 17%
Sell 0%
Strong Sell 0%

Bulls say

Palomar Holdings Inc. is positioned favorably within the property and casualty insurance sector, with expectations of improved core loss ratios year-over-year in 2025 as the market continues its historical cycle. The company is experiencing strong profitable growth, leading analysts to revise their earnings per share estimates upward to range from $7.05 in 2025 to $9.85 by 2027, indicating a robust financial outlook. Despite challenges such as unusual loss ratios and cyclicality in net-to-gross earned premiums, the fundamental strengths of Palomar's business model are anticipated to drive its stock performance positively.

Bears say

Palomar Holdings Inc. has recently experienced significant underperformance compared to both the S&P 500 and the KBW Insurance Index, primarily due to slowing growth in earthquake gross written premiums (GWP) and an unexpectedly high core loss ratio in the second quarter of 2025. Additionally, the company faces substantial risk from potential decreases in reinsurance availability or increases in reinsurance pricing, which could exacerbate its financial strain in the event of catastrophic losses. The reliance on reinsurance, particularly the 70% cession of crop book premiums and losses, further weakens its profitability metrics, revealing a below-average net-to-gross ratio that negatively impacts financial performance.

Palomar (PLMR) has been analyzed by 6 analysts, with a consensus rating of Buy. 33% of analysts recommend a Strong Buy, 50% recommend Buy, 17% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Palomar and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Palomar (PLMR) Forecast

Analysts have given Palomar (PLMR) a Buy based on their latest research and market trends.

According to 6 analysts, Palomar (PLMR) has a Buy consensus rating as of Dec 30, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $157.67, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $157.67, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Palomar (PLMR)

Volume: 109.94K

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