
Palomar (PLMR) Stock Forecast & Price Target
Palomar (PLMR) Analyst Ratings
Bulls say
Palomar Holdings Inc. is positioned for positive future performance, as expectations for improvement in core loss ratios align with the historical trends seen in the property and casualty insurance sector. The company has demonstrated strong profitable growth, supported by enhanced net-to-gross earned premium ratios and adjusted earnings per share estimates for 2025 through 2027, indicating an upward trajectory in financial performance. Additionally, despite challenges related to unusual loss ratios and cyclicality, investor sentiment is predicted to shift towards recognizing Palomar's underlying strengths, reinforcing a favorable outlook for the stock.
Bears say
Palomar Holdings Inc. has recently demonstrated a substantial underperformance relative to both the S&P 500 and the KBW Insurance Index, primarily due to a slowdown in growth for its earthquake gross written premiums (GWP) and an unexpectedly high core loss ratio in the second quarter of 2025. The company faces additional risks, including potential decreases in reinsurance availability or increases in pricing, which could further exacerbate its financial challenges and vulnerability to catastrophic losses. Furthermore, Palomar's crop insurance segment significantly cedes 70% of premiums and losses, resulting in a lower net-to-gross ratio compared to its other lines, which may negatively impact profitability, especially in the third quarter.
This aggregate rating is based on analysts' research of Palomar and is not a guaranteed prediction by Public.com or investment advice.
Palomar (PLMR) Analyst Forecast & Price Prediction
Start investing in Palomar (PLMR)
Order type
Buy in
Order amount
Est. shares
0 shares