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PLBC
Volume: 13.56K

Plumas Bancorp (PLBC) Stock Forecast & Price Target

Plumas Bancorp (PLBC) Analyst Ratings

Based on 2 analyst ratings
Buy
Strong Buy 0%
Buy 100%
Hold 0%
Sell 0%
Strong Sell 0%

Bulls say

Plumas is viewed positively because 2Q operating EPS of $1.40 beat both estimates, while NII rose 3.5% sequentially to $26.0 million and reported NIM expanded to 5.13%, indicating resilient core profitability even amid credit noise and loan-payoff pressure. Its balance sheet also showed encouraging funding strength, with deposits up $110.3 million quarter over quarter, or 24.9% LQA, driven by noninterest-bearing balances and money market accounts, supporting the view that deposit growth can outpace loan growth and sustain margin earnings. Despite a temporary rise in NPAs to 1.56%, capital remains solid with CET1 at 15.8%, ACL at 1.31%, and meaningful buyback capacity, giving it flexibility to absorb credit issues while compounding organically.

Bears say

Plumas is viewed negatively because its earnings remain exposed to a concentrated California and Nevada footprint, where any slowdown in macro conditions could pressure credit quality, loan demand, and fee generation. Approximately 62% of loans are commercial real estate-related, making the balance sheet vulnerable to a CRE downturn, weaker valuations, and collateral that may not fully cover defaults. The latest data also show only modest fee income of $2.8M, core net interest income of $14.5M, and recurring operational headwinds such as $726K of wire fraud losses, while M&A execution risks add another layer of uncertainty.

Plumas Bancorp (PLBC) has been analyzed by 2 analysts, with a consensus rating of Buy. 0% of analysts recommend a Strong Buy, 100% recommend Buy, 0% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Plumas Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Plumas Bancorp (PLBC) Forecast

Analysts have given Plumas Bancorp (PLBC) a Buy based on their latest research and market trends.

According to 2 analysts, Plumas Bancorp (PLBC) has a Buy consensus rating as of Oct 8, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $66.50, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $66.50, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Plumas Bancorp (PLBC)

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