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PLBC
Volume: 17.46K

Plumas Bancorp (PLBC) Stock Forecast & Price Target

Plumas Bancorp (PLBC) Analyst Ratings

Based on 2 analyst ratings
Buy
Strong Buy 0%
Buy 100%
Hold 0%
Sell 0%
Strong Sell 0%

Bulls say

Plumas Bancorp's financial outlook appears positive, bolstered by stable loan growth projections of 2% in the second half of 2025, which excludes a deliberate run-off of indirect auto loans, indicating robust organic growth and the potential for mergers and acquisitions following the CRSB acquisition. The bank's allowances for loan losses (ALL) remain healthy at 1.40%, despite zero net charge-offs, demonstrating prudent risk management and strengthening its financial position. Additionally, a notable 22% quarter-over-quarter increase in fee income, partially driven by a gain from a terminated swap, contributes to a diversified revenue stream that supports ongoing growth initiatives.

Bears say

Plumas Bancorp's financial outlook is negatively impacted by a decline in core net interest income (NIE), which decreased by 3.4% quarter-over-quarter, primarily due to seasonal factors and an increase in deposit costs that outpaced loan yield reductions. The bank's net interest margin (NIM) fell by 12 basis points to 4.83%, reflecting higher costs associated with deposits and a shift towards certificates of deposit, resulting in a projected further reduction in NIM in the upcoming quarters. Additionally, a significant decline in non-performing loan (NPL) coverage, dropping to 104% from 361%, raises concerns about the adequacy of the allowance for credit losses (ACL), indicating potential vulnerability in the bank's credit quality.

Plumas Bancorp (PLBC) has been analyzed by 2 analysts, with a consensus rating of Buy. 0% of analysts recommend a Strong Buy, 100% recommend Buy, 0% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Plumas Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Plumas Bancorp (PLBC) Forecast

Analysts have given Plumas Bancorp (PLBC) a Buy based on their latest research and market trends.

According to 2 analysts, Plumas Bancorp (PLBC) has a Buy consensus rating as of Jan 7, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $55.50, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $55.50, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Plumas Bancorp (PLBC)

Volume: 17.46K

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