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PGY
Volume: 2.74M
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PGY Stock Forecast & Price Target

PGY Analyst Ratings

Based on 9 analyst ratings
Buy
Strong Buy 44%
Buy 33%
Hold 22%
Sell 0%
Strong Sell 0%

Bulls say

Pagaya Technologies Ltd has demonstrated significant improvement in its loan conversion rate, achieving 23.9% in 2Q25, up from 15.2% year-over-year, largely due to enhancements in its AI-driven credit decisioning engine. The company reported a 30% year-over-year revenue growth in the same quarter, emphasizing a strategic focus on maintaining credit performance rather than solely chasing aggressive growth rates. This disciplined approach, combined with the effective utilization of machine learning and data analytics, underlines the company's capability to reshape the lending marketplace and enhance customer experience.

Bears say

Pagaya Technologies Ltd has experienced a sell-off in its shares, largely attributed to a negative sell-side report regarding deteriorating credit performance at Upstart, a sentiment that appears to have spilled over into concerns about Pagaya. The report highlighted rising delinquencies in Upstart's asset-backed securities and described these deteriorating conditions as part of a broader macroeconomic trend affecting the credit market, rather than a singular issue isolated to Upstart. This context raises caution for investors regarding Pagaya's market position, as it suggests potential credit headwinds that could adversely impact the company's financial performance and business model in the near future.

PGY has been analyzed by 9 analysts, with a consensus rating of Buy. 44% of analysts recommend a Strong Buy, 33% recommend Buy, 22% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Pagaya Technologies Ltd and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Pagaya Technologies Ltd (PGY) Forecast

Analysts have given PGY a Buy based on their latest research and market trends.

According to 9 analysts, PGY has a Buy consensus rating as of Dec 5, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $35.11, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $35.11, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Pagaya Technologies Ltd (PGY)

Volume: 2.74M

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