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PGY
Volume: 1.19M

PGY Stock Forecast & Price Target

PGY Analyst Ratings

Based on 8 analyst ratings
Buy
Strong Buy 50%
Buy 38%
Hold 13%
Sell 0%
Strong Sell 0%

Bulls say

Pagaya Technologies Ltd demonstrated significant improvements in its loan conversion rate, achieving 23.9% in 2Q25, an increase from 15.2% in the prior year, which management credits to advancements in its AI-driven credit decisioning technology. The company reported a solid year-over-year revenue growth of 30% for the same quarter, emphasizing a strategic focus on maintaining credit performance rather than pursuing aggressive growth strategies. This balanced approach, coupled with a favorable technological advancement in lending, underpins a positive outlook for the company's financial prospects.

Bears say

Pagaya Technologies Ltd's stock has faced a significant sell-off, influenced by concerns over deteriorating credit performance indicated in a sell-side report regarding Upstart, which highlighted rising delinquencies in asset-backed securities (ABS). These developments are seen as part of a broader macro trend affecting the credit landscape rather than limited to Upstart alone, raising concerns for firms like Pagaya that operate within the same ecosystem. The strategic decision by Upstart to approve an increasing number of borrowers, despite growing delinquencies, further justifies a cautious outlook for Pagaya, aligning with worries about potential credit headwinds impacting its business performance.

PGY has been analyzed by 8 analysts, with a consensus rating of Buy. 50% of analysts recommend a Strong Buy, 38% recommend Buy, 13% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Pagaya Technologies Ltd and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Pagaya Technologies Ltd (PGY) Forecast

Analysts have given PGY a Buy based on their latest research and market trends.

According to 8 analysts, PGY has a Buy consensus rating as of Dec 29, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $38.12, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $38.12, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Pagaya Technologies Ltd (PGY)

Volume: 1.19M

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