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PFS
Volume: 222
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PFS Stock Forecast & Price Target

PFS Analyst Ratings

Based on 5 analyst ratings
Buy
Strong Buy 40%
Buy 60%
Hold 0%
Sell 0%
Strong Sell 0%

Bulls say

Provident Financial Services Inc. demonstrated a solid performance with a loan-to-deposit (L/D) ratio increase of 30 basis points quarter-over-quarter, reaching 102.2%, alongside a notable deposit growth of 5.7% quarter-over-quarter. The organic loan growth was robust at 6.7% quarter-over-quarter annualized, exceeding both market consensus and prior expectations, emphasizing the bank's effective lending strategy. Additionally, the net interest margin (NIM) saw a slight increase of 2 basis points to 3.36%, driven by a rise in average earning asset yields that outpaced total funding costs, reflecting a favorable interest rate environment for the bank's operations.

Bears say

Provident Financial Services Inc. has experienced a 6% quarter-over-quarter decline in its pipeline, which, despite remaining strong at approximately $2.6 billion, raises concerns about future revenue generation potential. The yield on this pipeline stands at 6.3%, with a book yield of 6.01%, indicating a tightening in profitability margins. This decline in pipeline activity, along with the reliance on traditional revenue streams, may affect the company's ability to sustain growth, contributing to a negative outlook on its stock performance.

PFS has been analyzed by 5 analysts, with a consensus rating of Buy. 40% of analysts recommend a Strong Buy, 60% recommend Buy, 0% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Provident Financial Services and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Provident Financial Services (PFS) Forecast

Analysts have given PFS a Buy based on their latest research and market trends.

According to 5 analysts, PFS has a Buy consensus rating as of Dec 5, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $23, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $23, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Provident Financial Services (PFS)

Volume: 222

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